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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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psiloveu
post Jun 13 2018, 03:52 PM

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QUOTE(yvonnesoo @ Jun 13 2018, 03:49 PM)
i'm not sure whether this has been asked before. will there be any issue if my top up from credit card is not from my own credit card? eg. if one wanna maintain their spouse spending. they only top up certain amount into his spouse bigpay account.

read that on the first page, it stated bigpay will ban you once they detect that you top up from other than your own credit/debit card?
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U can top up with other person credit card as long as all card info/TAC is correct.
yvonnesoo
post Jun 13 2018, 03:56 PM

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QUOTE(psiloveu @ Jun 13 2018, 03:52 PM)
U can top up with other person credit card as long as all card info/TAC is correct.
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great to hear that. thanks
sendohz
post Jun 13 2018, 04:14 PM

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this thread is moving fast
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post Jun 13 2018, 04:20 PM

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QUOTE(sendohz @ Jun 13 2018, 04:14 PM)
this thread is moving fast
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prepaid card and e-wallets are the next big thing. those who refuse to move forward will be left behind.
digidigi
post Jun 13 2018, 04:25 PM

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QUOTE(alexanderclz @ Jun 13 2018, 04:20 PM)
prepaid card and e-wallets are the next big thing. those who refuse to move forward will be left behind.
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For me e wallet bundle with credit card yes, prepaid card is no for me
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post Jun 13 2018, 04:27 PM

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QUOTE(digidigi @ Jun 13 2018, 04:25 PM)
For me e wallet bundle with credit card yes, prepaid card is no for me
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e wallet is bundled with prepaid card. because you topup money to use the card.

credit card on the other hand, is a totally different mechanism.
TSfairylord
post Jun 13 2018, 05:29 PM

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QUOTE(fruitie @ Jun 13 2018, 03:36 PM)
I noticed my expenses on other cards have dropped quite significantly (especially my FCB VS) and I begin to control my expenses after started using BigPay.

I reloaded a sum of money into my BigPay and just spend within the reload amount. A good way to monitor my spending.

Maybe after all I should be using Debit and Prepaid cards to minimize my impulse purchases. laugh.gif
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This is the most positive post in this thread I would said.

But I bet your spending records all focus on Amazon, aren't you sis smile.gif
eddie2020
post Jun 13 2018, 05:42 PM

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QUOTE(Ramjade @ Jun 13 2018, 03:07 PM)
I agree.  Once they have big customer base,  they will start charging fees. 

But their overseas exchange rate damn good. Exactly like xe.com rates.
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How you check the exchange rate in this card?
TSfairylord
post Jun 13 2018, 05:42 PM

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QUOTE(yvonnesoo @ Jun 13 2018, 03:49 PM)
i'm not sure whether this has been asked before. will there be any issue if my top up from credit card is not from my own credit card? eg. if one wanna maintain their spouse spending. they only top up certain amount into his spouse bigpay account.

read that on the first page, it stated bigpay will ban you once they detect that you top up from other than your own credit/debit card?
*
QUOTE(psiloveu @ Jun 13 2018, 03:52 PM)
U can top up with other person credit card as long as all card info/TAC is correct.
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yvonnesoo, mind to point where in the first page informs account banning if using other cc to top up other bigpay? I will edit accordingly.

In the post #01, FAQ > Q4 > A4 for your easy ref.

QUOTE
Q4 : Can I reload BigPay with other's credit card?
A4 : BigPay FB replied to drbone that no issue to use other's cc to reload.


This post has been edited by fairylord: Jun 13 2018, 05:42 PM
TSfairylord
post Jun 13 2018, 05:50 PM

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QUOTE(eddie2020 @ Jun 13 2018, 05:42 PM)
How you check the exchange rate in this card?
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https://forum.lowyat.net/index.php?showtopi...00&p=89160359&#

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fruitie
post Jun 13 2018, 05:50 PM

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QUOTE(fairylord @ Jun 13 2018, 05:29 PM)
This is the most positive post in this thread I would said.

But I bet your spending records all focus on Amazon, aren't you sis smile.gif
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laugh.gif Just sharing based on my one month plus of usage. tongue.gif

Actually no, Taobao and Grab mainly. I haven't taken out to swipe it out yet which mostly for my food but I will still use HLB MACH for 5% dining cash back.

Amazon maybe will start next month as my boss will be in the States for three months and I may get his help to bring me some of my stuff from Amazon. biggrin.gif

QUOTE(eddie2020 @ Jun 13 2018, 05:42 PM)
How you check the exchange rate in this card?
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In the app itself. At first it will show "Pending" and after few days it will show as "Settled", just compare the "Settled" rate with real time rate, very minimal difference. Based on my observation, both "Pending" and "Settled" amount doesn't show much difference.
MGM
post Jun 13 2018, 06:21 PM

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QUOTE(fruitie @ Jun 13 2018, 05:50 PM)
laugh.gif Just sharing based on my one month plus of usage. tongue.gif

Actually no, Taobao and Grab mainly. I haven't taken out to swipe it out yet which mostly for my food but I will still use HLB MACH for 5% dining cash back.

Amazon maybe will start next month as my boss will be in the States for three months and I may get his help to bring me some of my stuff from Amazon. biggrin.gif
In the app itself. At first it will show "Pending" and after few days it will show as "Settled", just compare the "Settled" rate with real time rate, very minimal difference. Based on my observation, both "Pending" and "Settled" amount doesn't show much difference.
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How many days btw Pending & Settled?
fruitie
post Jun 13 2018, 06:25 PM

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QUOTE(MGM @ Jun 13 2018, 06:21 PM)
How many days btw Pending & Settled?
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I think it is up for the merchants to post it? Mine already 4-5 days apart.
TSfairylord
post Jun 13 2018, 06:29 PM

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QUOTE(MGM @ Jun 13 2018, 06:21 PM)
How many days btw Pending & Settled?
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QUOTE(fruitie @ Jun 13 2018, 06:25 PM)
I think it is up for the merchants to post it? Mine already 4-5 days apart.
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Previously hebe87 mentioned 5days or more.

QUOTE
Q6 : How long would it takes for the status of a transaction to changed from "Pending" to "Settled"?
A6 : It may take up to 5 days or more to update the status to "Settled".



fruitie, what's the longest you ever experienced?
fruitie
post Jun 13 2018, 06:34 PM

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QUOTE(fairylord @ Jun 13 2018, 06:29 PM)
fruitie, what's the longest you ever experienced?
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I think around 5 days too. I just did one Taobao transaction yesterday, let's see when it will be settled.


By the way, pertaining to first post. Few things to remove/amend:
1) All the searched results using keywords like "ATM" and etc. will expire after few days. This is due to server refresh. So, if you click on these links, it will be showing "Board Message".

2) Can add BigPay into GrabPay now. biggrin.gif
TSfairylord
post Jun 13 2018, 08:10 PM

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QUOTE(fruitie @ Jun 13 2018, 06:34 PM)
I think around 5 days too. I just did one Taobao transaction yesterday, let's see when it will be settled.
By the way, pertaining to first post. Few things to remove/amend:
1) All the searched results using keywords like "ATM" and etc. will expire after few days. This is due to server refresh. So, if you click on these links, it will be showing "Board Message".

2) Can add BigPay into GrabPay now. biggrin.gif
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Noted on the posted transaction.

1) oh, really, hmm, may be just let members to search by keywords themselves

2) by the way, I have no updated list for applicable merchant only on not applicable merchant as BigPay mostly accepted. Pai se.
cybpsych
post Jun 13 2018, 08:14 PM

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QUOTE(fairylord @ Jun 13 2018, 08:10 PM)
Noted on the posted transaction.

1) oh, really, hmm, may be just let members to search by keywords themselves

2) by the way, I have no updated list for applicable merchant only on not applicable merchant as BigPay mostly accepted. Pai se.
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comment to post #1

subject: Important Advice : FREQUENT Withdraw

the quoted text is the same notice about posting referral codes above it.
TSfairylord
post Jun 13 2018, 08:43 PM

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QUOTE(cybpsych @ Jun 13 2018, 08:14 PM)
comment to post #1

subject: Important Advice : FREQUENT Withdraw

the quoted text is the same notice about posting referral codes above it.
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Bang, tak faham, do u mean I should put this as per the format as the notice about posting referral codes to show its importance?
TSfairylord
post Jun 13 2018, 08:44 PM

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-deleted-duplicate

This post has been edited by fairylord: Jun 13 2018, 08:44 PM
cybpsych
post Jun 13 2018, 09:00 PM

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QUOTE(fairylord @ Jun 13 2018, 08:43 PM)
Bang, tak faham, do u mean I should put this as per the format as the notice about posting referral codes to show its importance?
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what is the actual important advice for frequent withdrawal?
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