this is how its looks like......
Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint
Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint
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Jul 11 2018, 11:21 PM
Show posts by this member only | IPv6 | Post
#3335
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Junior Member
767 posts Joined: Jul 2008 From: PJ~Damansara Utama |
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Jul 11 2018, 11:23 PM
Show posts by this member only | IPv6 | Post
#3336
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All Stars
52,874 posts Joined: Jan 2003 |
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Jul 11 2018, 11:42 PM
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Junior Member
767 posts Joined: Jul 2008 From: PJ~Damansara Utama |
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Jul 11 2018, 11:52 PM
Show posts by this member only | IPv6 | Post
#3338
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Senior Member
4,232 posts Joined: Apr 2011 |
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Jul 12 2018, 12:00 AM
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Senior Member
935 posts Joined: Jun 2008 |
value pack discount is when you buy the value pack (standard seat selection + 20kg luggage + 1 meal -> you cant choose what meal, you eat what they serve)
it has nth to do with bigpay. |
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Jul 12 2018, 12:05 AM
Show posts by this member only | IPv6 | Post
#3340
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Moderator
9,301 posts Joined: Mar 2008 |
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Jul 12 2018, 02:40 AM
Show posts by this member only | IPv6 | Post
#3341
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Junior Member
157 posts Joined: Aug 2007 |
QUOTE(snowswc @ Jul 11 2018, 09:58 PM) no. i didnt because very troublesome to swipe 8 times and really have concern if half way the suspend my card. They wont suspend your card on half way(I have done transaction more then 8 times in one day(7/7),but spending high amount really need to concern,if my card dint get suspend then swipe high amount is safe for now. |
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Jul 12 2018, 07:12 AM
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Senior Member
9,052 posts Joined: Feb 2006 |
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Jul 12 2018, 08:13 AM
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Senior Member
1,263 posts Joined: Sep 2009 |
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Jul 12 2018, 08:34 AM
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Senior Member
1,745 posts Joined: Jul 2015 |
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Jul 12 2018, 08:40 AM
Show posts by this member only | IPv6 | Post
#3345
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Senior Member
877 posts Joined: May 2009 |
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Jul 12 2018, 08:57 AM
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All Stars
14,902 posts Joined: May 2015 |
QUOTE(swn525 @ Jul 12 2018, 08:40 AM) It is a normal practice. Petrol stations will pre-charge RM200/RM250 to your credit/debit/prepaid cards but will bill the exact consumption amount when settlement (usually 1-2 days for posting). For Credit cards, RM200/250 credit limit is earmarked for settlement, so you don't see it in your statement. The only exception is CIMB Debit Mastercard at Petronas! This post has been edited by ClarenceT: Jul 12 2018, 08:58 AM |
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Jul 12 2018, 09:01 AM
Show posts by this member only | IPv6 | Post
#3347
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Senior Member
877 posts Joined: May 2009 |
QUOTE(ClarenceT @ Jul 12 2018, 08:57 AM) It is a normal practice. Petrol stations will pre-charge RM200/RM250 to your credit/debit/prepaid cards but will bill the exact consumption amount when settlement (usually 1-2 days for posting). 1-2 days is ok, but every time pump patrol will deduct RM200 then wait 1-2 days refund balance to me? or the first time only?For Credit cards, RM200/250 credit limit is earmarked for settlement, so you don't see it in your statement. The only exception is CIMB Debit Mastercard at Petronas! |
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Jul 12 2018, 09:07 AM
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All Stars
14,902 posts Joined: May 2015 |
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Jul 12 2018, 09:09 AM
Show posts by this member only | IPv6 | Post
#3349
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Senior Member
877 posts Joined: May 2009 |
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Jul 12 2018, 09:13 AM
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Senior Member
645 posts Joined: Apr 2007 |
THis is weird. I bought 3 MH tickets totalling RM1812 on 9 Jul. Transaction posted in BP app RM1812 pending. Today 12 July, I see 3 transactions replacing the RM1812 transaction:
9 Jul RM604 Settled 12 Jul RM604 Settled 12 Jul RM604 Settled |
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Jul 12 2018, 09:26 AM
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Senior Member
795 posts Joined: Apr 2009 |
QUOTE(wjchay @ Jul 12 2018, 09:13 AM) THis is weird. I bought 3 MH tickets totalling RM1812 on 9 Jul. Transaction posted in BP app RM1812 pending. Today 12 July, I see 3 transactions replacing the RM1812 transaction: Some airlines are practicing this type of payment charging method, quite common for full services airlines.9 Jul RM604 Settled 12 Jul RM604 Settled 12 Jul RM604 Settled |
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Jul 12 2018, 10:12 AM
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All Stars
65,255 posts Joined: Jan 2003 |
QUOTE(swn525 @ Jul 11 2018, 10:52 PM) this preauthorization was more "transparent" before pin&pay initiative. mostly ppl uses cc to pump.when p&p started, we all were forced to debit card whereby it's more obvious whereby the pre-auth amount seemed to be deducted from DC/account. if you browse each bank's website about Pin&Pay, there is literature explaining this behavior. it's more of education and public awareness. sample from UOB https://www1.uob.com.my/assets/pdf/pin_n_pay_faq.pdf QUOTE Card Pre-authorization at petrol station self-service pump 23. What happens when I use my credit or debit card at a self-service pump? When you use your card at a self-service pump (automated fuel dispenser) at a petrol station, the self-service pump will authorise the fuel transaction before you can start pumping fuel into your vehicle. This is performed by sending a preauthorisation amount on the payment card to your card issuer. 24. What is a pre-authorisation? A pre-authorisation is a temporary hold of a specific amount from the available balance on the payment card. It is used to verify that the card is active and has sufficient available funds prior to dispensing fuel. 25. What amount will be pre-authorised on my card when using a self-service pump? Because the pre-authorisation must happen before the fuel is pumped, the actual amount of fuel pumped is not yet known at the time of the pre-authorisation. The agreed pre-authorisation amount at self-service pumps in Malaysia is set to RM200. 26. What if the amount of fuel pumped is less than the pre-authorised amount? The amount of the pre-authorisation is not a charge and no funds are debited from the card account, but the available balance on the card is temporarily reduced by the pre-authorisation amount. Once you have completed pumping fuel, the actual amount for the fuel dispensed will be sent to your issuing bank. At this point the actual amount will be debited from the card account, and the pre-authorisation amount is cleared. However, this may take 3–4 business days after the fuel was dispensed and the pre-authorisation was generated 27. What if my available funds are less than RM200 or if I want to avoid a RM200 hold of funds on my card? Customers who want to avoid a pre-authorization at self-service pumps are advised to go to the cashier where the exact purchase amount would be deducted from the cardholder’s account. |
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Jul 12 2018, 10:19 AM
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Junior Member
161 posts Joined: Jan 2009 |
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Jul 12 2018, 10:33 AM
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Senior Member
6,256 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(cybpsych @ Jul 12 2018, 10:12 AM) this preauthorization was more "transparent" before pin&pay initiative. mostly ppl uses cc to pump. Wait why p&p force to debit card? I've been using credit card forever and didn't switch even with the p&p being implemented.when p&p started, we all were forced to debit card whereby it's more obvious whereby the pre-auth amount seemed to be deducted from DC/account. |
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