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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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sjz
post Aug 20 2025, 12:00 PM

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QUOTE(jasontoh @ Aug 20 2025, 11:59 AM)
So conclusion is just dump 20K inside the pocket to get the 4%?
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yes.
and use their AI to transfer RM10 x 5 times to get RM1 x 5 rewards.
also can request for their debit card (physical card) for free.
no foreign fee and 1.2% overseas cashback, better than GX.

This post has been edited by sjz: Aug 20 2025, 12:00 PM
sjz
post Aug 20 2025, 04:33 PM

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QUOTE(Reeson @ Aug 20 2025, 04:19 PM)
does the debit card has annual fee?
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no annual fee.
u can actually ask their AI for answer.
sjz
post Aug 22 2025, 09:16 AM

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QUOTE(brandonkl @ Aug 21 2025, 05:13 PM)
I just applied the Pay Later for fun and it allocated RM 1,499... it says 0% interest if re-payment in 1 payment.  Reading T&C to understand how it works or how to cancel it 😄

Just click to apply and didn't ask for any documents or income. Immediately granted RM 1,499.
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can use credit card to pay off their paylater?
sjz
post Aug 25 2025, 04:54 PM

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QUOTE(chemistry @ Aug 25 2025, 02:57 PM)
kinda of scary to guess it.
Why not terang-terang write there NO ANNUAL FEE FOR LIFE.
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in fact you can ask their AI.
the reply they giv is no AF, currently.
sjz
post Sep 19 2025, 09:18 AM

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QUOTE(terrytong99 @ Sep 19 2025, 07:19 AM)
physical card got annual fees?
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no AF for the time being.

 

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