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 Credit Card Thread V4, Plastic Money @ World Access

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zenwell
post Aug 12 2008, 10:18 AM

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QUOTE(vin_ann @ Aug 12 2008, 08:03 AM)
they mostly want you to write in to cancel it. to ensure proper cancellation procedure is being done and documentation.

u can fax in or send by mail.
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yeah, when i wanted to cancel my Public bank cc, they requested for write-in,but for my EON bank card cancellation, I just go straight to the branch to settle the balance, from there they call the HQ to verify and cancel it.
zenwell
post Aug 14 2008, 05:54 PM

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Al-Rajhi Bank got cc?
zenwell
post Aug 15 2008, 10:31 AM

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QUOTE(hye @ Aug 14 2008, 07:01 PM)
Nope ... debit card only.
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Heard that this bank don't have much product and services to offer. Most of their sales ppl also cabut to other bank. Dunno true or not. But that time I heard they offer attractive interest for personal loan wor.
zenwell
post Aug 15 2008, 11:03 AM

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QUOTE(muscaa @ Aug 15 2008, 10:38 AM)
Standard Chartered cc? Lousy one lah shakehead.gif
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Really lousy? My bf thot of applying one. bcos he's using SCB bank account mah. hmm.gif hmm.gif
zenwell
post Aug 15 2008, 05:04 PM

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QUOTE(TeraPox @ Aug 15 2008, 04:50 PM)
got my new CIMB platinums today... surprise me actually... I just applied during their fair on last sunday...

my collection getting bigger now~ *grins*

3 more banks to go to complete my Platinum collection..


Added on August 15, 2008, 4:59 pm
Me Me!!! thumbup.gif  thumbup.gif
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wah, so total how many cards you have and what bank?
zenwell
post Aug 20 2008, 09:50 AM

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what is the credit limit for platinum card?
zenwell
post Aug 21 2008, 04:42 PM

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QUOTE(artois @ Aug 21 2008, 04:36 PM)
According to my frens RHB is easier to approve.
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from my experience Affin, EON, public and citibank very easy to get approval. Not sure what others think.
zenwell
post Aug 26 2008, 02:36 PM

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full amount I think
zenwell
post Aug 26 2008, 04:41 PM

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QUOTE(vin_ann @ Aug 26 2008, 03:33 PM)
so surprised just now.

a person from Standard chartered called, 1st offer me Genting vouchers which is transferable, then offer my pre-approved gold card.

so i asked her, why just simply gives out the credit card, ur did not scare me have bad record ar? she said, only selected customer is being offer this kind of card.

she said, the main purpose gives the card is for me to try. if i dun likes i can just call in and cancel it. on benefits side, she just promote on the giving free movie tickets for movie from warner brothers when they have new movie.

i thinks Standard Chartered got my information from my genting world card, which im almost forget it. sweat.gif
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you are not their customer? did you hold any bank account with them?
zenwell
post Sep 9 2008, 10:01 AM

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QUOTE(vin_ann @ Sep 9 2008, 08:01 AM)
hey guys it's Tuesday,

i saw the Big Cash Rebate at Carrefour of Maybank advertisement. Previously if im not wrong, i thought it's only for Maybank Amex card, now im reading the Terms n Conditions stated below the advertisement in The Sun Newspaper :

Cash Rebate is only applicable to all Maybank Credit Cards and American Express Charge and Credit Card.

Yeah, anyways, today also planned to do shopping.
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means today if shop at carrefour with Maybank CC will get cash rebate? how many %? today only?
zenwell
post Sep 9 2008, 03:16 PM

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QUOTE(vin_ann @ Sep 9 2008, 10:16 AM)
http://www.maybank2u.com.my/promotions/may...our/index.shtml

Super Tuesday 10%  rclxms.gif

Normal day 5%.. 

Horey, just now received call from GSC CS, telling me tht all error transactions will be do the reversal. all problems solved.

it's quite efficient. yesterday give card number today know the result.
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up to a maximum of RM50.00 means RM5.00 rebate per month only. sad.gif

no worth my petrol to run there though. tesco is nearer biggrin.gif
zenwell
post Sep 9 2008, 06:19 PM

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QUOTE(vin_ann @ Sep 9 2008, 03:29 PM)
Cash Rebate is up to a maximum of RM50 per cardmember per month only.

did ur reading / understanding got wrong or it's my wrong??

it's cash rebate of RM50.

it's spend RM500 (500 x 10%= RM50) per month for carrefour for it provided in Tuesday only?

it's spend RM1000 (1,000 x 5% = RM50) per month for carrefour for it provided spend other than Tuesday.

@zenwell,

no 1 is force u go to Carrefour, im just sharing....  icon_rolleyes.gif
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oh yeah, it is rebate up to RM50.00. mean tuesday spend RM500.00max will get rebate. Haha. Sorry Just now I read too fast. that means I will go Subang carrefour I think.
zenwell
post Sep 30 2008, 11:25 AM

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QUOTE(voyager86 @ Sep 29 2008, 07:55 PM)
hi all,

wanna ask u all sth....i jus apply UOB ONE CARD
but they send me another UOB VOX CARD to me......

so...can i cancel the VOX card??

or i need to keep the card together with UOB ONE CARD??
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Aiyo, this UOB bank very leceh! Last year I apply for UOB ONE card they also give me additional lady's card. I thot each have their own limit. Mana tau it is combined limit. Then I don't know the additional card serve what purpose unless you are using it for certain promotion and discount. otherwise it is just wasting space in my purse. Anyway gonna cancel it after my Zeron Interest Installment Payment comes to an end. Cancel both!

QUOTE(WaCKy-Angel @ Sep 29 2008, 07:59 PM)
Sure u can cancel, but be reminded if u cancel it then your "free" annual fee (RM388 duh) will not be waived anymore eventough u used more than 6times/year.

Just keep the card and use it for something....

Im using it on BHP 1 month already atleast 4 times pump petrol....6 times for each cards is not hard.
Go la pump like RM10 each month also more than enough...

p/s: seriously One card annual fee is RM388, i just saw that in my statement last month but mine is waived ofcourse
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Last time PBB charge me annual fee because I hardly swipe that card. I got fed up and cancel it shakehead.gif

QUOTE(tinkerbel @ Sep 30 2008, 10:00 AM)
@jeff_ckf,
It does look like I'm the few around here who didn't get an increase in CL with Citibank despite making 2 requests and submitting the usual forms.

If U been following this thread long enough, U'll know that Citibank decreased my CL from a total combined CL of RM19k to RM7k when they tried upgrading me from Clear card to Gold Card.
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Citibank reject your application? For my case they auto upgrade me to gold card then increase my limit by double ler.

zenwell
post Oct 8 2008, 05:51 PM

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QUOTE(booleanx @ Oct 8 2008, 02:31 PM)
thansk. citibank called me and told me that they require rm 2k and above.

which bank is the easiest to apply for a credit card?
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Citibank approved my application 2 years ago and gave me the black colour one (i think is citibank clear card). That time my salary less than 2k lor. after 6 mths they automatic upgrade gold card for me.
zenwell
post Oct 9 2008, 10:18 AM

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QUOTE(tinkerbel @ Oct 8 2008, 06:05 PM)
@zenwell,
Er..did that Gold Card come with additional CL?  Am curious to know if there's a standard procedure or CL.  It pissed me off when Citibank sent me an 'upgraded' card but giving me lesser CL.  I hope that didn't happen to u.
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hi tinkerbel,

yeah they actually doubled my CL. but now the don't upgrade anymore cos my payment trend has not been very good. I think previously is becos my payment pattern is very good that's why the upgrade kua sweat.gif
zenwell
post Oct 10 2008, 09:12 AM

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QUOTE(vin_ann @ Oct 9 2008, 09:49 AM)
guys / gals,

guess what i saw just now, the Shell Station Damansara Heights got put up 1 notice at 1 specific pump just for the Shell Citibank Credit Card usage, other cards need to go to other pumps. sweat.gif
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wow, sounds good thumbup.gif suddenly feel proud that I'm using Shell Citibank card if I happen to drop by that station tongue.gif tongue.gif Jz Kiddin!
zenwell
post Oct 10 2008, 10:02 AM

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QUOTE(wvt @ Oct 9 2008, 03:42 PM)
wanna ask UOB ONE card holder,do u have any discounts when u purchase movie ticket using ONE card?

couldn't find any info on their page but i remember someone mention it before... sweat.gif
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u get a cash rebate when you buy gsc tickets. It wil be reflected in your statement. But you can use cahs rebate to redeem movie tickets as well.
zenwell
post Oct 23 2008, 10:46 AM

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Hi All,

Wanna ask what is the min salary requirement for platinum card and what is the credit limit range?

For gold card, how high can the credit limit go before the bank decides to give you platinum card?

Thanks! notworthy.gif notworthy.gif
zenwell
post Oct 23 2008, 03:39 PM

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QUOTE(tgeoklin @ Oct 23 2008, 02:24 PM)
minimum income for plat normally starts from 60k pa with a limit of 20K, so if yr gold card limit is above 20K, very good chance to be invited to upgrade  biggrin.gif
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Ok thanks.

Wanna ask:

Among CIMB, Ambank, RHB, Affin, EON, Public Bank, HSBC, and Std Chart, Which bank's credit card is the best in terms of promotions, cash rebates and point redemption and etc? Thanks!
zenwell
post Oct 23 2008, 04:12 PM

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QUOTE(tachlio @ Oct 23 2008, 03:43 PM)
what kind of redemption you need, even same company but different card had it own benefit...

No card is perfect, but find the card that suit for u nod.gif
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Erm, actually i wanted to cancel my UOB card after my instalment payment finishes and thought of applying a new card from another bank. Just don't know which one to go for.

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