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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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MiKE7LIM
post Jul 11 2018, 11:21 PM

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this is how its looks like......
SUSDavid83
post Jul 11 2018, 11:23 PM

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QUOTE(MiKE7LIM @ Jul 11 2018, 11:21 PM)
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this is how its looks like......
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What is Value Pack discount? Related to BP benefits?
MiKE7LIM
post Jul 11 2018, 11:42 PM

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QUOTE(David83 @ Jul 11 2018, 11:23 PM)
What is Value Pack discount? Related to BP benefits?
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this one I not sure....

I choose the value pack for my recent trip! and pay via BP.
this is what its come out.

hardly take AirAsia...not really familiar with the cost
laymank
post Jul 11 2018, 11:52 PM

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QUOTE(tan_aniki @ Jul 11 2018, 04:36 PM)
Nope, I'm just paying with BP
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I know you paid with BP. The AA Big point also depends on which tier you are in the Air Asia BIG.
Like RED tier in the attachment below. So, which tier are you?


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hebe87
post Jul 12 2018, 12:00 AM

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value pack discount is when you buy the value pack (standard seat selection + 20kg luggage + 1 meal -> you cant choose what meal, you eat what they serve)

it has nth to do with bigpay.
MilesAndMore
post Jul 12 2018, 12:05 AM

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QUOTE(eddie2020 @ Jul 11 2018, 07:33 PM)
Server down again? I can't top up
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I tried to top-up just minutes ago but failed too.
chlee87
post Jul 12 2018, 02:40 AM

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QUOTE(snowswc @ Jul 11 2018, 09:58 PM)
no. i didnt because very troublesome to swipe 8 times and really have concern if half way the suspend my card.
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They wont suspend your card on half way(I have done transaction more then 8 times in one day(7/7),but spending high amount really need to concern,if my card dint get suspend then swipe high amount is safe for now.
tan_aniki
post Jul 12 2018, 07:12 AM

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QUOTE(laymank @ Jul 11 2018, 11:52 PM)
I know you paid with BP. The AA Big point also depends on which tier you are in the Air Asia BIG.
Like RED tier in the attachment below. So, which tier are you?
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Red as well


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celaw
post Jul 12 2018, 08:13 AM

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QUOTE(chlee87 @ Jul 12 2018, 03:40 AM)
They wont suspend your card on half way(I have done transaction more then 8 times in one day(7/7),but spending high amount really need to concern,if my card dint get suspend then swipe high amount is safe for now.
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I swiped 11k last month and no issue on that..
digidigi
post Jul 12 2018, 08:34 AM

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QUOTE(celaw @ Jul 12 2018, 08:13 AM)
I swiped 11k last month and no issue on that..
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If 11k per month also consider too high for them ,then this card can throw in bin d

This post has been edited by digidigi: Jul 12 2018, 08:34 AM
swn525
post Jul 12 2018, 08:40 AM

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QUOTE(fairylord @ Jul 11 2018, 11:05 PM)
Refer Post #01:
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thanks, will BP give back the balance of RM200 to me?

This post has been edited by swn525: Jul 12 2018, 08:51 AM
ClarenceT
post Jul 12 2018, 08:57 AM

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QUOTE(swn525 @ Jul 12 2018, 08:40 AM)
thanks, will BP give back the balance of RM200 to me?
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It is a normal practice. Petrol stations will pre-charge RM200/RM250 to your credit/debit/prepaid cards but will bill the exact consumption amount when settlement (usually 1-2 days for posting).
For Credit cards, RM200/250 credit limit is earmarked for settlement, so you don't see it in your statement.

The only exception is CIMB Debit Mastercard at Petronas!

This post has been edited by ClarenceT: Jul 12 2018, 08:58 AM
swn525
post Jul 12 2018, 09:01 AM

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QUOTE(ClarenceT @ Jul 12 2018, 08:57 AM)
It is a normal practice. Petrol stations will pre-charge RM200/RM250 to your credit/debit/prepaid cards but will bill the exact consumption amount when settlement (usually 1-2 days for posting).
For Credit cards, RM200/250 credit limit is earmarked for settlement, so you don't see it in your statement.

The only exception is CIMB Debit Mastercard at Petronas!
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1-2 days is ok, but every time pump patrol will deduct RM200 then wait 1-2 days refund balance to me? or the first time only?
ClarenceT
post Jul 12 2018, 09:07 AM

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QUOTE(swn525 @ Jul 12 2018, 09:01 AM)
1-2 days is ok, but every time pump patrol will deduct RM200 then wait 1-2 days refund balance to me? or the first time only?
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Always, same for any credit/debit/prepaid cards.
Only CIMB Debit Mastercard at Petronas can be charged the exact amount instantly.

swn525
post Jul 12 2018, 09:09 AM

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QUOTE(ClarenceT @ Jul 12 2018, 09:07 AM)
Always, same for any credit/debit/prepaid cards.
Only CIMB Debit Mastercard at Petronas can be charged the exact amount instantly.
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ok, thanks for the info
wjchay
post Jul 12 2018, 09:13 AM

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THis is weird. I bought 3 MH tickets totalling RM1812 on 9 Jul. Transaction posted in BP app RM1812 pending. Today 12 July, I see 3 transactions replacing the RM1812 transaction:
9 Jul RM604 Settled
12 Jul RM604 Settled
12 Jul RM604 Settled


psiloveu
post Jul 12 2018, 09:26 AM

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QUOTE(wjchay @ Jul 12 2018, 09:13 AM)
THis is weird. I bought 3 MH tickets totalling RM1812 on 9 Jul. Transaction posted in BP app RM1812 pending. Today 12 July, I see 3 transactions replacing the RM1812 transaction:
9 Jul RM604 Settled
12 Jul RM604 Settled
12 Jul RM604 Settled
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Some airlines are practicing this type of payment charging method, quite common for full services airlines.
cybpsych
post Jul 12 2018, 10:12 AM

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QUOTE(swn525 @ Jul 11 2018, 10:52 PM)
Pump petronas just now, i pump RM20.02, but why deduct me RM200 in app?
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this preauthorization was more "transparent" before pin&pay initiative. mostly ppl uses cc to pump.

when p&p started, we all were forced to debit card whereby it's more obvious whereby the pre-auth amount seemed to be deducted from DC/account.

if you browse each bank's website about Pin&Pay, there is literature explaining this behavior. it's more of education and public awareness.


sample from UOB https://www1.uob.com.my/assets/pdf/pin_n_pay_faq.pdf

QUOTE
Card Pre-authorization at petrol station self-service pump

23. What happens when I use my credit or debit card at a self-service pump?
When you use your card at a self-service pump (automated fuel dispenser) at a petrol station, the self-service pump will authorise the fuel transaction before you can start pumping fuel into your vehicle. This is performed by sending a preauthorisation amount on the payment card to your card issuer.

24. What is a pre-authorisation?
A pre-authorisation is a temporary hold of a specific amount from the available balance on the payment card. It is used to verify that the card is active and has sufficient available funds prior to dispensing fuel.

25. What amount will be pre-authorised on my card when using a self-service pump?
Because the pre-authorisation must happen before the fuel is pumped, the actual amount of fuel pumped is not yet known at the time of the pre-authorisation. The agreed pre-authorisation amount at self-service pumps in Malaysia is set to RM200.

26. What if the amount of fuel pumped is less than the pre-authorised amount?
The amount of the pre-authorisation is not a charge and no funds are debited from the card account, but the available balance on the card is temporarily reduced by the pre-authorisation amount. Once you have completed pumping fuel, the actual amount for the fuel dispensed will be sent to your issuing bank. At this point the actual amount will be debited from the card account, and the pre-authorisation amount is cleared. However, this may take 3–4 business days after the fuel was dispensed and the pre-authorisation was generated

27. What if my available funds are less than RM200 or if I want to avoid a RM200 hold of funds on my card?
Customers who want to avoid a pre-authorization at self-service pumps are advised to go to the cashier where the exact purchase amount would be deducted from the cardholder’s account.

paranoidandroid
post Jul 12 2018, 10:19 AM

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QUOTE(swn525 @ Jul 12 2018, 09:01 AM)
1-2 days is ok, but every time pump patrol will deduct RM200 then wait 1-2 days refund balance to me? or the first time only?
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hmm, did u get to earn big points from the 200 deduction? hmm.gif
LostAndFound
post Jul 12 2018, 10:33 AM

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QUOTE(cybpsych @ Jul 12 2018, 10:12 AM)
this preauthorization was more "transparent" before pin&pay initiative. mostly ppl uses cc to pump.

when p&p started, we all were forced to debit card whereby it's more obvious whereby the pre-auth amount seemed to be deducted from DC/account.
Wait why p&p force to debit card? I've been using credit card forever and didn't switch even with the p&p being implemented.

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