https://www.alrajhibank.com.my/assets/pdf/t...gsAccount-i.pdf

less than 50k put into saving pot

Less than 50K, better move to Boost Bank d

less than 50k, tng 3.4% daily or boost bank 3% daily better

This post has been edited by Optizorb: Jul 1 2025, 11:29 AM

Saving pot still pays 3.08% p.a., so one alternative is just to move money to saving pots and keep main account at the minimum 10 MYR required (spending balance = 0).

less than 50k, put into saving pot 3.08%, still consider acceptable rate.
slightly higher than boost bank 3%.

the prob with boost bank is support very bad and their apps quite unstable, even worst than Rize,
check on their thread for all sorts of complaints.

I failed to login my account on mobile app, and just found out their web platform decommissioned on today wtf

Not disagreeing about boost being shitty.

But if talking solely about "profit", comparing between boost and rize..

boost 3% daily better than rize 3.08% cause:

1) it is daily credited profit
2) you can play round up

Yea, extra money above the round up portion (60.84*number of pockets eligible) can deposit at Rize saving pocket.

yup..
actually daily profit crediting is way better.

but my main concern is their apps stability.
previously using them when they give 5% or so.
keep on giving non stop problems and non stop error messages popping out during transfer of money
really not for the weak hearted ppl.

not to say GX Bank.
if their apps at least match Rize (which is not a very high standard), its less of a concern.

This post has been edited by sjz: Jul 1 2025, 02:52 PM

new update

i notice my Jun25 interest didnt get 3.30% also... need to wait for the statement to re-check on my daily balance.

so, moving forward no more 3.30%, need to move my fund again.. all bank is reducing the interest...

to be honest i have no idea why they wanna introduce this dumb saving pot, its the same right ???

and their saving pot cannot delete

does it mean that if my end of day balance is RM50k and above, i will still enjoy 3.30% interest for the 50k and not tier based basis?
I'm confuse whether it is like UOB One, i.e. first 50k is 2.58%, subsequent 150k is 3.30%

The tnc said all 50k, the entire amount get 3.3%

just have to make sure maintain 50k above
thank god this month got MBB and RHB ZERO BT so make it quite possible for me

Yeah free money ambik...


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I wouldn’t trust Rize with any money with these rates. Not worth the risk of money getting stuck

Just transferred out 20k to my Maybank. Transaction rejected but account debit . Received in my Maybank .