Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback
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 Aug 19 2025, 05:45 PM
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#1
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Senior Member
2,245 posts Joined: Aug 2005  
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QUOTE(ericlaiys @ Aug 19 2025, 05:31 PM) depend if u the lucky one. most people stuck at ekyc and long verification. failed after few hours and need to re-submit. once success, then app is faster and easy to use. I managed mine in a matter of minutes…Prolly I am the lucky one. Acct activated almost immediately |
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Aug 22 2025, 09:05 AM
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#2
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Senior Member
2,245 posts Joined: Aug 2005
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QUOTE(Relianne @ Aug 22 2025, 08:50 AM) Can the funds be placed in Ryt pocket? Or can duit now out to another bank out to another bank and then back to RYT |
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Aug 23 2025, 04:25 PM
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#3
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Senior Member
2,245 posts Joined: Aug 2005
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QUOTE(jasontoh @ Aug 23 2025, 10:25 AM) This morning check my interest only 2.13 instead of 2.18 or 2.19. Any idea? Got 2.18 with 19955.85 after 2.18 |
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Aug 23 2025, 04:34 PM
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#4
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Senior Member
2,245 posts Joined: Aug 2005
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QUOTE(brandonkl @ Aug 22 2025, 07:31 PM) Yes, it will show due date once you are approved for PayLater. Look for a friend doing business. Scan his/her qr code, then ask back for the cash. Can do that?Cannot cash out to other bank account. You can only use the PayLater with Merchant QR Scan. I tried to scan my own QR from other bank account also cannot  |
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Aug 27 2025, 04:54 PM
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#5
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Senior Member
2,245 posts Joined: Aug 2005
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QUOTE(perky @ Aug 27 2025, 12:39 PM) I registered and ordered the card straight away on the 25/8. Still waiting for it to arrive. In your app under the cards tab, does it show the limited edition or the normal edition photo for the physical card? Ordered on 21/8, received yesterday |
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Aug 28 2025, 11:06 AM
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#6
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Senior Member
2,245 posts Joined: Aug 2005
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QUOTE(joice11 @ Aug 27 2025, 08:10 PM) do u put all 19955.85 in 1 ryt pocket to get interest of 2.18? yes all in 1 pocket only |
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Sep 1 2025, 11:39 AM
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#7
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Senior Member
2,245 posts Joined: Aug 2005
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QUOTE(ericlaiys @ Sep 1 2025, 11:31 AM) hahahah...u can save your 6%. got more better things to do than get 1 sen and do many stuff. some more per day. as long as he/she is happy... you are of course right, there are more other better things to doThis post has been edited by leanman: Sep 1 2025, 11:40 AM |
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Sep 5 2025, 11:32 AM
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#8
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Senior Member
2,245 posts Joined: Aug 2005
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QUOTE(Relianne @ Sep 5 2025, 06:44 AM) No catch. you just need to transfer it into a pocket. extra 1% is for the first 20k in each pocket. So just create multiple pockets QUOTE(wadname @ Sep 5 2025, 08:20 AM) Not first 20k from the total of your pocket? yes, capped at RM20k from all your pockets. therefore, just one pocket is sufficient |
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Sep 10 2025, 11:51 PM
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#9
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Senior Member
2,245 posts Joined: Aug 2005
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I did not activate for the 1st time when I was in Msia. Now traveling overseas, cannot use
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Nov 21 2025, 12:02 AM
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#10
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Senior Member
2,245 posts Joined: Aug 2005
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I just used the DR card in Thailand. Compared to wise, if I am right by referring to the exchange rate from wise site, if include 1.2% CB, definitely RYT is better. If compared to one of the top 3 money changer in KV (cash) RYT is at par before the 1.2% CB
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Nov 25 2025, 08:23 AM
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#11
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Senior Member
2,245 posts Joined: Aug 2005
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QUOTE(ornehx @ Nov 25 2025, 08:17 AM) It better not be 4% for first 20k like now. That's just 0.55MYR per day. Not worth to spend to earn that back. Unless of course u are using RYT as your spending account. Why not? At least you are getting that 20k on 4% where else can you get such rate? Spending say rm10 for 3x it’s not difficult, can spend via jompay, just pay your TNB over 3x |
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