Just signed up a few days ago and parked some money. Ok lah 3%. Thought the UI is great and DuitNow transfer is instant. I saw other competitors doing 4-5%, right? Are they glitch free or too buggy?

What’s the catch of using Save Pocket?

Say, if I have something to pay, just take direct from pocket? Or must transfer to regular account then pay?

Maybe others oredi have pointed this out. Asking the AI to transfer funds indeed gives RM1.00 each time. Up to 5 times per month. Free money so why not lah.

Takpelah. I use it only for the cash reward. Once finish, no need AI no more.

So the 3%+1% pocket saving promo until 30 Nov lah kan? Judging from GX Bank promo before this, the % interest will be revised down after promo period?

Such a hostile answer. I didn’t join the craze when GX bank was 1st launched. So I don’t know what the previous experiences were for people who were early users of these new banks. So, thanks?

Ok thanks guys. In case of GX bank, coz they were among the first, after they revised down, everyone moved to Ryt and a few other newly launched digital bank.

So we’ll see where next after Ryt makes any changes

I dun have GX account. Feel too late to signup oredi. Also in lowyat thread for GX, seens like everyone moving out their funds?

Meaning you want to buy shopee voucher with Ryt card? I don’t understand your question.


Otherwise, I’ve used the card for RM8 off voucher before. The virtual card has 16 digit num. Just add the num like any other credit/debit card. At checkout, select the virtual card num to pay. Make sure there is money in the main account. Move fund from savings pocket if needed to.

This post has been edited by my44: Oct 9 2025, 11:36 AM

From the interim screenshot, GX offers is like this:

- 2% credit daily
- another 2% will be calculated in the background and shown / credited at the end of the 3-mo promo

So still 4% but with some tweaks. Some may like it, some may not.

If Ryt reverts to 3%, it’ll be similar to Aeon Bank. But from what I recall, Aeon credits the 3% per weekly.

Ahh ok then. I saw my fund there increased in some amount but I don’t recall it was weekly or monthly. Anyway, 3% credited monthly still okay-ish in case Ryt changes the current promo to something lower.

I also received email.

Saying don’t forget to ‘spend now’ before 30/11 then supposedly come 1/12 the 4% saving pot interest will retain.

Need other sifus to chime in. A bit confusing right now.

Ok from my understanding of the email just received today (25/11):

Can start spending today until 30/11 to get the +3 stamps. So once the date is 1/12, you immediately eligible for the 4%. But need others to give input if this is the correct understanding once they also see the email. I think everyone will start receiving the email today.

Wrote there 10 days to go before 30/11. So if it was a real message, it should have been sent out on 20/11. So receiving the email on 25/11 doesn’t make sense anyway.

Maybe some intern made a mistake hehe.

If topup hotlink RM10 for 3 days in a row can yeah? Coincidentally may need to topup my prepaid soon.

My understanding lidat also. So Ryt “saves” the extra 1% until you’re eligible.