Maybe yes, maybe no, why ask weird questions like some of us can look into the future or work for Ryt Bank?

Such a hostile answer. I didn’t join the craze when GX bank was 1st launched. So I don’t know what the previous experiences were for people who were early users of these new banks. So, thanks?

anyone tried linked the card to alipay app and use in china? is there any issue with payment?

from aeon bank experience, previously 3.88% also revise down to 3% after 1 year+ promotion. But in return they give grocery cashback promo for their debit card @ 4%. I think most digital banks will be revising down the deposit interest rate but focus on spending cashback rates

All digital bank will reduce their interest once their marketing budget finishes.

You cannot keep burning money forever unless somehow you can print money indefinite.

Ok thanks guys. In case of GX bank, coz they were among the first, after they revised down, everyone moved to Ryt and a few other newly launched digital bank.

So we’ll see where next after Ryt makes any changes

If you rajin to move RM0.01 daily you can still get 4% p.a with GXbank despite them lowering rates.

This post has been edited by Ramjade: Oct 4 2025, 02:38 PM

I dun have GX account. Feel too late to signup oredi. Also in lowyat thread for GX, seens like everyone moving out their funds?

it never too late. Each digital bank got their own benefit and usage. You can ask on that forum. this is for ryt bank only

I just realize I did not receive the overseas spend cashbank in my account

Anyone facing the same issue?

Edit: Found it, they credited that into the save pocket instead of the main account. That's weird.

This post has been edited by blacktubi: Oct 6 2025, 10:10 PM

anyone tried linked the card to alipay and make payment in china? does it work?

What was the exchange rate used and which day is it? Want to roughly compare with e.g. Wise

I noticed the AI transfer no longer generate any RM1 rewards lieu 😞

max rm5

Yeah..i only managed to get RM4 out of the max RM5. I thought we had more time

It uses VISA official exchange rate with 0% markup currently

https://www.visa.com.my/support/consumer/tr...calculator.html

Much better than Wise I would say, it's very close to spot rate

And, never face any issues in Australia but be careful of card skimming

I didn't get nothing 😭

When you did? I tried yesterday and today, zip, nil, nada 😭

last till quota end...

A few days ago. I didn't get anything..i thought it was a glitch, i thought in a few days time i will try again because i wanted to claim my last RM 1 but now i know quota finished d lol.

This post has been edited by lerijiso: Oct 8 2025, 11:30 AM