Ahh ok then. I saw my fund there increased in some amount but I don’t recall it was weekly or monthly. Anyway, 3% credited monthly still okay-ish in case Ryt changes the current promo to something lower.

same like existing one. daily get 2% first. last 2% at the end of tenure. Even better than FD

New promo out by GX. Just on time after Ryt promo is over

Ryt no announce any next promo?

spend on shopee?

"Spent to get paid..."

I see that coming man

Hmm, I wanted to use RYT to horde emergency cash. So ideally I don't want to spend to earn.
What happens if we don't spend? 3% ?
Mind sharing the source? I can't find the details in their website, still showing the old promo

Of course they need you to spend cause they need to get back their money.

Likely yes. Only 3%

This post has been edited by Ramjade: Nov 24 2025, 02:57 PM

maybe can spend on tnb like minimum RM3

maybe can refer here for more info

https://soyacincau.com/2025/11/24/ryt-bank-...cashback-promo/

Nope still 4% 🤦‍♀️ but this time through earning stamps validation for 4%

4% for 20K deposit?

am I reading this correct? Ryt not only has better rates than wise, but also 1.2% unlimited CB. Seems like no brainer? Bring both when travelling just in case, in store payment better to use Ryt. Any hidden gotcha I missed?

they mark up before give u cashback. u thought better rate with CB? but now TNG travel card give 3%

This post has been edited by ericlaiys: Nov 24 2025, 09:57 PM

The TnG travel card cash back is based on tier spending per receipt. To get the 3%, you need to spend RM300 or more in single receipt.

then ryt better option (no tier)

High likely based on CEO press statement

Wait till Wednesday earliest for the latest TnC updates most likely updated version because they already confirmed the new frameworks for rewards earn mechanism via user spending mechanism

December for sure confirm but next year still not yet known until TnC latest release

heard first month december need to spent card min rm10, 3 times on 3 different day to unlock 4%, so u will get 3% for a few days. jan onwards need to spend 5 times to unlock.

It better not be 4% for first 20k like now. That's just 0.55MYR per day. Not worth to spend to earn that back. Unless of course u are using RYT as your spending account.