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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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ornehx
post Sep 14 2025, 12:48 PM

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Joined: Jun 2006
I started using Ryt this month. I recently received an email with title "Your Ryt PayLater Monthly Statement is ready"
Why am I getting this email, when I didn't even touch the PayLater. I check in app, it still says Apply Now.

ornehx
post Sep 14 2025, 01:09 PM

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QUOTE(wjleong15 @ Sep 14 2025, 01:05 PM)
Just received another email
Kindly disregard the Ryt PayLater email sent earlier
You may have received an earlier email regarding the Ryt PayLater e-statement. Please disregard that message as it was sent in error.

We sincerely apologise for any confusion this may have caused and appreciate your understanding.

Thank you for being with Ryt Bank.

Warm regards,
Ryt Bank
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Thanks. I also just checked my email and saw similar rectification email.
ornehx
post Oct 14 2025, 08:14 AM

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Does ryt debit card have the freeze unfreeze feature?
Up until now I haven't complete step 6 which is to get the free card
ornehx
post Nov 22 2025, 02:39 PM

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QUOTE(Relianne @ Nov 22 2025, 11:50 AM)
New promo out by GX. Just on time after Ryt promo is over
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Ryt no announce any next promo?
ornehx
post Nov 24 2025, 02:49 PM

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QUOTE(Lucas @ Nov 24 2025, 02:15 PM)
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Hmm, I wanted to use RYT to horde emergency cash. So ideally I don't want to spend to earn.
What happens if we don't spend? 3% ?
Mind sharing the source? I can't find the details in their website, still showing the old promo
ornehx
post Nov 25 2025, 08:17 AM

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QUOTE(ericlaiys @ Nov 24 2025, 07:45 PM)
4% for 20K deposit?
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It better not be 4% for first 20k like now. That's just 0.55MYR per day. Not worth to spend to earn that back. Unless of course u are using RYT as your spending account.
ornehx
post Nov 25 2025, 08:28 AM

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QUOTE(leanman @ Nov 25 2025, 08:23 AM)
Why not? At least you are getting that 20k on 4% where else can you get such rate? Spending say rm10 for 3x it’s not difficult, can spend via jompay, just pay your TNB over 3x
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My bad. I was assuming the 3% + 1% currently in savings pots, which next month *might* need spending to gain the extra 1%. That's just 0.55 x 30. That's just 16.5myr per month.
Then need spend 3x in Dec, and 5x in Jan. Surely more spend that get back.
I am just using RYT to horde emergency cash.

This post has been edited by ornehx: Nov 25 2025, 08:28 AM

 

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