wilz,
u pmed those with >200k , y never pm me?
Name: -as is-
Contact Number: tba
Property Address: f5l2, fuschia block, selesa hillhomes resort, bkt tinggi, bentong, pahang.
Type: 3r2b apartment, serviced n guarded.
B/up: 1240sqft
Property Price: 162k
Margin: 90%-100%
Ideal Interest : blr-2.2% or fixed 1-3/5yrs
Tenure: 40yrs
MRTA/MLTA: mrta (to finance)
Legal Finance: ZEC or to finance

Added on September 2, 2010, 3:41 amQUOTE(PJusa @ Sep 1 2010, 06:40 PM)
wilz,
currently on BLR -1.95 but still in lock-in with RHB. loan amount exceeds 500k, outstanding above 300k. for refinancing - can i get BLR -2.3 or should i just talk with RHB (which apparently hasnt yet joined the "war"). do you negotiate rate adjustments with banks too (what's the price)? if i can get RHB to give me BLR -2.x then i'd be happy.
thanks
i hv similar experience (at lower LA)
they wont bother even u request. they only stretch ur tenure to your desired repayment amount. my rate was blr(6.75)-0.78% last time n when blr drop to 5.55% i request to match the rate to currently offered. they lowered my repayment but the rate didnt change at all. felt like being conned by RHB right in my face!
better change bank. saving gain minus penalty amount is what u need to calculate. at least BSN got HAPPY BSN HOMELOAN with ZEC - as simple as Balance Transfer.
just my 2cent.
This post has been edited by yuszairi: Sep 2 2010, 03:41 AM