QUOTE(nickcct @ Jan 18 2024, 11:45 AM)
free till 31/12/2024Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!
Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!
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Jan 18 2024, 03:56 PM
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(nickcct @ Jan 18 2024, 11:45 AM) free till 31/12/2024 theevilman1909 liked this post
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Jan 18 2024, 03:57 PM
Show posts by this member only | IPv6 | Post
#842
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Senior Member
1,084 posts Joined: Jul 2022 |
QUOTE(xander2k8 @ Jan 18 2024, 03:27 PM) Read the PDS 🤦♀️ for now yes because they waive FX admin fee of 1.2% I see. So it's part of the promo only, I thought it's permanent feature.You need to check the FX rate using MasterCard website for the actual exchange rate transacted and make sure no 1.2% being charged for the time being Looks like will need to go back to wise after the promo ends. |
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Jan 18 2024, 04:01 PM
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Senior Member
3,963 posts Joined: Nov 2016 |
QUOTE(Natsukashii @ Jan 18 2024, 03:57 PM) I see. So it's part of the promo only, I thought it's permanent feature. who know. they might give some extension Looks like will need to go back to wise after the promo ends. This post has been edited by theevilman1909: Jan 18 2024, 04:03 PM Natsukashii liked this post
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Jan 18 2024, 04:14 PM
Show posts by this member only | IPv6 | Post
#844
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Junior Member
504 posts Joined: Jul 2015 |
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Jan 18 2024, 04:15 PM
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Senior Member
2,252 posts Joined: Aug 2005 |
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Jan 18 2024, 04:22 PM
Show posts by this member only | IPv6 | Post
#846
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Senior Member
1,084 posts Joined: Jul 2022 |
QUOTE(xander2k8 @ Jan 18 2024, 03:45 PM) Don’t be so happy 🤦♀️ as excluded spend includes EWallet, govt services, insurances and certain online transaction that Grab can deemed anytime excluded spend QUOTE(privatequity @ Jan 18 2024, 04:14 PM) Yea.. grocery got 1%.. ok lah tuPetrol also included. |
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Jan 18 2024, 04:43 PM
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All Stars
65,313 posts Joined: Jan 2003 |
QUOTE(ericlaiys @ Jan 18 2024, 02:50 PM) tested pay maxis bill from app. approved via gxbank app. transaction under processing under gxbank. money deducted and maxis app also minus out. no rebate 1%. may be need to wait 3 days for transaction to commit QUOTE(ericlaiys @ Jan 18 2024, 02:58 PM) updated- giving 1% cb immediately is suicide la. imagine the potential fraud could happen when fraudster charge large amount then trigger* cancellation/refund/reversal immediately. feesback from cs The cashback will be credited to your GX Account by the end of the next day from the posting date of your Eligible Spend transaction. must wait to be posted so that txn is finalized. tbc: i wonder if payment reversal/refund/cancellation will clawback the 1% cb |
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Jan 18 2024, 04:46 PM
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Senior Member
5,613 posts Joined: Apr 2011 From: Kuala Lumpur |
QUOTE(Natsukashii @ Jan 18 2024, 04:22 PM) I think it's good if you are lazy to think about which card to use. Else, there are better card out there that offers cashback for grocery, petrol etc. Natsukashii liked this post
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Jan 18 2024, 05:16 PM
Show posts by this member only | IPv6 | Post
#849
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Junior Member
728 posts Joined: Feb 2013 From: Malaysia |
QUOTE(cybpsych @ Jan 18 2024, 04:43 PM) giving 1% cb immediately is suicide la. imagine the potential fraud could happen when fraudster charge large amount then trigger* cancellation/refund/reversal immediately. Probably cash back will reverse. Even tng reward points got reverse after i got refund from merchant 😕😕must wait to be posted so that txn is finalized. tbc: i wonder if payment reversal/refund/cancellation will clawback the 1% cb |
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Jan 18 2024, 05:22 PM
Show posts by this member only | IPv6 | Post
#850
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Senior Member
3,963 posts Joined: Nov 2016 |
QUOTE(cybpsych @ Jan 18 2024, 04:43 PM) giving 1% cb immediately is suicide la. imagine the potential fraud could happen when fraudster charge large amount then trigger* cancellation/refund/reversal immediately. Sure got reversal one 🙏must wait to be posted so that txn is finalized. tbc: i wonder if payment reversal/refund/cancellation will clawback the 1% cb |
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Jan 18 2024, 05:24 PM
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All Stars
65,313 posts Joined: Jan 2003 |
QUOTE(kiritoffx @ Jan 18 2024, 05:16 PM) Probably cash back will reverse. Even tng reward points got reverse after i got refund from merchant 😕😕 QUOTE(theevilman1909 @ Jan 18 2024, 05:22 PM) more interested to see whether acct balance goes -ve due to cb reversal or acct auto-suspend |
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Jan 18 2024, 05:34 PM
Show posts by this member only | IPv6 | Post
#852
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Junior Member
504 posts Joined: Jul 2015 |
guys, if im using grab often. better i dont link my GX debit card to Grab Pay n pay via grab pay right?
Best is to pay from GX debit card straight? |
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Jan 18 2024, 05:37 PM
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Senior Member
4,665 posts Joined: Jan 2003 |
QUOTE(Natsukashii @ Jan 18 2024, 03:57 PM) I see. So it's part of the promo only, I thought it's permanent feature. Nothing is free in this world as long is below 1% admin fee still worth it to use Looks like will need to go back to wise after the promo ends. QUOTE(theevilman1909 @ Jan 18 2024, 04:01 PM) Unlikely 🤦♀️ even GXS cutting down after 6months particularly interest paid out as they have the clause to claw back and scale down as it sees fits QUOTE(privatequity @ Jan 18 2024, 04:14 PM) Physical spending no issue only online spend you have to look and watch out for the cash back QUOTE(Natsukashii @ Jan 18 2024, 04:22 PM) Natsukashii liked this post
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Jan 18 2024, 05:38 PM
Show posts by this member only | IPv6 | Post
#854
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Junior Member
504 posts Joined: Jul 2015 |
QUOTE(xander2k8 @ Jan 18 2024, 05:37 PM) Nothing is free in this world as long is below 1% admin fee still worth it to use physical spend - i can set up GX card on my apple pay right? better set up GX virtual card or physical card ya?Unlikely 🤦♀️ even GXS cutting down after 6months particularly interest paid out as they have the clause to claw back and scale down as it sees fits Physical spending no issue only online spend you have to look and watch out for the cash back |
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Jan 18 2024, 08:30 PM
Show posts by this member only | IPv6 | Post
#855
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Junior Member
114 posts Joined: Aug 2022 |
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Jan 19 2024, 12:20 AM
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Senior Member
7,569 posts Joined: May 2012 |
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Jan 19 2024, 05:32 AM
Show posts by this member only | IPv6 | Post
#857
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Junior Member
728 posts Joined: Feb 2013 From: Malaysia |
Need to confirm if I put part of money in pocket money, the money stay there and can't be access or touch via card or online transfer right?
Card and online transfer only touch the main account only right? |
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Jan 19 2024, 06:49 AM
Show posts by this member only | IPv6 | Post
#858
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Senior Member
4,665 posts Joined: Jan 2003 |
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Jan 19 2024, 07:27 AM
Show posts by this member only | IPv6 | Post
#859
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Senior Member
4,151 posts Joined: May 2005 |
I won’t be applying for the card. It doesn’t add any value to me especially I have multiple credit cards that gives me better cashback than 1% kmrdeva liked this post
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Jan 19 2024, 07:55 AM
Show posts by this member only | IPv6 | Post
#860
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Senior Member
2,252 posts Joined: Aug 2005 |
QUOTE(Barricade @ Jan 19 2024, 07:27 AM) I won’t be applying for the card. It doesn’t add any value to me especially I have multiple credit cards that gives me better cashback than 1% I am looking at it for overseas spending purposes, as mentioned, no mark up, no hidden fees. Just another safer way than carrying cash overseas vs. CC with high fees unless got promo with overseas spent |
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