A card with no annual fee and with no min swipes needed, is worth keeping either for souvenir, future handicraft material, etc...

Yup RM70 every year, hmm how about I get the credit card now and the RM100 E-voucher because I plan to fly with AA to aussie, then next year when the card due and I need to pay if I find not that useful ... then BYEBYE cancel only?

im a total noob when it comes to cc usage cos i rarely used it. anyway, my question is.

ive just purchased a dell laptop using my citibank cc under the flexi payment plan. But according to dell, it got rejected. what is the problem? do i have to like apply for the plan or?? thankssss in advance

This post has been edited by LoveMeNot: Oct 3 2008, 04:52 PM

By right you dont need to apply for it as long as your CC limit is sufficient and the DELL merchant has Citibank EPP plan. You should be able to get the instalment plan

hi, anybody can introduce me freelance job on credit card application? i need more income with this relax job

The Dell-Citibank flexi payment plan requires Citibank to verify the transaction from your goodself. Perhaps you miss their call when they attempt to call you but you can actually call Citibank and ask CS to verify this flexi plan. Unless this is done ... the transaction is deemed unconfirmed and will be rejected. You don't have to go through this verification with MBB-Flexi plan.

Oh yes ... make sure you have enough credit limit to cover the transaction as the entire amount will be taken out from your CL. (If not enough then sure reject ) Don't worry, it is still an installment plan and the CL will be returned to you as and when you make payment for your Dell-Citibank flexi plan.

I suggest you to call Citibank to verify this transaction and then Dell to inform them that the transaction is now OK.


Errr ... BTW .... if that's you in the avatar ... can I get to know you ?

What is the requirement of Premiere card? is it higher grade than platinum, can get so high -- RM40K limit ?

It is call the HSBC "Premier" not "Premiere". Yes ... it is a higher grade than Platinum (Infinite is VISA's version). You need to have min RM200K in total deposits/investments with HSBC. If you want an intro ... PM me.

This post has been edited by hye: Oct 3 2008, 07:45 PM

You qualify for HSBC Premier if you maintain an average monthly Total Relationship Balance of RM200,000 or more, which includes your Premier Savings, FlexiTime Deposit, Unit Trusts and Structured Investments at HSBC.
Should your average Total Relationship Balance drop below RM200,000, a Below Balance Fee of RM150 will be applied for the month.

thanks alot.

Ive already called up citibank and yeah, now i know why mine got rejected. I didn know that the entire amount will be taken out from my CL. I was thinking that the total amount of the item purchased will be spreaded out in 12 months and by that my credit limit is sufficient. then i was informed that its insufficient as they freezed my credit limit.sighss.anyway guys.thankssss..

hye. ur kinda direct.arent u? hahahahahaha
and yes thats me..

hello...friend...
Have anybody know for which credit card have rebate when pump fuel

for now i am know is Citibank=Shell
CIMB Bank=Petronas
UOB Bank=BHP

any other else??because i want is for Esso and Mobil...which bank is related with Esso and Mobil

Thanks

RHB
all petrol station

DA CIMB = 2% all
Citibank E-Saver Debit Mastercard = 7% all
RHB Travel Money Mastercard = 5% all

what?!?CITIBANK E-Saver debit mastercard???never heard b4...

ya I was hoping to get RHB and CIMB but haven't yet....

Out of curiousity, I checked out the minimum income requirement to be eligible for a CC for the major banks and to my surprise, Maybank's the highest - 30k annual income for classic/standard.
Has it always been like this or did they raise the bar during last year or so?

I think he meant Standard Chartered E Saver Debit Card

I am using it right now, but do not get any rebates as promised...zzz

CIMB PETRONAS MasterCard

**0.5% Rebate on other retail transaction

I wonder what consitute the retail transaction... At specific outlets?

Any CIMB Petronas users? Which outlets we can get the extra 0.5% rebates?

As i'm evaluating CIMB and MBB Petronas CC.

i saw it too and sometime i think it is just a plain " requirement " and when the bank issue the card , i dont see they have any difference on the CL with other bank. But indeed MBB and HSBC card requirement are higher a bit than other bank ( correct me if wrong ).

It means that the 0.5% rebate is applicable for any other purchases that is not Petronas related. This can means your groceries @ Jusco, your new table @ Ikea, new ps3 @ SonyWings, etc.

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Added on October 4, 2008, 9:26 amI don't know about MBB but I do know that HSBC is pickier on approving their cc applications. However, the minimum requirements for an entry level cc is the same for all banks as this is the BNM requirement me thinks. It's just that these banks practices a more stringent approving criterias.

This post has been edited by hye: Oct 4 2008, 09:26 AM