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 Credit Card Thread V4, Plastic Money @ World Access

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wvt
post Aug 4 2008, 12:24 AM

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QUOTE(IceBikers @ Aug 3 2008, 10:57 PM)
i applied cimb petronas. Formed downloaded from internet and filled in details nicely.. brought the form n docs to the branch n the officer told me that.. internet form no use 1.. then she get an ori form, attached it together with the downloaded n just need a single sign. she said she will copy the details for me.. 1 weeks later card receieved.. hehe
*
That officer did that bcz he\she wants to earn commission from you... smile.gif

Just like the credit card agent,they do receive some commission if u sign up thru them. biggrin.gif
danlhct
post Aug 4 2008, 01:10 AM

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After reading this forum, I decided to go with my Maybank second card - Amex cc. Mainly due to it 2x TP tongue.gif ... and I had received the card few days ago.
I agree with TeraPox, Maybank is a snail. Despite I already have my Maybank Visa Gold, it took me almost 4 weeks to get my Maybank Amex cc. Huhh!!
SUSDavid83
post Aug 4 2008, 08:08 AM

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QUOTE(danlhct @ Aug 4 2008, 01:10 AM)
After reading this forum, I decided to go with my Maybank second card - Amex cc. Mainly due to it 2x TP tongue.gif  ... and I had received the card few days ago.
I agree with TeraPox, Maybank is a snail. Despite I already have my Maybank Visa Gold, it took me almost 4 weeks to get my Maybank Amex cc. Huhh!!
*
Did they charge you for annual fee for your MBB Amex?
danlhct
post Aug 4 2008, 08:36 AM

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Nope... .. as far as I know. The staff told me it is free for first 2 years.
SUSHybz
post Aug 4 2008, 08:39 AM

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For first timer, can I apply 2 card simultaneously from different bank ?


TSvin_ann
post Aug 4 2008, 08:46 AM

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QUOTE(IceBikers @ Aug 3 2008, 10:57 PM)
i applied cimb petronas. Formed downloaded from internet and filled in details nicely.. brought the form n docs to the branch n the officer told me that.. internet form no use 1.. then she get an ori form, attached it together with the downloaded n just need a single sign. she said she will copy the details for me.. 1 weeks later card receieved.. hehe
*
how come?

i applied my DA using the downloaded form then submit to CIMB branch with documents. Perhaps my DA type is an association card.
SUSDavid83
post Aug 4 2008, 09:16 AM

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QUOTE(danlhct @ Aug 4 2008, 08:36 AM)
Nope... .. as far as I know. The staff told me it is free for first 2 years.
*
How many MBB cards you have? If your newly added MBB Amex is considered as your 3rd card, then it'll be free of annual fee. Otherwise, you have to pay for it. Track your online statement carefully.

This is what the bank staff and CS told me.
cute_boboi
post Aug 4 2008, 09:16 AM

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tinkerbel,
yeah, I'm not travelling that frequent already (read: reduced TP cry.gif ), otherwise I will exchange for a medium size luggage. I already have a cabin and another very large hard-case trolley luggage bag already. Just missing the middle one.

Underhill,
For CC application, you can use photostat/printed (downloaded) CC application form. Then can fax it in also. Super-blur copy tongue.gif

muscaa,
Confirmed Petronas voucher can buy Syntium engine oil at Petronas station. I have tried it previously. But not sure on other kiosk goodies like Mamee, Cornetto ice cream, mineral water, etc. tongue.gif


Added on August 4, 2008, 9:34 amUpdate: Just checked my MBB online banking.

Pumped Petronas on 2nd Aug (transaction date). Posted on 3rd Aug. Still 5x TP thumbup.gif

Forgot to mention I also paid PDRM summons at MBB TP Fair, got 1x TP points only. Can PDRM pay by CC anywhere ? sad.gif I think I got some DBKL summons too. cry.gif JPJ, I think clear, otherwise cannot renew road tax sweat.gif

For those who follow this thread closely, recently I mention MBB rejected my permanent increase for CL. It was rejected mad.gif Just now I saw they give me another 5k CL increase hmm.gif Cakap tak serupa bikin... doh.gif Means total this year I got 10k CL increase tongue.gif


This post has been edited by cute_boboi: Aug 4 2008, 09:34 AM
tinkerbel
post Aug 4 2008, 11:13 AM

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@David83,
Of course the merchants would accept CC purchases - Y would they not?! In fact, I think they would only have accepted MBB CC's and no other CCs.

Yes I too been told by the CS about the 3rd CC being FREE - it is however NOT applicable to the Plat range I think; can U double confirm please?! wink.gif

@cute_boboi,
It is possible the different departments didn't communicate? smile.gif

@Hybz,
U could always try - it shouldn't be a problem I guess *shrugs*


This post has been edited by tinkerbel: Aug 4 2008, 11:16 AM
SUSHybz
post Aug 4 2008, 11:15 AM

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I check in Maybank website ..

it says that joining fee rm150 shocking.gif

Need to pay first before join ?
tinkerbel
post Aug 4 2008, 11:17 AM

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@Hybz,
Er.. most of the time, it'll be waived - that joining fee apparently is compulsory by law or something.
SUSHybz
post Aug 4 2008, 11:20 AM

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One more thing, do i get the same benefit/promotion/free gift regardless anywhere i apply ...

I prefer walk in to branch rather than approach the dealer outside


Added on August 4, 2008, 11:21 amThanks !!

lol, if need pay joining fee then i rather not apply lolz

This post has been edited by Hybz: Aug 4 2008, 11:21 AM
tinkerbel
post Aug 4 2008, 11:51 AM

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@Hybz,
Yes U will be able to get the same promotions being offered by the bank even if U applied it at the roadshows.

I'm quite confident U will be able to get that joining fee waived.
SUSDavid83
post Aug 4 2008, 12:12 PM

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QUOTE(tinkerbel @ Aug 4 2008, 11:13 AM)
@David83,
Of course the merchants would accept CC purchases - Y would they not?!  In fact, I think they would only have accepted MBB CC's and no other CCs.

Yes I too been told by the CS about the 3rd CC being FREE - it is however NOT applicable to the Plat range I think; can U double confirm please?! wink.gif
*
I'm not sure about Platinum card since I don't hold or apply any. Perhaps others could confirm for you.
muscaa
post Aug 4 2008, 03:40 PM

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QUOTE(cute_boboi @ Aug 4 2008, 09:16 AM)

Added on August 4, 2008, 9:34 amUpdate: Just checked my MBB online banking.

Pumped Petronas on 2nd Aug (transaction date). Posted on 3rd Aug. Still 5x TP  thumbup.gif
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good ah, i'm waiting for my petronas card to reach, hope can pump and get lot of TP drool.gif


Added on August 4, 2008, 3:43 pm
QUOTE(cute_boboi @ Aug 4 2008, 09:16 AM)
Forgot to mention I also paid PDRM summons at MBB TP Fair, got 1x TP points only. Can PDRM pay by CC anywhere ?  sad.gif  I think I got some DBKL summons too.  cry.gif  JPJ, I think clear, otherwise cannot renew road tax  sweat.gif
*
PDRM summons can pay online with cc but their discount was over already (ended 31 July)
Could you get summon discount at MBB TP Fair?
DBKL summons can ask for discount at DBKL building Jln Raja Laut


Added on August 4, 2008, 3:46 pm
QUOTE(cute_boboi @ Aug 4 2008, 09:16 AM)
For those who follow this thread closely, recently I mention MBB rejected my permanent increase for CL. It was rejected  mad.gif  Just now I saw they give me another 5k CL increase  hmm.gif  Cakap tak serupa bikin...  doh.gif  Means total this year I got 10k CL increase  tongue.gif
*
wah you got so much of credit limit, RM15k??

I noticed that a lot of banks do increase your CL after a year or 2, so far i know citibank, HL, Alliance etc like to do that. But very scary lah with too much of credit blink.gif


Added on August 4, 2008, 3:48 pm
QUOTE(tinkerbel @ Aug 4 2008, 11:13 AM)
@cute_boboi,
It is possible the different departments didn't communicate? smile.gif
*
but i heard that traffic police JPJ and local councils are all linked already cry.gif

This post has been edited by muscaa: Aug 4 2008, 03:48 PM
cute_boboi
post Aug 4 2008, 04:42 PM

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muscaa,
good ah, i'm waiting for my petronas card to reach, hope can pump and get lot of TP drool.gif
Since I got the MBB Petronas card, I have pumped around RM890 which translate to 4450 TP thumbup.gif


PDRM summons can pay online with cc but their discount was over already (ended 31 July)
Could you get summon discount at MBB TP Fair?
DBKL summons can ask for discount at DBKL building Jln Raja Laut
My parking summon RM70 down to RM50 only. sad.gif i.e. discount RM20
Don't want to pay DBKL first. KIV tongue.gif


wah you got so much of credit limit, RM15k??
shh... more. sweat.gif

I noticed that a lot of banks do increase your CL after a year or 2, so far i know citibank, HL, Alliance etc like to do that. But very scary lah with too much of credit blink.gif
Citibank never increase mine before. MBB also. All have to manual request for increase. sad.gif

but i heard that traffic police JPJ and local councils are all linked already cry.gif
Is it ? My parking summon was >1-2 years ago, still can renew my road tax tongue.gif I know insurance cover note and JPJ is linked already. DBKL summon is this year, so wait it to ripe first. sweat.gif


muscaa
post Aug 4 2008, 07:15 PM

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cute_boboi,

Since I got the MBB Petronas card, I have pumped around RM890 which translate to 4450 TP thumbup.gif

a lot of points. Worth applying it

My parking summon RM70 down to RM50 only. sad.gif i.e. discount RM20
Don't want to pay DBKL first. KIV tongue.gif

i kena summon for speeding near ipoh few months back (they took picture and sent the summon to my address), manage to reduce from 300 to 200 only

shh... more. sweat.gif
Citibank never increase mine before. MBB also. All have to manual request for increase. sad.gif
my cc got increased CL quietly every year, kinda scary. Except DA which never increase it

Is it ? My parking summon was >1-2 years ago, still can renew my road tax tongue.gif I know insurance cover note and JPJ is linked already. DBKL summon is this year, so wait it to ripe first. sweat.gif

i paid DBKL parking summon once and manage to reduce from RM100 to RM30. Feel sad lor, like paying income tax to govt cry.gif heartache

This post has been edited by muscaa: Aug 4 2008, 07:18 PM
TSvin_ann
post Aug 4 2008, 10:59 PM

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paying saman?

come looks at here...:

http://forum.lowyat.net/index.php?act=ST&f=20&t=738963

i had paid mine RM50 + RM2 processing cost. hehe...


danlhct
post Aug 5 2008, 12:15 AM

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QUOTE(vin_ann @ Aug 4 2008, 08:46 AM)
how come?

i applied my DA using the downloaded form then submit to CIMB branch with documents. Perhaps my DA type is an association card.
*
Me too, I was using downloaded form from the internet and submitted to the branch. I've gotten my DA MasterCard Platinum last week.


Added on August 5, 2008, 1:01 am
QUOTE(David83 @ Aug 4 2008, 09:16 AM)
How many MBB cards you have? If your newly added MBB Amex is considered as your 3rd card, then it'll be free of annual fee. Otherwise, you have to pay for it. Track your online statement carefully.

This is what the bank staff and CS told me.
*
wah.. lau...eh... I've been trying to reach Maybank CS for almost 45 mins only can get hold of them. They told me after 11PM, there will be only 2 CS officers on duty for credit card related matters. rclxub.gif

Have checked with the CS, my second card with Maybank (Amex cc) was free for 2 years. icon_rolleyes.gif

This post has been edited by danlhct: Aug 5 2008, 01:01 AM
muscaa
post Aug 5 2008, 08:15 AM

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QUOTE(vin_ann @ Aug 4 2008, 10:59 PM)
paying saman?

come looks at here...:

http://forum.lowyat.net/index.php?act=ST&f=20&t=738963

i had paid mine RM50 + RM2 processing cost. hehe...
*
My summon can only get 30% discount if i pay online as its a post summon, so reduction of RM90 from RM300 to RM210.

I paid at police station RM200, managed to get a bit cheaper. sad.gif

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