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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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brandonkl
post Aug 19 2025, 05:20 PM

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I have 4 more invite codes. If you need one, can PM me ..
TSTOS2
post Aug 19 2025, 05:26 PM

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I have 3 more invite codes on my side. For those interested.
ericlaiys
post Aug 19 2025, 05:31 PM

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QUOTE(elea88 @ Aug 19 2025, 03:47 PM)
anytime better than RIZE / Alraji.. that until today still churning and turning and turning...

RYT is quite fast for a newbie.
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depend if u the lucky one. most people stuck at ekyc and long verification. failed after few hours and need to re-submit. once success, then app is faster and easy to use.
leanman
post Aug 19 2025, 05:45 PM

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QUOTE(ericlaiys @ Aug 19 2025, 05:31 PM)
depend if u the lucky one. most people stuck at ekyc and long verification. failed after few hours and need to re-submit. once success, then app is faster and easy to use.
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I managed mine in a matter of minutes…Prolly I am the lucky one. Acct activated almost immediately
ronnie
post Aug 19 2025, 06:00 PM

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QUOTE(leanman @ Aug 19 2025, 05:45 PM)
I managed mine in a matter of minutes…Prolly I am the lucky one. Acct activated almost immediately
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same same....
IccyAsd
post Aug 19 2025, 07:18 PM

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QUOTE(fruitie @ Aug 19 2025, 11:33 AM)
Please don't post your invitation codes here. Thanks.
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those who have posted inv code after your post have received a warning.
ericlaiys
post Aug 19 2025, 07:34 PM

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QUOTE(IccyAsd @ Aug 19 2025, 07:18 PM)
those who have posted inv code after your post have received a warning.
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dont understand why people want to share online. no benefit share code. the code is for u to share to family and friend.
p/s: disadvantages of share more code - 4% reward valid for 100k million. once quota end, no more 4%.
100k m= 50k people.
So if 10k people share 5 people. then very fast quota end. (assumed all put 20k)

This post has been edited by ericlaiys: Aug 19 2025, 07:34 PM
Chiggah
post Aug 19 2025, 07:36 PM

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Anyone else’s Save Pockets showing as 3% only when it should be 4%?
nexona88
post Aug 19 2025, 07:40 PM

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QUOTE(Relianne @ Aug 19 2025, 03:25 PM)
Sign up was quick. User interface not the best, think GX has a better UI.

AI has alot of learning to do..

But so far still alright. Let's see how the calcs go.
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GX & Atlas good in handling traffic loads....
No lag or issues...

Worse is Rize / Al-Rajhi... Always problem till now...
dwRK
post Aug 19 2025, 08:05 PM

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QUOTE(TOS2 @ Aug 19 2025, 04:11 PM)
60.84 * (10 pockets + 1 main account) is surely going to work with returns of approximately 7% p.a., as shown in FGG288's post.

I will test with the 182.50 * 10 saving pockets tomorrow, results coming out on Thursday morning and will update you again by then.
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will need day 2 to confirm...

good luck... smile.gif

AlexisStarZ
post Aug 19 2025, 09:36 PM

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does the debit card got annual renewal fee like other bank?

Last time I open maybank I got inform them to limit my atm withdrawal hence no debit card renewal fee, but not for my alliance bank and cimb bank sweat.gif
fuddle_duddle
post Aug 19 2025, 10:12 PM

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QUOTE(AlexisStarZ @ Aug 19 2025, 09:36 PM)
does the debit card got annual renewal fee like other bank?

Last time I open maybank I got inform them to limit my atm withdrawal hence no debit card renewal fee, but not for my alliance bank and cimb bank sweat.gif
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Dont have for now. I asked in their AI chat. So easy and smooth experience
genesic
post Aug 19 2025, 10:23 PM

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QUOTE(TOS2 @ Aug 19 2025, 06:26 PM)
I have 3 more invite codes on my side. For those interested.
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What's the benefit for referral? I needed one o
ericlaiys
post Aug 19 2025, 10:25 PM

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QUOTE(genesic @ Aug 19 2025, 10:23 PM)
What's the benefit for referral? I needed one o
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no benefit. early join before official launch date on 26 aug
Medufsaid
post Aug 19 2025, 10:28 PM

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QUOTE(genesic @ Aug 19 2025, 10:23 PM)
What's the benefit for referral? I needed one o
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Ryt Bank FB page got their own referral code. can't post direct here bcos the referral code's in the FB post. u know what to do

referrer don't get any benefits

This post has been edited by Medufsaid: Aug 19 2025, 10:29 PM
Ramjade
post Aug 19 2025, 11:58 PM

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QUOTE(TOS2 @ Aug 19 2025, 04:11 PM)
60.84 * (10 pockets + 1 main account) is surely going to work with returns of approximately 7% p.a., as shown in FGG288's post.

I will test with the 182.50 * 10 saving pockets tomorrow, results coming out on Thursday morning and will update you again by then.
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I move money from KDI save to ryt bank. Good to have 20k in liquidity Vs KDI save. Once promo over will move money back to KDI save.
mjchua
post Aug 20 2025, 12:55 AM

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anyone use scheduled transfer ?

This post has been edited by mjchua: Aug 20 2025, 03:02 AM
Optizorb
post Aug 20 2025, 01:05 AM

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Need someone who placed 60.84 in saving pocket the day before yesterday and gotten 1 cent, to confirm whether today received 1 cent?

and

Need someone who placed 182.50 in saving pocket the day before yesterday and gotten 2 cent, to confirm whether today received 2 cent?



This post has been edited by Optizorb: Aug 20 2025, 01:23 AM
Yluxion
post Aug 20 2025, 02:18 AM

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QUOTE(Optizorb @ Aug 20 2025, 01:05 AM)
Need someone who placed 60.84 in saving pocket the day before yesterday and gotten 1 cent, to confirm whether today received 1 cent?

and

Need someone who placed 182.50 in saving pocket the day before yesterday and gotten 2 cent, to confirm whether today received 2 cent?
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Hmm...... hmm.gif so there is delay/missing interest disbursement for savings/pockets on 2nd day?

Just so happen my main account still haven't interest on its 2nd day. While the pockets I moved funds in today, already gotten the interest.
Optizorb
post Aug 20 2025, 02:45 AM

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QUOTE(Yluxion @ Aug 20 2025, 02:18 AM)
Hmm...... hmm.gif  so there is delay/missing interest disbursement for savings/pockets on 2nd day?

Just so happen my main account still haven't interest on its 2nd day. While the pockets I moved funds in today, already gotten the interest.
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Yesterday you put 60.84 in main pocket, didn't put any in savings pocket. Received 1 cent in main pocket, correct?
and today you leave 60.84 in main pocket, while you put 60.84 in each savings pocket. Received 1 cent in each savings pocket but not 1 cent in main pocket, correct?


Then this sort of confirms my suspicions that magic numbers might not work at all.. Cause they go by residual balance..

So if Day 1 (60.84 x 3% /365 = 0.005 = 0.01 interest) gets rounded up.. Your balance now becomes -0.005 actually..
Then Day 2 (60.85 x 3% /365 = 0.005 + (-0.005)= 0.00 interest) it doesn't get rounded up and no interest earned on day 2.
And on Day 3 it will follow Day 1 again and the process starts all over..

What I'm surprised by this is that Ryt choose to "upfront" you the first round up..

anyway will need to wait confirmation from those that put 182.50 in day 1 and received 2 cents, whether their day 2 still receive 2 cents or become 1 cent dy due to the residual balance thing..

This post has been edited by Optizorb: Aug 20 2025, 02:48 AM

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