The spending process 🤦‍♀️ not the mechanism because if you read properly it is up to 4%

Ryt can also do either laddering whereby 0.2% pa per stamp pro rate

The only thing now it is 30 days extra 1% with 5x spend of min rm10 per transaction

trouble leh this ryt, move back to gx, less headache

purposely want u to use their product more to earn. else dunno what to do with ryt bank as limited stuff to do with it

Of course. Slowly pull you into their ecosystem. If they give you 4% p.a they will lose money ma. You cannot keep burning investor money. You can burn for short while.

If topup hotlink RM10 for 3 days in a row can yeah? Coincidentally may need to topup my prepaid soon.

gx daily 2% only
bonus pocket 2+2 cap 50k

so if u max out gx
can keep the excess at ryt for daily 3% if no spend , but might as well jz spend rm10 x 3 get 4%

but limited to 20k....hahahahaha

Do we have clear info on when the RM10-for-a-stamp campaign officially starts? If it's December 1st then does that mean we'll be downgraded to 3% for a day or two until the 5 stamps are collected?

My understanding lidat also. So Ryt “saves” the extra 1% until you’re eligible.

Gonna move back to KDI for 3.9225% after 30 Nov..

Dont think wanna stick with Ryt, have to spend min RM30 for the first month to maintain 4%, and subsequent months will be RM50...

For 20k, 4% vs 3.9225% diff is only about RM1.27.. Meanwhile need spend RM30/50 to get it.. So yeah totally not worth

This post has been edited by Optizorb: Today, 01:15 PM

RYT @ 4% with gamifications, only RM20k, or RM20k per pocket?

Most likely it will be the same as the previous campaign; RM20K max for the sum of all pockets.

I thought GX is RM25k max per pocket

Yes until all stamps are collected but not sure how they processed the stamp date itself which is vaguely whether it is instant or not

Should be max all pocket at rm20k

gx max 25k per pocket
max 2 pocket
total 50