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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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TSfairylord
post Jun 13 2018, 05:50 PM

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QUOTE(eddie2020 @ Jun 13 2018, 05:42 PM)
How you check the exchange rate in this card?
*
https://forum.lowyat.net/index.php?showtopi...00&p=89160359&#

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fruitie
post Jun 13 2018, 05:50 PM

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QUOTE(fairylord @ Jun 13 2018, 05:29 PM)
This is the most positive post in this thread I would said.

But I bet your spending records all focus on Amazon, aren't you sis smile.gif
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laugh.gif Just sharing based on my one month plus of usage. tongue.gif

Actually no, Taobao and Grab mainly. I haven't taken out to swipe it out yet which mostly for my food but I will still use HLB MACH for 5% dining cash back.

Amazon maybe will start next month as my boss will be in the States for three months and I may get his help to bring me some of my stuff from Amazon. biggrin.gif

QUOTE(eddie2020 @ Jun 13 2018, 05:42 PM)
How you check the exchange rate in this card?
*
In the app itself. At first it will show "Pending" and after few days it will show as "Settled", just compare the "Settled" rate with real time rate, very minimal difference. Based on my observation, both "Pending" and "Settled" amount doesn't show much difference.
MGM
post Jun 13 2018, 06:21 PM

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QUOTE(fruitie @ Jun 13 2018, 05:50 PM)
laugh.gif Just sharing based on my one month plus of usage. tongue.gif

Actually no, Taobao and Grab mainly. I haven't taken out to swipe it out yet which mostly for my food but I will still use HLB MACH for 5% dining cash back.

Amazon maybe will start next month as my boss will be in the States for three months and I may get his help to bring me some of my stuff from Amazon. biggrin.gif
In the app itself. At first it will show "Pending" and after few days it will show as "Settled", just compare the "Settled" rate with real time rate, very minimal difference. Based on my observation, both "Pending" and "Settled" amount doesn't show much difference.
*
How many days btw Pending & Settled?
fruitie
post Jun 13 2018, 06:25 PM

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QUOTE(MGM @ Jun 13 2018, 06:21 PM)
How many days btw Pending & Settled?
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I think it is up for the merchants to post it? Mine already 4-5 days apart.
TSfairylord
post Jun 13 2018, 06:29 PM

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QUOTE(MGM @ Jun 13 2018, 06:21 PM)
How many days btw Pending & Settled?
*
QUOTE(fruitie @ Jun 13 2018, 06:25 PM)
I think it is up for the merchants to post it? Mine already 4-5 days apart.
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Previously hebe87 mentioned 5days or more.

QUOTE
Q6 : How long would it takes for the status of a transaction to changed from "Pending" to "Settled"?
A6 : It may take up to 5 days or more to update the status to "Settled".



fruitie, what's the longest you ever experienced?
fruitie
post Jun 13 2018, 06:34 PM

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QUOTE(fairylord @ Jun 13 2018, 06:29 PM)
fruitie, what's the longest you ever experienced?
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I think around 5 days too. I just did one Taobao transaction yesterday, let's see when it will be settled.


By the way, pertaining to first post. Few things to remove/amend:
1) All the searched results using keywords like "ATM" and etc. will expire after few days. This is due to server refresh. So, if you click on these links, it will be showing "Board Message".

2) Can add BigPay into GrabPay now. biggrin.gif
TSfairylord
post Jun 13 2018, 08:10 PM

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QUOTE(fruitie @ Jun 13 2018, 06:34 PM)
I think around 5 days too. I just did one Taobao transaction yesterday, let's see when it will be settled.
By the way, pertaining to first post. Few things to remove/amend:
1) All the searched results using keywords like "ATM" and etc. will expire after few days. This is due to server refresh. So, if you click on these links, it will be showing "Board Message".

2) Can add BigPay into GrabPay now. biggrin.gif
*
Noted on the posted transaction.

1) oh, really, hmm, may be just let members to search by keywords themselves

2) by the way, I have no updated list for applicable merchant only on not applicable merchant as BigPay mostly accepted. Pai se.
cybpsych
post Jun 13 2018, 08:14 PM

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QUOTE(fairylord @ Jun 13 2018, 08:10 PM)
Noted on the posted transaction.

1) oh, really, hmm, may be just let members to search by keywords themselves

2) by the way, I have no updated list for applicable merchant only on not applicable merchant as BigPay mostly accepted. Pai se.
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comment to post #1

subject: Important Advice : FREQUENT Withdraw

the quoted text is the same notice about posting referral codes above it.
TSfairylord
post Jun 13 2018, 08:43 PM

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QUOTE(cybpsych @ Jun 13 2018, 08:14 PM)
comment to post #1

subject: Important Advice : FREQUENT Withdraw

the quoted text is the same notice about posting referral codes above it.
*
Bang, tak faham, do u mean I should put this as per the format as the notice about posting referral codes to show its importance?
TSfairylord
post Jun 13 2018, 08:44 PM

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-deleted-duplicate

This post has been edited by fairylord: Jun 13 2018, 08:44 PM
cybpsych
post Jun 13 2018, 09:00 PM

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QUOTE(fairylord @ Jun 13 2018, 08:43 PM)
Bang, tak faham, do u mean I should put this as per the format as the notice about posting referral codes to show its importance?
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what is the actual important advice for frequent withdrawal?
eddie2020
post Jun 13 2018, 09:39 PM

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QUOTE(fairylord @ Jun 13 2018, 05:50 PM)
I see...so we won't know the rate.if we do exchange cash in those midvalley will it be better rate?
QUOTE(fruitie @ Jun 13 2018, 05:50 PM)
laugh.gif Just sharing based on my one month plus of usage. tongue.gif

Actually no, Taobao and Grab mainly. I haven't taken out to swipe it out yet which mostly for my food but I will still use HLB MACH for 5% dining cash back.

Amazon maybe will start next month as my boss will be in the States for three months and I may get his help to bring me some of my stuff from Amazon. biggrin.gif
In the app itself. At first it will show "Pending" and after few days it will show as "Settled", just compare the "Settled" rate with real time rate, very minimal difference. Based on my observation, both "Pending" and "Settled" amount doesn't show much difference.
*
Thanks for the information
TSfairylord
post Jun 13 2018, 10:48 PM

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QUOTE(cybpsych @ Jun 13 2018, 09:00 PM)
what is the actual important advice for frequent withdrawal?
*
Bang, I see what you meant..Removed d.. paise
keeystar
post Jun 14 2018, 07:29 AM

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I enjoy this bigpay for its oversea transactions (exchange rate) and able to top up with cc.
Didnt utilitse the loophole as i dont want to take the risk of getting banned tongue.gif
Haven't tried to withdraw from overseas atm, heard the individual bank might charge processing fees although bigpay didnt
MGM
post Jun 14 2018, 08:22 AM

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QUOTE(keeystar @ Jun 14 2018, 07:29 AM)
I enjoy this bigpay for its oversea transactions (exchange rate) and able to top up with cc.
Didnt utilitse the loophole as i dont want to take the risk of getting banned tongue.gif
Haven't tried to withdraw from overseas atm, heard the individual bank might charge processing fees although bigpay didnt
*
I suggest that we start to collect info regarding which overseas banks do not have extra charges for ATM cash withdrawal using BIGPAY.
jack2
post Jun 14 2018, 08:32 AM

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QUOTE(keeystar @ Jun 14 2018, 07:29 AM)
I enjoy this bigpay for its oversea transactions (exchange rate) and able to top up with cc.
Didnt utilitse the loophole as i dont want to take the risk of getting banned tongue.gif
Haven't tried to withdraw from overseas atm, heard the individual bank might charge processing fees although bigpay didnt
*
Through online?
TSfairylord
post Jun 14 2018, 09:27 AM

tag [@fairylord]
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QUOTE(keeystar @ Jun 14 2018, 07:29 AM)
I enjoy this bigpay for its oversea transactions (exchange rate) and able to top up with cc.
Didnt utilitse the loophole as i dont want to take the risk of getting banned tongue.gif
Haven't tried to withdraw from overseas atm, heard the individual bank might charge processing fees although bigpay didnt
*
QUOTE(MGM @ Jun 14 2018, 08:22 AM)
I suggest that we start to collect info regarding which overseas banks do not have extra charges for ATM cash withdrawal using BIGPAY.
*
Ya, some oversea bank may charge at their end.

QUOTE(fairylord @ Jun 7 2018, 10:07 PM)
Attached Image

Attached Image

Found the above image of someone withdraw at Thai and get charged by local bank.
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TS Request : Kindly furnish details of any extra charges if you happen to withdraw from Oversea ATM. Will compile and add to post #01.

This post has been edited by fairylord: Jun 14 2018, 09:29 AM
yvonnesoo
post Jun 14 2018, 10:25 AM

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QUOTE(fairylord @ Jun 13 2018, 05:42 PM)
yvonnesoo, mind to point where in the first page informs account banning if using other cc to top up other bigpay? I will edit accordingly.

In the post #01, FAQ > Q4 > A4 for your easy ref.
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By members :
~ Aji_ShiO

comment inside the spoiler

1. If you reload using CC not under your name - Ban (I reload only using CC under my name).

so i just wonder and wanna clarify as i can't find more information on this on bigpay page as well.
cybpsych
post Jun 14 2018, 10:47 AM

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QUOTE(yvonnesoo @ Jun 14 2018, 10:25 AM)
By members :
~ Aji_ShiO

comment inside the spoiler

1. If you reload using CC not under your name - Ban (I reload only using CC under my name).

so i just wonder and wanna clarify as i can't find more information on this on bigpay page as well.
*
no such thing as TOTAL BAN by bigpay.

unless stated/published officially by bigpay, everything else is more to user's own comments and experiences.


i myself asked the same question before. below are some answers posted in here:

QUOTE(HappyGuy @ Apr 18 2018, 10:31 PM)
Tried 2-3 times before, no issue. But better not to do so after the ban action started
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QUOTE(weejin2000 @ Apr 18 2018, 10:55 PM)
Top up using spouse card few times no problem.

BTW, Big Pay cannot be used at Myeg for renewing road tax, 1st merchant I encountered cannot use.
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This post has been edited by cybpsych: Jun 14 2018, 10:49 AM
yvonnesoo
post Jun 14 2018, 11:08 AM

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QUOTE(cybpsych @ Jun 14 2018, 10:47 AM)
no such thing as TOTAL BAN by bigpay.

unless stated/published officially by bigpay, everything else is more to user's own comments and experiences.
i myself asked the same question before. below are some answers posted in here:
*
thanks.. cause i just dislike to go through all the hassle if anything happen tongue.gif

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