got

hmmm...cb cc quite limited in 1st post..

Bro, how much the rebate? Capped at how much a month? Thanks


Paiseh, I only capture those been highlighted by member, they might be more cc could get cash rebate. Come come come, anyone pls feed more to add to the list. Cheers

Thanks for the heads up! Managed to add on my bigpay thru Grab website. Finally!

as per ambank true benefit. 3% capped at rm30

i see.. ok thanks... thumbs up waiting for more update while waiting for my card... so can see what cc can i get haha

Thanks for the info, added to the list.

Update for payment of AIA insurance premium over the counter

- BigPay card is accepted over the counter
- the cashier told me that cardholder can pay for his own premium or his immediate family premium. cannot pay for boss/boy friend girl friend/friend/cousin/uncle/aunty/grandpa/grandma (effective March 2018)
- however he did let me pay in view of there is no name embossed in the bigpay card
- after the payment slip printed out from the card terminal, my name appeared at the bottom of the payment slip (AIA Ipoh uses PBB terminal)

This post has been edited by hebe87: Jun 9 2018, 10:47 AM

How do you calculate? Can you share formula/url link?



SCB JOP gets 3.4% CB

My card has been suspended.

Reason given is my activities are suspicious (I withdraw the unused amount that I top up in order to maximize cc cash back and BT purposes).
Total withdraw amount so far is less than 60k in 2 months time.

Explained the same to their RISK MANAGEMENT officer.

No use.

The officer said my activities trigger the alert, and she did not mention what is the withdrawal threshold. And she said I have to proof that I am not doing money laundering.

So guys, good luck and make sure you don't churn so much and kena like me .

Money laundering my ashes.

60k. Whatever their threshold sure over la. Withdraw la 1.5k a month, 3k a month..... such high amount not surprising you'd be suspended.

no choice.

ewallet providers must put in risk mgmt, detection and mitigation processes. it's part of BMM's requirements (aml/cft) when they audit each app before being approved for public usage.

problem is we don't know the exact criteria as each provider has different set. they are also not transparent to publish it out (not required to publish, just need to put in place internally)

for your suspension, what can you do now?

terminate it so u can retrieve the balance?

perhaps provide all your cc statements bearing your names for all your bigpay reloads, also BT payments.

Very sorry know this..
Did they call you before your card being suspended?
How much remaining in the card?

60k two months...... sorry to hear this but no surprise

sorry to hear this
but wow, withdraw 60k in 2 months
no warning given beforehand?

Hahaha. Come on. 60k in two months. They've got to penalise you. If not BNM would penalise them.

It's not their fault. It's yours.

Thanks for sharing your experience.

I agree that financial institutions need to put in place risk management barriers to prevent money laundering. If it doesn't comply then BNM withdraw the operating license and face a hefty fine. If you are running BigPay then there's a lot to lose especially in MY 2.0 if you partake in such activities.

It is not just BNM implementing this but the whole Financial world, more so post 1MDB scandal. Even the SG financial sector got tighten up just because of 1MDB and Fintech is widely sought for fraud and money laundering detection. I don't think BigPay is at liberty (or any financial institution in MY) to disclose their risk detection model. That's a red flag in encouraging folks to beat the system which is supposed to protect the entire customer base.

Don't blame BigPay for implementing the block, think about the RM60k you withdraw in 2 months. Does it warrant a suspension ?
I hope members will take note and not to take advantage of the BigPay features for such. The legit users stands to lose.

This post has been edited by hye: Jun 9 2018, 09:28 AM

Which is why 'try at your own risk'

Wow, I didn’t know u can’t pay for ur spouse also.. spouse is not consider as immediate family? This is insurance co policy or only for AIA?

Just register an online ID at aia.net for wife then pay from there or register card for direct debit.