Thx Alex for the reply.
Sounds like if below 300k loan, best is UOB to offer -2.2 with free valuation.

yea, looks like a gd deal, as the free valuation is worth at least RM400++

kuwait finance house offers ZEC

Yea.. Uob the best if you want free valuation. However, most of the bank also give legal fee and valuation fee to be finance into the loan. Still nothin comes out of your pocket for the loan. See how you look at it.

For free moving cost, u can try bsn! But kinda lousy to me.

hi,

How bout Citibank? Any review of the housing loan of Citibank?

Ctibank rates not competitive, package not so competitive and very strict in terms of criteria. Very choosy in terms of customers as well.

Anyway to get 100% or 95% loan from the bank for new development ?
!!! find very long liao...

Heard that Bank Simpanan Nasional is offering fixed rate 2.2%. Any fellow member familiar with this issues? What's the terms & conditions? Thank.

fixed rate 2.2%?? u must be kidding me..
any link to refer???

Affin just offered me BLR -2.3%... any comments?? how's their service... 'smallest' local bank wor...

This post has been edited by davegan84: Aug 27 2010, 09:18 AM

Sorry, should be BLR-2.2%
http://www.theborneopost.com/?p=59918

Salary 2.5k.

What is the max loan amount bank will approve?

hello guys,
i want to purchase a 2nd hand house.
cost: 220k
loan: 90%
loan tenure: 30 years
location: Kota Kinabalu
salary: 6k ( My wife and me )

1. can i get the loan based on the above detail? or i need to add another co-borrower?

2. which bank offer best interest rate for fixed flexi mortgage?

any banker can quote for me.

its not about ur salary bro....its all about liability
better walk into the bank n ask

maximum financing slash to 80%

whats ur say?

Any link? Would be a good move since bubble seems to be forming.

dear bankers/brokers,

i just booked a subsale apartmen @ selesa hillhomes & golf resort, bkt tinggi, pahang. its my 4th purchase.

need best offer. most like looking for blr-2.2% (min), max tenure possible (40-45yrs) and ZEC (most promo now is ZEC by BSN, Maybank etc..)

mv/sale price: 165k
loan: 90%
loan tenure: 40-45 years
location: bkt tinggi, pahang
gross salary: 7k

prop type: apartment
floor area: 1240sqft

any banker can quote for me? do pm me. thanks.

Post had been moved and summarized under "Application Documents Checklist".

This post has been edited by home_save: Dec 19 2010, 11:30 PM

Hi MNet,

Consider that you can obtain a tenure of 40 years, the maximum amount of loan that you possibly secure is around RM 210,000 based on current best rate. Monthly installment is estimated around RM 870~950. However, trust me, if you are the only one who pay for it, you will need to eat bread for every meals.

It is advisable to calculate the monthly installment that you are afford to pay and we can estimate the loan within your safe range. It is not a matter of how much you can borrow, it is all about how much you can afford.

Thanks.



This post has been edited by home_save: Dec 19 2010, 11:31 PM

eat bread~

How is the service of BSN? Anyone has any experience with their services can comment? etc loan approval, payment , lawyers, delays??