For all cc, any kind of additional point reward thingy ?

Is it applied to all kind of cc ? Im gonna apply very soon, should be the coming NEXT monday ...

Need to understand more first ..

Which one is faster for card to approve ?

Apply from agent or direct from bank ?

I prefer to take the card from bank instead of send it to my home ... more convenient lolz

Thanks a lot !

Is it the 2 week is standard apply to all bank ?

Im thinking to apply Shell Citibank for my first card, hopefully can get around 1 week if apply direct from Card Centre

This coming Tuesday I plan to walk-in to bank and seek consultation about credit card, then I'll apply ..

Cause I still have no idea how the interest, installment and etc gonna charge

Is HSBC or Citibank recomended ? Plan to get either one of these... should walk in to their branch or HQ ?

afaik, gold card need rm40k annual income ?

I heard some say if got good payment record, can consider to upgrade too even if income doesn't meet requirement

correct me if i wrong

any comment on hsbc and citibank visa/master ?

For first timer, can I apply 2 card simultaneously from different bank ?

I check in Maybank website ..

it says that joining fee rm150

Need to pay first before join ?

One more thing, do i get the same benefit/promotion/free gift regardless anywhere i apply ...

I prefer walk in to branch rather than approach the dealer outside

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Added on August 4, 2008, 11:21 amThanks !!

lol, if need pay joining fee then i rather not apply lolz

This post has been edited by Hybz: Aug 4 2008, 11:21 AM

I heard HSBC platinum card is hardest to get

Need at least rm12k per month salary

Care to share how long you guys cc application took ?

The agent promised my hsbc cc ready in 1 week, but today I called their card centre .. no even my data yet

Btw he submit on the same day I apply

I need a fast one lol

But I also heard if apply through branch might take a month \
Thats why i scared ...

Anyone know which bank is fastest proccessing ?

Not me lol, I dont travel oversea .. perhaps other person

Maybe can i apply travel package even i dont travel ?


@David83
Yup I knew that fax in direct to card centre would be faster ... but still it depends on which bank lol. Im looking for which bank can fastest , hopefully <1 week

I have no idea too ... cause u mentioned travel package cc is only 3 hrs approval.

that why I want it lol

If no certification but got stable income, can apply for Direct Access ?

My first card is still pending under review, according to the agent...

I scare to apply other bank right now, scare got conflict later or get rejected

Mine HSBC application still under progress ...

Everyday call their hotline and check, they have no idea approve or not lol

Didn't receive any calls to my office too

Just apply and see ....

No harm trying