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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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ed1torz
post Apr 30 2010, 12:37 AM

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momobear, the property is pamola or any kind of that name?

u aiming corner? heard it was 24x75

but i believe bbr is due overprice ==



This post has been edited by ed1torz: Apr 30 2010, 12:38 AM
ed1torz
post May 1 2010, 11:33 AM

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it's a new launch at bandar bukit raja for 24x75..

i'll be overseas by then, can't attend the launching ... BAD!
ed1torz
post May 7 2010, 09:03 PM

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there is still bank offering -2.1

look around.
ed1torz
post May 17 2010, 10:04 PM

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dear ppl,

currently reside overseas,

whats the documents require if i would take local bank loan for house...


ed1torz
post Aug 21 2010, 04:26 AM

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Anyone can shed me some light?

Launching - 28th Aug 2010 (I'll touch Msia land 9th Sept but my fiance will do the down payment on behalf of me as booking; 10k)

My house to buy detail is:

Type: Terrace Corner Lot
Location: Bandar Bukit Raja - Klang
Price: RM~800k
Spec: I think it will take 2-3 years to complete
Plan: 95% Finance with good BLR rate for first 3 years; ZEC

I need to know, which bank tagging with Sime Darby this time for conventional loan and what's the best rate can provide!

ASAP! If you need my contact, pm me.

To add up the story, I'm employed overseas, and therefore I don't have much to show up except of my good clearance for CC, Debt whatsoever.

Also what things I need to provide to bank to prove my income - Salary offer letter, and etc???

This post has been edited by ed1torz: Aug 22 2010, 12:32 AM
ed1torz
post Aug 21 2010, 07:33 PM

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Any taker for my case?
ed1torz
post Aug 30 2010, 05:09 PM

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eat bread~
ed1torz
post Sep 22 2010, 04:04 PM

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Took Std&Chtd OneMortage

-2.3, fullflexi (RM10 to maintain monthly), and easy deposit to reduce principal interest and withdrawal

Loan ~600k inclusive of MRTA but now allowed to include legal fees into loan

mmmm... Anyone know if KWSP allowed direct transfer to Std&Chtd current acc from purchase house ACC II?
ed1torz
post Sep 22 2010, 04:11 PM

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I'm not sure about max tenure but I got 30 yrs for myself.

200k loan - I think you need to talk to bank officer and they can fight the best rate for you.

I'm not taking local bank due to 'personal' experience..esp. RHB and CIMB

Please read above statement correctly - personal so, doesn't mean you have the same feeling towards the bank!
ed1torz
post Sep 23 2010, 11:59 AM

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if you want the flexibility - pay RM 10

otherwise, get semi-flexi!


ed1torz
post Sep 26 2010, 06:30 PM

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any particular reason for SCB?why not ask from few bankers and compare!
ed1torz
post Oct 21 2010, 04:52 PM

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kochin any reason for valuation at 570k while you buying it at higher price?

isn't you buying overprice property? or there is problem with the person valuating the location?

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