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> Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

gkl83
post May 22 2008, 08:54 AM


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Hi guys, i decided to create a new topic for bank mortgage to post their current/best packages now...
quite number of mortgagers around anywhere of lowyat forums and quite difficult to ask 1 by 1 ...
any bank mortgager are welcomed to post here and allowed us best to get the correct housing loan packages... or anyone have housing loan information are welcomed to post here as well...
List down any info if possible by following the standard below:

QUOTE
Information:

Bank: Money Bank
Mortgager's Contact: 0123-1234567 or ABC@ABC.com
Mortgager's Location: My House

Non-ZEC:
Type of loan packages: Flexi or XXX

Under Construction
1st year: X.XX%
Thereafter: BLR -X.XX%
Maximum year of tenure: XX years

Completed
1st year: X.XX%
Thereafter: BLR -X.XX%
Maximum year of tenure: XX years

ZEC:
Type of loan packages: Flexi or XXX

Under Construction
1st year: X.XX%
Thereafter: BLR -X.XX%
Maximum year of tenure: XX years

Completed
1st year: X.XX%
Thereafter: BLR -X.XX%
Maximum year of tenure: XX years

MRTA:
List down if possible, too many packages as i know... sweat.gif

Others:
Example:
1. Refinancing ZEC, EPA
2. The ways to shorten the tenure year such as pay house installment 2 week once, etc...


Note: Edit any info if possible, i will update my standard at my 1st post. Thanks


NOTE FROM THE MOD (b00n): Pls post the loan package information besides the norm of "PM me for details"/"call me for details" etc..
If the post is without the requested information as per thread starter and pure advertising; than it would be deleted!
Thread pinned. But if it's spammed, than it would be taken down!


Since no one reads this 1st post anymore; pls proceed to this topic at property section https://forum.lowyat.net/index.php?showtopic=1702463 (if you do read this 1st post) *sigh*

This post has been edited by b00n: Jan 4 2011, 12:04 AM
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vin_ann
post May 22 2008, 09:13 AM


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Good thread.
i thinks there will be people giving u all the information you want.

im also want to find out now, for my futures.

This post has been edited by vin_ann: May 22 2008, 09:19 AM
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knwong
post May 22 2008, 12:08 PM


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There's already a place where you can compare the packages: http://www.fiscal-wise.com.my/FiscalWiseWe...anByWizard.aspx

Quite updated I think
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gkl83
post May 22 2008, 04:32 PM


I'm not Chinese but I'm Malaysian !!!
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QUOTE(knwong @ May 22 2008, 12:08 PM)
There's already a place where you can compare the packages: http://www.fiscal-wise.com.my/FiscalWiseWe...anByWizard.aspx

Quite updated I think
*

erm...
difficult to sort out any recommended bank... sweat.gif

what this thread required to get the exact informations from mortgager, because housing loan may vary month by month... and the most of the bank's website was no up to date too... shakehead.gif

This post has been edited by gkl83: May 22 2008, 04:41 PM
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wheimeng
post May 22 2008, 06:24 PM


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got offer from hsbc pbb and uob. all seem the same

BLR-2 ZMC flexi.
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noproblem
post May 22 2008, 07:07 PM


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huh... can get BLR-2? I asked they told me the best offer is BLR-1.85 for CIMB, ZMC flexi
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gkl83
post May 22 2008, 07:28 PM


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QUOTE(noproblem @ May 22 2008, 07:07 PM)
huh... can get BLR-2? I asked they told me the best offer is BLR-1.85 for CIMB, ZMC flexi
*

yup... i can get BLR-2 @ 2nd year onward from PBB, same for both NON-ZEC and ZEC
but only difference was the 1st year with/without 3.88%...
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wheimeng
post May 22 2008, 07:31 PM


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waa.. which branch? how did you get 3.88%?

sounds cool man.. completed or non completed property? landed or non landed?
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gkl83
post May 22 2008, 07:40 PM


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QUOTE(wheimeng @ May 22 2008, 07:31 PM)
waa.. which branch? how did you get 3.88%?

sounds cool man.. completed or non completed property? landed or non landed?
*

QUOTE
Information:

Bank: Public Bank
Mortgager's Contact: -
Mortgager's Location: -

Non-ZEC:
Type of loan packages: Unknown

Under Construction
1st year: No need to pay anything
2nd year onwards: BLR -2.00
Maximum year of tenure: 30-35 years

ZEC:
Type of loan packages: Unknown

Under Construction
1st year: 3.88%
2nd year onwards: BLR -2.00%
Maximum year of tenure: 30-35 years

MRTA:
MRTA can register 1 person name only although house owner have 2 person...
the loan amount 100% bear on 1 person that registered...

Others:
Nope


This post has been edited by gkl83: May 22 2008, 07:45 PM
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hiro-san
post May 22 2008, 09:16 PM


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Alliance Bank offering

1st and 2nd year fixed rates 3.50% - 3.75%

PM me for more info

This post has been edited by hiro-san: May 22 2008, 09:17 PM
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Errie
post May 22 2008, 09:29 PM


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Non-ZEC:
Type of loan packages: Flexi Loan (MortgageOne)

Under Construction
BLR-2.00% throughout
Maximum year of tenure: Max 30 yrs up to 65 years old, self-employed up to 70 years old

Completed
BLR-2.00 thorughout
Maximum year of tenure: Max 30 yrs up to 65 years old, self-employed up to 70 years old

ZEC:
Type of loan packages: Flexi Loan (MortgageOne)
Under Construction
1st to 5th year: BLR-1.6%
Thereafter: BLR -2.00%
Maximum year of tenure: Max 30 yrs up to 65 years old, self-employed up to 70 years old

Completed
1st to 5th year: BLR-1.65%
Thereafter: BLR -2.00%
Maximum year of tenure: Max 30 yrs up to 65 years old, self-employed up to 70 years old

all the above rate is still can nagotiable depends on the loan amount.

P/S: for ZEC min loan is 100k. For NZEC min loan is 40k

This post has been edited by Errie: Aug 20 2010, 08:46 PM
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abbey
post May 22 2008, 09:54 PM


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Hiro-san and Errie,

Will your bank approve my home loan application if I buy a property (from the subsale market) that has been completed but has NOT yet receive CF. According to the seller, the developer will only get the temporary CF in 1-2 months.



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yewkhuay
post May 22 2008, 11:51 PM


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mortgage officer welcome to offer me thru PM

1. apartment refinance 170K loan, waiting for strata tittle in 2months time. ZEC.

2. completed condo , 200K loan, ZEC.
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waynejw
post May 23 2008, 12:47 AM


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Information:

Bank: United Overseas Bank ( U O B )
Mortgager's Contact: 6012- 517 1210 ( Wayne )
Mortgager's Location: EVERYWHERE......

Non-ZEC:
Type of loan packages: Intelligent Home Loan ( i H L )

1
Under Construction < 40%
1st year: 0%
2nd year onwards: BLR -1.60
Maximum year of tenure: 30 years or age of 65


2
Under Construction
1st - 3rd year: BLR -2.00
4rd year onwards: BLR -1.60
Maximum year of tenure: 30 years or age of 65




ZEC:
Type of loan packages: Intelligent Home Loan ( i H L )
Under Construction or Completed
Whole Tenure: BLR -1.75
Maximum year of tenure: 30 years or age of 65




MRTA:
MRTA can register 1 person name only although house owner have 2 person...
the loan amount 100% bear on 1 person that registered...

Others:
This all only Board Rate, and also T&C apply.. For more information can call for appointment..


Added on May 23, 2008, 12:50 amInformation:

This post has been edited by waynejw: May 23 2008, 12:53 AM
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Errie
post May 23 2008, 07:49 PM


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We can base on completed property to process your loan, we r accept temporary CF.. if without CF then must be treat is as 'under construction' property even it has been completed.
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SynHeng
post May 23 2008, 08:07 PM


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QUOTE(waynejw @ May 23 2008, 12:47 AM)
Information:

Bank: United Overseas Bank ( U O B )
Mortgager's Contact: 6012- 517 1210 ( Wayne )
Mortgager's Location: EVERYWHERE......

Non-ZEC:
Type of loan packages: Intelligent Home Loan ( i H L )

1
Under Construction < 40%
1st year: 0%
2nd year onwards: BLR -1.60
Maximum year of tenure: 30 years or age of 65


2
Under Construction
1st - 3rd year: BLR -2.00
4rd year onwards: BLR -1.60
Maximum year of tenure: 30 years or age of 65

ZEC:
Type of loan packages: Intelligent Home Loan ( i H L )
Under Construction or Completed
Whole Tenure: BLR -1.75
Maximum year of tenure: 30 years or age of 65

MRTA:
MRTA can register 1 person name only although house owner have 2 person...
the loan amount 100% bear on 1 person that registered...

Others:
This all only Board Rate, and also T&C apply.. For more information can call for appointment..


Added on May 23, 2008, 12:50 amInformation:
*
Wayne,

UOB got special interest rate for UOB card holder, right?
I get BLR-2.0% whole tenure.
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noproblem
post May 24 2008, 10:46 AM


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270k++ loan amount, under construction, 30 years, ZMC, Flexi... PM me the offer... thanks
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arthurlwf
post May 25 2008, 01:26 PM


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Home Loan Amt Require = 240k++
Status = Completed,
Loan Tenure = 30 years
Feature = ZMC, Flexi

PM me the offer... Thanks

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waynejw
post May 25 2008, 11:22 PM


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QUOTE(SynHeng @ May 23 2008, 08:07 PM)
Wayne,

UOB got special interest rate for UOB card holder, right?
I get BLR-2.0% whole tenure.
*
Hi, is that ur loan amount more than 300k...?
that not a special for card holder.... this is u r good payer and potential customer lol....
hihihiiiiiiii
thanks for support...


Added on May 25, 2008, 11:24 pmactually we cant offer you the rate here because not us to set the rate for you.. even now i say can offer you -2.00 but mayb after proccess it might -1.85 or lesser lol.....
so normally just can let you know the board rate and how much installment to you lol...
thanks ya....

This post has been edited by waynejw: May 25 2008, 11:24 PM
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yewkhuay
post May 25 2008, 11:35 PM


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QUOTE(arthurlwf @ May 25 2008, 01:26 PM)
Home Loan Amt Require = 240k++
Status = Completed,
Loan Tenure = 30 years
Feature = ZMC, Flexi

PM me the offer... Thanks
*
bro, bought new house? tongue.gif
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