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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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mamamia
post Sep 11 2025, 03:33 PM

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QUOTE(ericlaiys @ Sep 11 2025, 03:28 PM)
it already say. if activate from pin failed and cannot use paywave, then must use slot in to activate
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so, if this is the case, can we still use pin to pay in oversea, i.e. slot in?
ericlaiys
post Sep 11 2025, 04:08 PM

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QUOTE(mamamia @ Sep 11 2025, 03:33 PM)
so, if this is the case, can we still use pin to pay in oversea, i.e. slot in?
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activate at local first
jhleo1
post Sep 11 2025, 07:28 PM

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You definitely not read the info sent to you. 😂

QUOTE(mamamia @ Sep 11 2025, 01:44 PM)
activation not via app only?  hmm.gif
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mamamia
post Sep 12 2025, 12:44 PM

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QUOTE(jhleo1 @ Sep 11 2025, 07:28 PM)
You definitely not read the info sent to you. 😂
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hahah, ya, i not even activated it as no benefit to use locally tongue.gif

coz all other digital bank like GX/ Boost just activate in app, n all use online or oversea only..

This post has been edited by mamamia: Sep 12 2025, 12:45 PM
my44
post Sep 13 2025, 08:58 PM

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Maybe others oredi have pointed this out. Asking the AI to transfer funds indeed gives RM1.00 each time. Up to 5 times per month. Free money so why not lah.
Justmua
post Sep 13 2025, 10:56 PM

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It is 5 times max during campaign period.

QUOTE(my44 @ Sep 13 2025, 08:58 PM)
Maybe others oredi have pointed this out. Asking the AI to transfer funds indeed gives RM1.00 each time. Up to 5 times per month. Free money so why not lah.
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Vickyle
post Sep 14 2025, 08:07 AM

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Edited: Matter cleared.

This post has been edited by Vickyle: Sep 14 2025, 12:38 PM
ornehx
post Sep 14 2025, 12:48 PM

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I started using Ryt this month. I recently received an email with title "Your Ryt PayLater Monthly Statement is ready"
Why am I getting this email, when I didn't even touch the PayLater. I check in app, it still says Apply Now.

wjleong15
post Sep 14 2025, 01:05 PM

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QUOTE(ornehx @ Sep 14 2025, 12:48 PM)
I started using Ryt this month. I recently received an email with title "Your Ryt PayLater Monthly Statement is ready"
Why am I getting this email, when I didn't even touch the PayLater. I check in app, it still says Apply Now.
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Just received another email
Kindly disregard the Ryt PayLater email sent earlier


You may have received an earlier email regarding the Ryt PayLater e-statement. Please disregard that message as it was sent in error.

We sincerely apologise for any confusion this may have caused and appreciate your understanding.

Thank you for being with Ryt Bank.

Warm regards,
Ryt Bank
jacklsw86
post Sep 14 2025, 01:06 PM

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QUOTE(ornehx @ Sep 14 2025, 12:48 PM)
I started using Ryt this month. I recently received an email with title "Your Ryt PayLater Monthly Statement is ready"
Why am I getting this email, when I didn't even touch the PayLater. I check in app, it still says Apply Now.
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Yea I was surprised they sent this email to me as I didn't borrow anything from them. They have now rectified by sending another email said it's their mistake
ornehx
post Sep 14 2025, 01:09 PM

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QUOTE(wjleong15 @ Sep 14 2025, 01:05 PM)
Just received another email
Kindly disregard the Ryt PayLater email sent earlier
You may have received an earlier email regarding the Ryt PayLater e-statement. Please disregard that message as it was sent in error.

We sincerely apologise for any confusion this may have caused and appreciate your understanding.

Thank you for being with Ryt Bank.

Warm regards,
Ryt Bank
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Thanks. I also just checked my email and saw similar rectification email.
theevilman1909
post Sep 14 2025, 01:26 PM

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many getting the same email.
looks like it's major blast email error made by Ryt Bank
guy3288
post Sep 15 2025, 01:50 AM

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QUOTE(soulreap @ Aug 22 2025, 06:04 PM)


MAIN: 0
RYT POCKET: 19527.50 (I know it will be more than 20k total but for the alternate day round off...) | Interest:1.60 +- 0.01
SAVINGS POCKET: 60.84 *9 =547.56 | Interest: 0.01*9 = 0.09

TOTAL = 20075.06 with the knowledge that 75.06 is there to pad numbers | Interest: 1.6+0.09+0.54=2.23 at the very least with variations

Am i correct in my calculations so far or do i need to go back to math school?

PS: After everything is said and done, effective rate is basically 4%~4.05%
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interest 2.23 per day ,return is 4.0545%, capital too high

QUOTE(Optizorb @ Aug 29 2025, 11:10 PM)

ryt pocket i left 19892.50 - (60.84*9).. Cause interested to get the 3%+1%.. but if you not interest about it then yeah main account and ryt pocket no need to bother..
the daily 9 cents i just transfer it to the ryt pocket.. initially daily from 1.59 now also become 1.60 dy because of the total interests accumulation
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this return better 2.23 per day on capital 19892.50 = 4.0917%

can push up a little to 4.0973% by adding abit to RM19954.56 -60.84(9), daily interest 2.24
jhleo1
post Sep 15 2025, 10:59 AM

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Per month? Where is the link you saw?

QUOTE(my44 @ Sep 13 2025, 08:58 PM)
Maybe others oredi have pointed this out. Asking the AI to transfer funds indeed gives RM1.00 each time. Up to 5 times per month. Free money so why not lah.
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ericlaiys
post Sep 15 2025, 12:07 PM

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QUOTE(jhleo1 @ Sep 15 2025, 10:59 AM)
Per month? Where is the link you saw?
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per campaign. not per month
jhleo1
post Sep 15 2025, 01:52 PM

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Yes I knew per campaign. Maybe my44 got special info than us. 😂

QUOTE(ericlaiys @ Sep 15 2025, 12:07 PM)
per campaign. not per month
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joice11
post Sep 16 2025, 01:52 PM

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QUOTE(guy3288 @ Sep 15 2025, 01:50 AM)
interest 2.23 per day ,return is 4.0545%, capital too high
this return better 2.23 per day on capital 19892.50 = 4.0917%

can push up a little to 4.0973% by adding abit  to RM19954.56 -60.84(9), daily interest 2.24
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so u already tested and with rm19954.56(ryt pocket) and 60.84x9 other pocket can Rm2.24 interest?
i put total rm20k in ryt pocket only get rm2.19-2.20 daily rclxub.gif
guy3288
post Sep 16 2025, 03:19 PM

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QUOTE(joice11 @ Sep 16 2025, 01:52 PM)
so u already tested and with rm19954.56(ryt pocket) and 60.84x9 other pocket can Rm2.24 interest?
i put total rm20k in ryt pocket only get rm2.19-2.20 daily rclxub.gif
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yes tested

you get less becos you didnt play the close and open 9pockets daily?

you dont need RM20k, total RM19954.56 enough

This post has been edited by guy3288: Sep 16 2025, 03:24 PM
guy3288
post Sep 16 2025, 03:20 PM

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del

This post has been edited by guy3288: Sep 16 2025, 03:25 PM
geraldsim89
post Sep 18 2025, 08:24 PM

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how long is the promo to get free physical card?

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