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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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Natsukashii
post Oct 26 2023, 04:42 PM

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QUOTE(ikanbilis @ Oct 26 2023, 12:01 PM)
Not a bank

Max only RM9500

No PIDM protection
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Still no fingerprint on Android when do QR pay


Natsukashii
post Oct 26 2023, 04:45 PM

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I also not eligible for beta.. means can't get the RM20 with RM100 deposit?
Natsukashii
post Nov 24 2023, 01:45 PM

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QUOTE(ronnie @ Nov 24 2023, 01:24 PM)
finally get to sign up but it's in review process

Keep saying "Your selfie doesn't match the MyKad profile for this account"  mad.gif  bangwall.gif
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It's opened for everyone I guess. Opening account right now!
Natsukashii
post Nov 24 2023, 01:49 PM

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QUOTE(ronnie @ Nov 24 2023, 01:45 PM)
Go to your Profile > Manage DuitNow > Switch and get the RM8.00

I wonder can we switch it back hahaha ?
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Just switch back through the previous bank should work, that's how it worked all the while.
Natsukashii
post Nov 24 2023, 01:55 PM

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QUOTE(jiaen0509 @ Nov 24 2023, 12:29 PM)
Not bad! Earn RM28 today.

Their email verification suck! Keep asking me to verify my email.

Bank with bug, I am not confident to use at the moment haha
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Thanks for the info. I got my account reviewed within 20 mins just now.

Deposited RM100.. got RM20.

Activated duitnow right away.. RM8.

RM100 becomes RM128. The whole app experience from opening account until doing all those was flawless on my phone. Better than major bank apps. But I have not test for banking purpose, that will need time to know.

This post has been edited by Natsukashii: Nov 24 2023, 01:56 PM
Natsukashii
post Nov 26 2023, 05:00 PM

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QUOTE(ronnie @ Nov 24 2023, 05:47 PM)
real face and Mykad face tak cukup hensem
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Very funny, I not handsome.. faceproblem, got approved in about 20 mins.

QUOTE(ikanbilis @ Nov 25 2023, 10:08 AM)
Tested withdraw all from GxBank and balance at zero now.

Better than Rize which must leave RM10 in account.
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So is it better than Rize just because must leave the RM10, or better more than that?

QUOTE(nexona88 @ Nov 26 2023, 10:08 AM)
It's seems like system unstable now...

Probably too much load & application...
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Doubt it, I'm sure they still haven't reach 20k users as of now

QUOTE(brandonkl @ Nov 26 2023, 12:39 PM)
CIMB is the most crappy and least-advance bank in Malaysia.

Wanted to add my GX Bank as my DuitNow favorites but in their drop down list of banks, there is no GX Bank yet whereas HLB and PBB have it.

Secondly, until today, CIMB has no ATM cardless withdrawal.

I have no choice but to keep CIMB bank for official purposes.
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Even BSN web already had GX bank before GX opened registration for all.



Natsukashii
post Nov 26 2023, 06:34 PM

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QUOTE(imPKKer @ Nov 26 2023, 05:19 PM)
Did GX Bank send you email when they approve your application? Already 2 days still pending and I can't login right now because I reinstall their app.
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No emails.. but after approved, it has permanent in-app notice asking to verify email.

My first email from them is when I did the first transfer .. to deposit RM100. Got email transfer successful. At that time, I haven't verify email yet.

This post has been edited by Natsukashii: Nov 26 2023, 06:35 PM
Natsukashii
post Nov 26 2023, 06:36 PM

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QUOTE(Sunshape @ Nov 26 2023, 05:14 PM)
Rize is a bank? Strange, they dont approve me.
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Yes. Rize is saving account by Al Rajhi bank.

This post has been edited by Natsukashii: Nov 26 2023, 06:36 PM
Natsukashii
post Nov 27 2023, 12:44 PM

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QUOTE(vez @ Nov 27 2023, 07:32 AM)
mine get approved right after I create accout, relaunch app, then can login already

p/s: I got sign up into waiting list earlier, not sure you did it?
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Don't have to be in the waiting list. I wasn't in the waiting list.

I just opened the app after seeing k, I also can sign up already.. all done and activated in 20 mins.

Maybe they opened for limited amount.. in first come first serve.

The website still has active notice "we are in beta.. before rolling to all Malaysians"

QUOTE(Sunshape @ Nov 26 2023, 10:33 PM)
I like the idea of savings pocket which you can set different goals.

The funds in main wallet is still entitling for 3% interest?

Besides GX Bank, ada apa lagi is digital?
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Ada banyak.. tapi GX interest 3%

Rize by Al-Rajhi got 5%.. but T&C, refer Rize tered

Bank Islam also got Be U, but 0%.

This post has been edited by Natsukashii: Nov 27 2023, 12:44 PM
Natsukashii
post Nov 28 2023, 12:51 PM

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QUOTE(cybpsych @ Nov 27 2023, 01:25 PM)
seems like GX Card already opened for application?
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Not yet as of now. Where you saw it is open for application?

QUOTE(Tronoh @ Nov 27 2023, 04:23 PM)
It's just an announcement on the perks. Don't really care about 1% Cashback but some who only use debit card might like it. No ATM MEPS fee, no international transaction markup fee, and no international ATM fee are promising. Quite similar to SC Jump, with no conditions attached. BUT then they said the fees are waivable until end of 2024. maybe it's just legalese and extend the waivers forever, who knows...

I still can't find the card section anywhere in the latest version of the app. Maybe they will roll out the same time as it opens the application to all.
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Why only debit card users? Because it doesn't improve credit score? And credit card is much safer?

QUOTE(xander2k8 @ Nov 27 2023, 07:08 PM)
Unlikely the fees are waivable beyond 2025 πŸ€¦β€β™€οΈ as they will be losing money by then

Currently even interest paid out are benchmarking at OPR levels so don’t think fees are not beyond 2025 because that is how they have to recoup their costs into profits

Even TnG with its Visa card can only last 1year and then have start charging annual fee for it
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TnG visa card already had annual fee mentioned during launch. This GX probably won't have annual fee for long time, but requesting new physical card might be card.. a one time fee.


Natsukashii
post Nov 28 2023, 03:18 PM

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QUOTE(ronnie @ Nov 28 2023, 01:59 PM)
which button to apply for the GX Debit Card ?
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QUOTE(cybpsych @ Nov 28 2023, 02:43 PM)
dont know biggrin.gif
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I'm quite sure once available, we'll get notification in-app or an email..


Natsukashii
post Nov 30 2023, 06:24 PM

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QUOTE(luvjim @ Nov 30 2023, 05:12 PM)
i still havent get the rm20, registered 2 days ago.
anything i missed?  did same steps as you
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I couldn't find it, but I think I saw it's only for the first 20k..

But feel free to check with the in-app support. It's 24/7.
Natsukashii
post Dec 1 2023, 03:01 PM

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QUOTE(ronnie @ Dec 1 2023, 02:58 PM)
there's an option NOT TO SHARE with 3rd party when you sign up
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Yes.

If missed during sign up.. it's still easily accessible.

user posted image

This post has been edited by Natsukashii: Dec 1 2023, 03:02 PM
Natsukashii
post Dec 1 2023, 09:40 PM

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QUOTE(xander2k8 @ Dec 1 2023, 08:02 PM)
Patient πŸ€¦β€β™€οΈ they will start digital version very soo.
Likely will be digital version 1st while physical will be early next year
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If it's digital version only first, hopefully can use it on apple/google pay

The cashback don't apply to e-wallet topups..

This post has been edited by Natsukashii: Dec 1 2023, 09:41 PM
Natsukashii
post Dec 1 2023, 10:25 PM

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QUOTE(ericlaiys @ Dec 1 2023, 09:57 PM)
already say no support apple/google pay. it is not their priority.

of coz wont count 1% on ewallet. if they do that, everyone abuse to get money. Ewallet is basically a gimmick and loopholes to get cash from credit card. (without do cash advancement)
which bank provide debit cardΒ  1% for ewallet top up? It is smart decision
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No support for apple/google pay, that's sad. I tried to go back few pages, I don't see it has been said..

Anyway I mean, since the card has cashback 1%, which is the highlight of the product, and since they release virtual ahead of the physical, there is not much usage where common people can get the cashback. Let's say you go watson, how to use the card in the way to get the cashback.. you can't.

If they let us use for google pay, then even without the physical card, people can still get the cashback.

Of course it's smart decision, but it's the highlight of the product. I'm not asking for them to support e-wallet because I'm aware of it can be loophole, I'm asking for them to support google/apple pay, which is different from e-wallet.

This post has been edited by Natsukashii: Dec 1 2023, 10:26 PM
Natsukashii
post Dec 1 2023, 10:33 PM

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QUOTE(ericlaiys @ Dec 1 2023, 10:27 PM)
may be u should voice to other bank. Why other bank dont support applepay/googlepay? currently only few can.
It is not easy to do integration else other bank already did it long time ago or additional charges that we are not aware of
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I'm using google pay with Hong Leong bank, it's good so far.


Natsukashii
post Dec 1 2023, 10:51 PM

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QUOTE(ericlaiys @ Dec 1 2023, 10:40 PM)
well i do agree applepay / googlepay support is + point.
I'm personally using HSBC, SC , Wize and MBB debit card with apple pay.
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Yes!

But if go oversea, still need carry wise card if might want to use ATM
Natsukashii
post Dec 2 2023, 09:04 PM

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QUOTE(ASoulNamedLeo @ Dec 2 2023, 07:50 PM)
GXbank doesn't have the function to "save account as favourite" to transfer funds yet right?
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Don't worry.. minor thing only for them to add, should be coming soon.


Natsukashii
post Dec 3 2023, 01:19 PM

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QUOTE(zstan @ Dec 1 2023, 11:40 PM)
in Australia everybody is using Apple/Google pay. nobody using credit cards
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Do they still use cash at all?

All major banks supports cardless?

Like if I go MBB, I can also withdraw cardless from CIMB acc?
Natsukashii
post Dec 8 2023, 12:02 PM

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QUOTE(ericlaiys @ Dec 7 2023, 10:54 PM)
i'm hoping they come out virtual card before 12-12
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Today 08/12 Friday.

Monday 11/12 is PH in Selangor I think? (I'm from N.S.)

So 12/12 won't arrive..





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