Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback
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 Nov 24 2025, 06:08 PM
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#1
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Senior Member
4,636 posts Joined: Jan 2003 
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QUOTE(Ramjade @ Nov 24 2025, 02:56 PM) Of course they need you to spend cause they need to get back their money. Nope still 4% 🤦♀️ but this time through earning stamps validation for 4%Likely yes. Only 3%  |
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Nov 24 2025, 11:45 PM
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#2
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Senior Member
4,636 posts Joined: Jan 2003
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QUOTE(ericlaiys @ Nov 24 2025, 07:45 PM) 4% for 20K deposit? High likely based on CEO press statement Wait till Wednesday earliest for the latest TnC updates most likely updated version because they already confirmed the new frameworks for rewards earn mechanism via user spending mechanism December for sure confirm but next year still not yet known until TnC latest release |
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Nov 25 2025, 05:39 PM
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#3
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Senior Member
4,636 posts Joined: Jan 2003
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QUOTE(angelgemini @ Nov 25 2025, 02:44 PM) mean they have something in plan, but maybe pre mature send out when the thing not finalized? The plan is there just haven’t finalised the spending mechanism only QUOTE(XeactorZ @ Nov 25 2025, 03:05 PM) maybe no longer need to spend using ryt card or jompay bill? Likely to be physical spend because they already starting do physical merchants onboarding for debit acquiring program let's wait and see QUOTE(my44 @ Nov 25 2025, 03:19 PM) Wrote there 10 days to go before 30/11. So if it was a real message, it should have been sent out on 20/11. So receiving the email on 25/11 doesn’t make sense anyway. Not using an intern 🤦♀️ because it is AI generated that was set earlier to be sent out and the administrator forgotten to change the date to be sent out Maybe some intern made a mistake hehe. QUOTE(Lancer07 @ Nov 25 2025, 04:55 PM) Also received the U-turn mail, no more 4% extension then 4% is still there 🤦♀️ only Ryt haven’t finalised the spending mechanism and deposit capping only wait till Thursday then you will know |
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Yesterday, 04:33 AM
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#4
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Senior Member
4,636 posts Joined: Jan 2003
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QUOTE(Fantasia @ Nov 25 2025, 08:40 PM) I think the spending mechanism is finalised cause I received another email from Ryt Bank 10 minutes ago. Need to get 5 stamps (minimum RM 10 spending per stamp) to get 1% bonus interest. Or else, you still only get 3% base interest. Time to move my cash... The spending process 🤦♀️ not the mechanism because if you read properly it is up to 4%Ryt can also do either laddering whereby 0.2% pa per stamp pro rate The only thing now it is 30 days extra 1% with 5x spend of min rm10 per transaction |
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