Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
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 Aug 29 2010, 12:24 PM
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#1
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Senior Member
1,590 posts Joined: Nov 2006  
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QUOTE(MNet @ Aug 28 2010, 08:01 PM) Salary 2.5k. its not about ur salary bro....its all about liabilityWhat is the max loan amount bank will approve?  better walk into the bank n ask |
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Oct 5 2010, 07:48 PM
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#2
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Senior Member
1,590 posts Joined: Nov 2006
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BLR -2.3 is really good nowadays
yeah i also wanna know ur loan amount |
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Oct 8 2010, 01:20 AM
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#3
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Senior Member
1,590 posts Joined: Nov 2006
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as far as i know....not all banks give loan for auction properties
this is due to the time constraint for auction properties i managed to get blr -1.6 from c**b 4 months ago for property below 100k |
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Oct 12 2010, 08:09 PM
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#4
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Senior Member
1,590 posts Joined: Nov 2006
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budget might be good for us or otherwise
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Oct 13 2010, 01:27 AM
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#5
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Senior Member
1,590 posts Joined: Nov 2006
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QUOTE(animegod @ Oct 12 2010, 08:23 PM) Hi all, legal fee is divided by 2 partsI have 1 question. I'm about to put my signature on a 189k loan (property value 210k) with Legal fee financed by the bank at approximately RM5k. I'm about to be the 3rd owner of the property. So, my question is how much approximately do I have to top up on the 5k legal fee financed by the bank? Does the 5k includes stamping fee, lawyer fee, etc? Are there any other charges that I should be aware of, that might cost beyond the 5k amount? And what if the legal fees are less than 5k? Where would the extra $$$ goes? thanks. 1. snp fee 2. loan agreement fee usually both will be done by lawyer and if u r referring for both fees...i dun think 5k is enuff |
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Oct 14 2010, 08:59 PM
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#6
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Senior Member
1,590 posts Joined: Nov 2006
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animegod,
for the snp fee seems reasonable for me but for the loan agreement fee looks like a bit overcharged |
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Oct 16 2010, 01:23 PM
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#7
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Senior Member
1,590 posts Joined: Nov 2006
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home_save,
i really respect u in answering all questions regarding loan packages, u r wise man....keep up the good work bro if i need a loan i will definitely find u 1st |
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Oct 16 2010, 01:43 PM
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#8
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Senior Member
1,590 posts Joined: Nov 2006
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i think it is possible to refinance again as long as ur record is good and ur liabilities are acceptable
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Oct 22 2010, 02:41 AM
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#9
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Senior Member
1,590 posts Joined: Nov 2006
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QUOTE(Seremban_2 @ Oct 22 2010, 01:30 AM) I think won't have a problem getting 100% loan. yup...that is how u calculate the interestConsider use your KWSP for renovation instead borrowing from the bank. I am blur with rate -2, is it BLR 6.3% - 2% = 4.3% (Interest you have to pay) |
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Oct 23 2010, 06:45 PM
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#10
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Senior Member
1,590 posts Joined: Nov 2006
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QUOTE(schizophrenic @ Oct 22 2010, 10:06 PM) Any mortgagee for RM90k loan? yeah i would like to know tooRm100k property Please let me know planning to let go 2 of my apartments maybe can advice potential buyer to get the best package available btw my apartments cost rm100k n rm135k |
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Oct 30 2010, 10:01 PM
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#11
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Senior Member
1,590 posts Joined: Nov 2006
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QUOTE(megatz @ Oct 30 2010, 10:00 PM) yeap but then still need to pay for that rit? much more than mrta  |
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Nov 9 2010, 11:15 AM
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#12
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Senior Member
1,590 posts Joined: Nov 2006
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just wanna share some info
went to cimb n ocbc yesterday asking for housing loan this is wat i get for property below 200k cimb blr-1.7/1.8 ocbc blr-1.8/1.9 hope u guys can share oso |
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Nov 23 2010, 12:58 PM
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#13
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Senior Member
1,590 posts Joined: Nov 2006
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good answer again by home_save
thanks for sharing ur opinion bro |
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Dec 13 2010, 06:33 PM
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#14
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Senior Member
1,590 posts Joined: Nov 2006
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QUOTE(airline @ Dec 13 2010, 05:33 PM) total interest payable over 40 years the same as 30 years meh? total interest sure not same le  |
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Dec 15 2010, 10:11 PM
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#15
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Senior Member
1,590 posts Joined: Nov 2006
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QUOTE(keeseng12 @ Dec 15 2010, 06:39 PM) first property - S&p under my name, loan under my name. because u have 2 loans oredi...numbers of house does not count...it is the number of loanssecond property - S&P under my mom's name, loan under my mom and me (at first i was told that i'm only guarantor, just only found out that i'm joint borrower) third property - 70%. even though second property is not under my name, still, 70%. |
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