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 ASB loan, worth to get it???

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epie
post May 19 2018, 11:32 PM

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QUOTE(MohdPuskas @ May 19 2018, 01:35 PM)
What bank got 30 years asb loan tenure ? I go few banks max is 20 years
*
how old are you?
max tenure is 30 years or 65 years old..which one comes first
Ronald K.
post May 21 2018, 10:15 AM

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Hi guys,

Just would like to update that we’ll be having the 5% promo in Ambank for ASB financing until end of June, applicable to 70k and above with no lock-in period. Also additional rebates will still be personally given as well so do drop me a PM for more info if interested!

Thanks smile.gif
zeronuker
post May 22 2018, 07:21 AM

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Hello Everyone.

I was wondering if all the banks that offer ASB Financing uses only standing instruction as payment method?

Is there a bank that offers self payment? Meaning I dont have to open an account with the bank if I want to apply for ASB Financing.
PrinceJoe
post May 22 2018, 07:32 AM

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QUOTE(zeronuker @ May 22 2018, 07:21 AM)
Hello Everyone.

I was wondering if all the banks that offer ASB Financing uses only standing instruction as payment method?

Is there a bank that offers self payment? Meaning I dont have to open an account with the bank if I want to apply for ASB Financing.
*
You could make self payment with our CIMB ASB Financing.
Do WhatsApp me @ 016-8352134 for details/questions.

I am extending my personal service / techniques to anyone who wants more benefits of ASB thru ASB Financing.
Ronald K.
post May 22 2018, 08:11 AM

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QUOTE(zeronuker @ May 22 2018, 07:21 AM)
Hello Everyone.

I was wondering if all the banks that offer ASB Financing uses only standing instruction as payment method?

Is there a bank that offers self payment? Meaning I dont have to open an account with the bank if I want to apply for ASB Financing.
*
Hi there,

Opening of saving acc is not compulsory for Ambank ASB so do feel free to drop me a PM if you’d like to know more about our current promo! smile.gif
zeronuker
post May 23 2018, 01:28 PM

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QUOTE(PrinceJoe @ May 22 2018, 07:32 AM)
You could make self payment with our CIMB ASB Financing.
Do WhatsApp me @ 016-8352134 for details/questions.

I am extending my personal service / techniques to anyone who wants more benefits of ASB thru ASB Financing.
*
QUOTE(Ronald K. @ May 22 2018, 08:11 AM)
Hi there,

Opening of saving acc is not compulsory for Ambank ASB so do feel free to drop me a PM if you’d like to know more about our current promo! smile.gif
*
Thanks for the info.

Additionally, I can confirm maybank also allows self payments.

Incidentally, what is interest rate on CIMB ASB Financing?
haziqnet
post May 23 2018, 03:36 PM

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QUOTE(zeronuker @ May 23 2018, 01:28 PM)
Thanks for the info.

Additionally, I can confirm maybank also allows self payments.

Incidentally, what is interest rate on CIMB ASB Financing?
*
5% but need to submit this week to make sure get the promo rate.
haziqnet
post May 23 2018, 03:43 PM

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Cimb or ambank for more info drop me a pm.

Both have same rate however for cimb the last submission is on next monday.

Cimb t&c

Make Autodebit
Have active cimb account
Apply 50k and above

Ambank t&c

Apply 70k and above

Both loan are ;
- islamic loan
- 30 years max loan tenure
- takaful is not compulsory
- no lock in period

This post has been edited by haziqnet: May 23 2018, 03:46 PM
Bold III
post May 24 2018, 02:31 PM

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What is current interest for maybank?
barneysteinsson
post May 28 2018, 01:36 PM

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any asb loan agent that can offer better than 5 % ? pm me
ychan11
post May 28 2018, 10:22 PM

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Hi,
Serving ASB loan for 6 years.
Any chances we can just refinance the same loan to 200k again?
voncrane
post May 28 2018, 10:30 PM

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QUOTE(ychan11 @ May 28 2018, 10:22 PM)
Hi,
Serving ASB loan for 6 years.
Any chances we can just refinance the same loan to 200k again?
*
Sure can. Well, except of course if age:commitment ratio is a factor for monthly payments..
ychan11
post May 28 2018, 11:17 PM

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QUOTE(voncrane @ May 28 2018, 10:30 PM)
Sure can. Well, except of course if age:commitment ratio is a factor for monthly payments..
*
Thanks for the reply.
What is the steps? Just get to the same bank n ask for it?
Need to terminate the existing loan n reapply?
voncrane
post May 28 2018, 11:19 PM

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QUOTE(ychan11 @ May 28 2018, 11:17 PM)
Thanks for the reply.
What is the steps? Just get to the same bank n ask for it?
Need to terminate the existing loan n reapply?
*
Need to terminate and reapply.. Can go to same bank or see agents in here.. They can assist.
Ronald K.
post May 28 2018, 11:55 PM

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QUOTE(ychan11 @ May 28 2018, 10:22 PM)
Hi,
Serving ASB loan for 6 years.
Any chances we can just refinance the same loan to 200k again?
*
PMed!
baldi91
post May 29 2018, 01:19 PM

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Hi all, i wanted to ask something...
Lets say i have 10k in asb since januari and get 6.5k dividen for this year, that means i have 16.5k unit in ASB right?
However, would the 6.5k dividend be eligible for next year dividend calculation for the month january? Or it would only be calculated starting febuari. .
Ronald K.
post May 29 2018, 02:40 PM

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QUOTE(baldi91 @ May 29 2018, 01:19 PM)
Hi all, i wanted to ask something...
Lets say i have 10k in asb since januari and get 6.5k dividen for this year, that means i have 16.5k unit in ASB right?
However, would the 6.5k dividend be eligible for next year dividend calculation for the month january? Or it would only be calculated starting febuari. .
*
Dividend for the 6.5k units will be calculated from Feb onwards since dividend is based on lowest balance every month.
baldi91
post May 29 2018, 03:05 PM

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QUOTE(Ronald K. @ May 29 2018, 02:40 PM)
Dividend for the 6.5k units will be calculated from Feb onwards since dividend is based on lowest balance every month.
*
Thanks!
likeness
post May 31 2018, 03:41 PM

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Non bumi can take ?
di3hard
post May 31 2018, 05:27 PM

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Hi, I have existing Maybank Loan 200k since mid 2014
Existing rate is 5.15%

Want to refinance, Can i ask normally how long it take to refinance?
Can i apply first? then terminate later?
I understand I might lose few months divident due to processing time from old loan to new loan.

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