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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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Relianne
post Aug 19 2025, 02:21 PM

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66 posts

Joined: Dec 2020
Any referral code to share? Or we just sign up. I thought it's not officially launched yet
Relianne
post Aug 19 2025, 03:25 PM

Getting Started
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Junior Member
66 posts

Joined: Dec 2020
Sign up was quick. User interface not the best, think GX has a better UI.

AI has alot of learning to do..

But so far still alright. Let's see how the calcs go.
Relianne
post Aug 20 2025, 09:15 AM

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Junior Member
66 posts

Joined: Dec 2020
Worth it transfering from tounchngo to ryt?
Relianne
post Aug 22 2025, 08:50 AM

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Junior Member
66 posts

Joined: Dec 2020
QUOTE(TOS2 @ Aug 21 2025, 05:55 PM)
Borrow money from here, put in 1 month FD/digital banks with daily interest, then move out to repay the debt one month later.

Free money?  tongue.gif
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Can the funds be placed in Ryt pocket? Or can duit now out to another bank
Relianne
post Aug 28 2025, 07:20 PM

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Junior Member
66 posts

Joined: Dec 2020
QUOTE(Wolgie @ Aug 28 2025, 05:09 PM)
RYT daily maks transfer out is how much?
example BoostBank is 5k

omg, accident click get up to RM1499 credit limit, will it be fee? or interest?
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No fee if you payback within a month I believe.
Relianne
post Sep 3 2025, 04:57 PM

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Junior Member
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Joined: Dec 2020
Looks like there are quite a few orders then so maybe why the card is taking longer. i ordered on 19 Aug, received 22 Aug
Relianne
post Sep 5 2025, 06:44 AM

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Junior Member
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Joined: Dec 2020
QUOTE(my44 @ Sep 4 2025, 11:50 PM)
What’s the catch of using Save Pocket?
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No catch. you just need to transfer it into a pocket. extra 1% is for the first 20k in each pocket. So just create multiple pockets
Relianne
post Sep 18 2025, 10:53 PM

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Junior Member
66 posts

Joined: Dec 2020
QUOTE(geraldsim89 @ Sep 18 2025, 08:24 PM)
how long is the promo to get free physical card?
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Campaign runs until 30 November currently.
Relianne
post Oct 8 2025, 02:25 AM

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Junior Member
66 posts

Joined: Dec 2020
QUOTE(blacktubi @ Oct 6 2025, 10:05 PM)
I just realize I did not receive the overseas spend cashbank in my account

Anyone facing the same issue?

Edit: Found it, they credited that into the save pocket instead of the main account. That's weird.
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What was the exchange rate used and which day is it? Want to roughly compare with e.g. Wise
Relianne
post Nov 19 2025, 06:27 PM

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Junior Member
66 posts

Joined: Dec 2020
QUOTE(yanyanyan @ Nov 14 2025, 12:27 AM)
Anyone use this card in Hong Kong? How's the experience?
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Just came back from HK and tested with Ryt and Wise.

Ryt rate was MYRHKD 1.868 + 1.2% cashback
Wise rate was MYRHKD 1.859
Relianne
post Nov 22 2025, 11:50 AM

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Junior Member
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Joined: Dec 2020
New promo out by GX. Just on time after Ryt promo is over

 

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