for CIMB i think better opt for mastercard because most of the time they give mastercard more benefit like converting payment to EPP thru phone only available for mastercard , visa are not eligible..
DA and CIMB cards is free for life without condition attached but their enrich platinum does.. but can call up their center to waive it off la... heheh

anybody know why DA transactions always fail on weekend..

happened to me twice.. 1st when i change new tyre on saturday..

and 2nd.. pc fair last sunday..

the girl over the counter said card not verified..

first i thought it might be my card.. but later when i tested it at pump station the card is just fin..

so i assume its the bank problem.. damnit.. hav to wait until february to buy laptop

already reported it to them, n now thinking to cancel this card.. >:|

@Reventon

Yes, agree with you, most of the Paypass merchant (especially KFC) prefer CIMB Mastercard. Quite happy until now for my CIMB Petronas 2% rebate, at least it not like Citibank Shell VISA, which must be over RM 20 then can get rebate from your bill.

@Sawamura
I think the most probably is the PC fair people don't want to use your card because they have to pay the bank some processing fee, but this is my assumption only, because i'm also using the CIMB Mastercard for half year already, but it never get any transaction rejected so far....

Which card is better nowadays? What diff with CIMB-DA and CIMB-Petronas?

If you were to choose between CIMB n Maybank, which one do you prefer?

How about Amex?Do we got waiver for annual fees?

Which one have most benefits to us?

This post has been edited by Putraskyline: Aug 6 2008, 12:44 AM

For DA, 2% petrol rebate on all the petrol station, for Petronas, 2% only for Petronas station.

For now, DA is the perfect cards for young graduates? How about the benefits? Where you read about DA got 2% rebates on all petrol station? I have google DA website but the elaboration is too few.

This post has been edited by Putraskyline: Aug 6 2008, 01:00 AM

DA is perfect for fresh graduates because:

1. 2% rebate on any brand of petrol (http://www.directaccess.com.my/pdf/petrol%20statement%20leaflet.pdf)
2. No need to worry about annual fee
3. No minimum swipe for the month or year
4. It's a GOLD card not Silver/Classic.

@PutraSkyline,
Free waiver fees on Amex onli for 1st 2 years.

what is the limit of the DA gold? As yesterday i go apply standard chartered gold....

@Gary1981,
CL is determined by the bank. I got RM10k when I applied for it - that was back in Y2002 if I'm not mistaken.

Mine comes with RM 10k.

The DA gold no require any minimum annual salary mah?i believe other bank minimum for gold is 40k/year huh?anyway am waits for the s.chartered response....

@Gary1981,
There is except it's not as high as the rest; so as long as Ur a graduate.

For DA, the minimum annual income:

Platinum Card : RM80,000 per annum
Gold Card : RM24,000 per annum

Sawamura,

Your card is mastercard or visa? I encountered problem with mastercard before and it was rejected without any reasons. However when i swipe with my visa on the same machine, it was ok. Better apply for both master and visa to be safe

This post has been edited by muscaa: Aug 6 2008, 12:33 PM

For the DA, its comes only with CIMB right? My annual income is about Rm22k because I'm fresh graduates. Do you think the bank will allow? About the Graduates Certificates as requirement, I dont have it right now, my convo will in mid August. What document to brings? From what I know DA Card does not count point on Petrol purchases, do other card such as CIMB-Petronas or MBB-Petronas are the same?

This post has been edited by Putraskyline: Aug 6 2008, 01:03 PM

For the DA, its comes only with CIMB right? My annual income is about Rm22k because I'm fresh graduates. Do you think the bank will allow?



You can give a try.

About the Graduates Certificates as requirement, I dont have it right now, my convo will in mid August. What document to brings?

You could try to use the official invitation letter to convocation.

From what I know DA Card does not count point on Petrol purchases, do other card such as CIMB-Petronas or MBB-Petronas are the same?

CIMB Petronas also gives 2% rebate back. MBB Petronas offers 5x Treat points.

sure is the merchant problems. they line is down bcoz using Stremayx? haha...

last weekend, when im pay at hte Jasco, the CC machine also down. line problems.

wah so low for the DA gold requirement.....no wonder nowadays so many ppl in deep shit with the CC thing & get bankruptcy....

What different between charge n credit card? Amex is all charge card is it?

I'm interest in Amex because it offer more privileges in dining. But I dont have so much info about this card. Why people seldom use it?