@princessgalaria,
muAHahAHhahAHhaHAH oOOh.. U want to make use of an existing promotion huh?! Well, perhaps U can tell the CS and ask him if he can expedite ur process

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Added on October 8, 2008, 5:25 pm@princessgalaria,
I do believe it is RM100.  If their communication materials state RM100, U will get ur RM100 but it normally takes them months before U get the reimbursement or the benefit.  Don't know about the AA card though but U could always check.

Even before I was a Premier customer, the manager from HSBC took the trouble to evaluate me and write a letter to their credit card department in KL to make an exception - that's how I got the gold card first. Hence, my faith in the bank and why I chose to deposit all my money there.

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Added on October 10, 2008, 11:32 pm

Does being a freelancer automatically mean I'm high risk? Although a freelancer, I'm very established in my industry (write for magazines, interviewed by Frost & Sullivan, speak at seminars, etc) and my annual earnings more than qualify me for plat. I also hv fully paid property, car and zero debt. It's a no brainer if a human actually evaluated me but I failed applying even for a basic card because it's an automatic system.

For citibank, this is from my experience

Evening of Day 1: Fax the credit card form + photocopy of IC + photocopy of current credit card
Noon of Day 2: Agent call saying approved
Noon of Day 3: Went to Menara Citibank and got my card. Could have got it done on Evening of Day 2 but I'm not free then

If you want I can give you the contact number of the agent. Quite good service