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 ASB loan, worth to get it???

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voncrane
post Jun 1 2018, 06:37 PM

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QUOTE(haziqnet @ Jun 1 2018, 06:05 PM)
Haha sorry for my bad english.
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No lah., England was good.. Just that for awhile, it was like watching a fast game of ping pong from the sides.. laugh.gif
wild_card_my
post Jun 2 2018, 06:22 AM

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QUOTE(voncrane @ Jun 1 2018, 02:57 PM)
TLDR: If one plans to terminate and reapply. Simultaneously apply and terminate close to the beginning of any month (promo dependent) to lock in specific rate (BLR rates dependent).. Process will take up till 2 months. If done right. One only loses 1 month dividends or max 2 months.. Life goes on.. Correct me if wrong. hmm.gif
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That is correct. as long as the asb units are redeemed and redeposited (by the new bank) in the same month, you only lose 1 month's worth of dividend...
epie
post Jun 2 2018, 12:33 PM

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asb2 financing available?
wild_card_my
post Jun 2 2018, 03:56 PM

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QUOTE(epie @ Jun 2 2018, 12:33 PM)
asb2 financing available?
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Yes. I can help it at 4.9% p.a
RickJames09
post Jun 2 2018, 04:47 PM

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Which bank?

QUOTE(wild_card_my @ Jun 2 2018, 04:56 PM)
Yes. I can help it at 4.9% p.a
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epie
post Jun 2 2018, 10:54 PM

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QUOTE(wild_card_my @ Jun 2 2018, 03:56 PM)
Yes. I can help it at 4.9% p.a
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pm details bro
Area51SE
post Jun 3 2018, 01:22 PM

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QUOTE(wild_card_my @ Jun 2 2018, 03:56 PM)
Yes. I can help it at 4.9% p.a
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Kindly PM details for ASB2 financing. Thanks
steven1107
post Jun 4 2018, 08:13 AM

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QUOTE(wild_card_my @ Jun 2 2018, 03:56 PM)
Yes. I can help it at 4.9% p.a
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pm me details.
parabola
post Jun 4 2018, 09:05 AM

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QUOTE(wild_card_my @ Jun 2 2018, 03:56 PM)
Yes. I can help it at 4.9% p.a
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PM detail
voncrane
post Jun 4 2018, 09:49 AM

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I thought ASB2 financing or topup isn't available at the moment.. Or just released?
apowerfulskill
post Jun 4 2018, 10:09 PM

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QUOTE(wild_card_my @ Jun 2 2018, 03:56 PM)
Yes. I can help it at 4.9% p.a
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PM details please
ychan11
post Jun 5 2018, 09:04 PM

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General questions.
Anyone study before loan facilities difference between bank apart of interest offer.... I m more curious on if there is additional payment made every month. E.g, monthly suppose rm1200 but pay rm1300 every month.

Does additional payment every month entitled interest reduction? E.g., MBB officer told me yes apart of standby as advance payment n also entitled interest reduction.

Is this valid? N apply to other bank loan?

This post has been edited by ychan11: Jun 5 2018, 09:06 PM
wild_card_my
post Jun 5 2018, 10:06 PM

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QUOTE(ychan11 @ Jun 5 2018, 09:04 PM)
General questions.
Anyone study before loan facilities difference between bank apart of interest offer.... I m more curious on if there is additional payment made every month. E.g, monthly suppose rm1200 but pay rm1300 every month.

Does additional payment every month entitled interest reduction? E.g., MBB officer told me yes apart of standby as advance payment n also entitled interest reduction.

Is this valid? N apply to other bank loan?
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In general you are asking about flexi-facility. Yes, it applies to other banks namely CIMB as well. I need to check with RHB's though.
SUSMNet
post Jun 11 2018, 09:20 PM

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ASN loan is there any?
wild_card_my
post Jun 11 2018, 10:29 PM

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QUOTE(jimmyng @ Jun 11 2018, 10:14 PM)
Where are you based? Maybe need to seek your assistance too
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KL. but I can be anywhere if you know what I mean

jimmyng
post Jun 11 2018, 10:30 PM

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QUOTE(wild_card_my @ Jun 11 2018, 10:29 PM)
KL. but I can be anywhere if you know what I mean
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Haha..ok noted with thx.
epie
post Jun 13 2018, 07:30 PM

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QUOTE(voncrane @ Jun 4 2018, 09:49 AM)
I thought ASB2 financing or topup isn't available at the moment.. Or just released?
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Just got mine approved last week
asb2f 200k with bank rimau
4.9% takaful is compulsory.(min 3years)

Quota is officially full,
but a few people terminate theirs...and we can grab em
voncrane
post Jun 13 2018, 09:39 PM

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QUOTE(epie @ Jun 13 2018, 07:30 PM)
Just got mine approved last week
asb2f 200k with bank rimau
4.9% takaful is compulsory.(min 3years)

Quota is officially full,
but a few people terminate theirs...and we can grab em
*
Oh I see.. Thanks
TeeKanne
post Jun 18 2018, 12:23 PM

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Is it true that the current rate for CIMB is 5.05% and MBB now 4.9%?

Is there any catch?
wild_card_my
post Jun 19 2018, 02:54 AM

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QUOTE(TeeKanne @ Jun 18 2018, 12:23 PM)
Is it true that the current rate for CIMB is  5.05% and MBB now 4.9%?

Is there any catch?
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Yes it is true. I have helped many forummer get those rates. Catch is that the min amount is rm50k

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