Campaign runs until 30 November currently.

physical card got annual fees?

no AF for the time being.

RM60.84 x 9 Save Pocket = RM547.56
Ryt Pocket = RM19407.00

Setup like this ? to get RM2.24 (RM2.15+RM0.09)

ryt ai can mostly understand 1 sentence per action

cannot combine multiple sentences (action) within 1 call... kinda annoying

eg "move 100 from pocket to main account. then transfer 100 to @favorite".


1st response, it understand my request. but asked to process the 1st instruction. after done, it "forgot" the 2nd instruction. lol

Takpelah. I use it only for the cash reward. Once finish, no need AI no more.

ATM withdrawal was declined but the money in Ryt still got deducted..

Good day

Ryt Bank offers an unlimited 1.2% cashback on overseas spending using the Ryt Card and has a zero foreign transaction fee for this campaign period. The cashback is for in-store transactions and may take up to 14 business days to credit. This promotion is part of their launch campaign, which runs until November 30, 2025.

Key Details
Cashback Rate: 1.2% unlimited.
Foreign Transaction Fees: Waived during the campaign period.
Eligible Transactions: In-store overseas spending with the Ryt Card.
Exclusions: The cashback excludes certain transactions like wallet top-ups or gambling.
Campaign Period: August 18, 2025, to November 30, 2025.

Good time to use it in indon. as got bussiness trip there.

Also good for withdrawal? transaction fee also waived?
Fee waived*. Overseas cash withdrawal fee, Per transaction, RM12.00. Foreign transaction fee, Per transaction, Fee waived* Visa's exchange rate applies.
Cannot find the rate? donno high or not
(compare to Bigpay & TnG)

https://www.rytbank.my/foreign-cashback-cam...-and-conditions

This post has been edited by Wolgie: Sep 23 2025, 09:46 AM

Visa rate normally higher than Mastercard rate, so, normally I use GX card with instant 1% cashback

This post has been edited by mamamia: Sep 23 2025, 11:54 AM

okie. so another choice is GXBank.

But GXbank or RYT or other to withdraw money from there?

This post has been edited by Wolgie: Sep 23 2025, 01:04 PM

the interest calculates based on principal only? daily interest not compounded?

https://www.rytbank.my/bonus-interest-campaign

Does Ryt card have 1.2% cashback on international online orders also?

physical only

how can i save my jompay payment as favourite? there is no star icon on successful transfer page and not listed in recent transfer too..

this one need open close pocket daily?

Yes, it depends on your preference. Some said troublesome some said why not.

What's the magic figure for main pocket if dont want to open close dialy? 19800?

No magic number as per previous post. Just put 20k.

So the 3%+1% pocket saving promo until 30 Nov lah kan? Judging from GX Bank promo before this, the % interest will be revised down after promo period?