Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!
|
|
 Yesterday, 07:42 AM
|
 
All Stars
24,346 posts Joined: Feb 2011  
|
QUOTE(Harddisk @ Dec 5 2025, 09:05 PM) 4.00% on Bonus Pocket Need to lock up the money.Opens 2x at RM25,000 and keep for 3 months, correct? Need to play game?  |
|
|
|
|
|
Yesterday, 07:43 AM
|
|
All Stars
24,346 posts Joined: Feb 2011
|
QUOTE(Augusta @ Dec 6 2025, 03:40 AM) Sorry didn't follow anything about GX, what is the 91.25x11 about? How GXbank calculate your interest. That way you get RM0.11 x 364/RM1003.75 x100% = 4%p.a |
|
|
Yesterday, 08:10 AM
Show posts by this member only | IPv6 | Post
#4923
|
Junior Member
611 posts Joined: Sep 2022 From: Last member of the tribe
|
so its normal right to have zero amount in the main account,with 2 pocket of 25k each..i thought 2% goes to main account and other 2% will realease end of tenure
|
|
|
Yesterday, 08:31 AM
|
All Stars
65,288 posts Joined: Jan 2003
|
QUOTE(poco loco @ Dec 6 2025, 08:10 AM) so its normal right to have zero amount in the main account,with 2 pocket of 25k each..i thought 2% goes to main account and other 2% will realease end of tenure all happened in bonus pocket, including the 2% base interest, added daily on top of 25k fund |
|
|
Yesterday, 03:30 PM
|
|
Junior Member
699 posts Joined: Aug 2012
|
Have anyone ever experience you make transfer out the system issue receipt they were successful but not received in the receiving party account?
I just realised two credit card payment I made to UOB cc on 3rd not reflect in the UOB cc. |
|
|
Yesterday, 04:53 PM
|
|
Senior Member
5,830 posts Joined: Jun 2017
|
Sorry for asking. Can't follow all these pocket this or bonus that. Just put money into GX bank, how much is the interest now? Thanks my44 liked this post
|
|
|
|
|
|
Yesterday, 07:34 PM
Show posts by this member only | IPv6 | Post
#4927
|
Senior Member
2,963 posts Joined: Jan 2003 
|
QUOTE(Ramjade @ Dec 6 2025, 07:42 AM) Need to lock up the money. So as daily interest added to the pocket, can I take them out and leave it at 25k each, or I can't touch it at all? |
|
|
Yesterday, 07:40 PM
|
|
Senior Member
4,654 posts Joined: Jan 2003
|
QUOTE(Ramjade @ Dec 4 2025, 11:49 PM) People there like cash. If you use card, you pay extra 2-3% Yes because it is merchant imposed charges on the consumer itself unless the merchant decide to waive it QUOTE(joshhd @ Dec 5 2025, 12:18 AM) Does the merchant there in New Zealand typically charges such 2-3% fee even for debit cards? Because it is fee imposed from the banks itself to use the EFTPOS payment gateway to the merchants Previously before Covid most merchant will absorbed it but now higher operation costs and lower margins hence why most merchants will self imposed it to cover the charges QUOTE(Ramjade @ Dec 5 2025, 08:47 AM) I guess so cause they cant differentiate credit or debit card. Yes under EFTPOS no distinction on debit or credit just the card provider network itself QUOTE(jasontoh @ Dec 5 2025, 11:37 AM) Shouldn't the card number already can tell whether it is a debit or credit? That is how the card tier is segregated also. I know in some places we have to select either Debit/Credit during the transactions. EFTPOS doesnβt bother whether debit or credit π€¦ββοΈ it is segregated by the network card provider QUOTE(Ramjade @ Dec 5 2025, 04:58 PM) You tap you think the reader tell the seller it's credit card or debit card? To make it easier, you use card charge extra lo. No need to think of debit or credit card. EFTPOS reader doesnβt need to because it is only defined by savings or card which simplify and for faster transaction QUOTE(jasontoh @ Dec 5 2025, 05:08 PM) No, some countries they allowed to use credit/debit transaction regardless of the card type, I was using credit cards on those machines and those are without charges. Actually, the seller can know the card type easily by just looking the Debit sign there. I'm quite surprise New Zealand actually have charges for credit card transaction, the first time when I watch some of the FB videos. You canβt compare π€¦ββοΈ because each country payment systems setup differently and charges differ because processing differs based on what it is setup by country central bank Previously Malaysia also have CC or debit charges until BNM decided to take action and imposed blanket mandatory to force the merchant to waive off those charges |
|
|
Yesterday, 07:42 PM
|
|
Senior Member
4,654 posts Joined: Jan 2003
|
QUOTE(Harddisk @ Dec 6 2025, 07:34 PM) So as daily interest added to the pocket, can I take them out and leave it at 25k each, or I can't touch it at all? When it is already locked up why do you touch it π€¦ββοΈ unless do you want 2% bonusWhich is why it is different plain old standard 2% pocket otherwise why GX bother to offer 2% top up bonus for it |
| Change to: |  0.0176sec
 0.16
 6 queries
 GZIP Disabled
Time is now: 7th December 2025 - 10:39 AM |
Quote