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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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starry-starry
post Feb 9 2025, 12:41 AM

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QUOTE(guy3288 @ Feb 9 2025, 12:02 AM)
trick is to get round up interest

RM0.005 become RM0.01
RM91.25 is the magic number

91.25 x 2% /365 = RM0.005
so 2% interest become 4.0%

Eg  put RM91.25 x11, RM1003.75

daily earn RM0.11, that is 4.0%pa
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walao weeeeeiiii... that's awesome! Thanks for enlightening, whoever discovered this & share is just thumbup.gif thumbup.gif thumbsup.gif thumbsup.gif
guy3288
post Feb 9 2025, 01:45 PM

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QUOTE(starry-starry @ Feb 9 2025, 12:41 AM)
walao weeeeeiiii... that's awesome! Thanks for enlightening, whoever discovered this & share is justΒ  thumbup.gifΒ  thumbup.gifΒ  thumbsup.gifΒ  thumbsup.gif
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you so excited thinking 2% really can become 4%
Fact is no it is not

not what we think
like
deposit RM100k 2% interest is RM2000 per year
and make it 4% we get RM4000, extra RM2000!

the maths wont work that way.
max can get extra 6 sen a day,
1 year RM21.90+


2021.90+/100+k =2.01%
far from 4%

This post has been edited by guy3288: Feb 9 2025, 02:04 PM
starry-starry
post Feb 9 2025, 07:08 PM

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Deleted

This post has been edited by starry-starry: Feb 10 2025, 08:20 AM
guy3288
post Feb 9 2025, 11:02 PM

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QUOTE(starry-starry @ Feb 9 2025, 07:08 PM)
πŸ˜…πŸ˜…πŸ˜… Haha alright, didn't really use math or my brain to think at all πŸ˜…πŸ˜…πŸ˜…

Btw, for the rewards/badges, does it show the status instead of in progress when we make 1x QR duit now out of 5? It doesn't show any difference even I just made 1 Duit Now QR payment
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i not sure what you meant, better ask those who know more
starry-starry
post Feb 12 2025, 01:35 AM

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1% unlimited cashback for overseas travel, 1% CB will be based on RM after conversion?

For the rewards, any sifu can advise if any changes or update shown "in progress" box when we achieve 1 payment - for example, Make 5x Duit Now QR payment (min RM30)? I've made 1 payment but it doesn't seem any changes or update at all.
datolee32
post Feb 12 2025, 05:47 AM

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QUOTE(starry-starry @ Feb 12 2025, 01:35 AM)
1% unlimited cashback for overseas travel, 1% CB will be based on RM after conversion?

For the rewards, any sifu can advise if any changes or update shown "in progress" box when we achieve 1 payment - for example, Make 5x Duit Now QR payment (min RM30)? I've made 1 payment but it doesn't seem any changes or update at all.
*
Yes, the 1% cb based on MYR after conversion.
jerebubu
post Feb 12 2025, 01:51 PM

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hi all,

the rm888 campaign, after deposit, should i move to saving pockets?
talexeh
post Feb 12 2025, 02:01 PM

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QUOTE(jerebubu @ Feb 12 2025, 01:51 PM)
hi all,

the rm888 campaign, after deposit, should i move to saving pockets?
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It's entirely optional but you stand to earn a few cents more on daily basis if you deposit RM91.25 into each pockets.
leanman
post Feb 26 2025, 04:14 PM

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Just tried using GX bank DR in Vietnam. After 1% CB, better rate compared to the best money changer in KV

This post has been edited by leanman: Feb 26 2025, 04:14 PM


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poooky
post Feb 27 2025, 10:05 PM

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After tomorrow 01/03 can finally transfer the rm888 and rm188 out.
LostAndFound
post Feb 28 2025, 09:55 PM

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QUOTE(poooky @ Feb 27 2025, 10:05 PM)
After tomorrow 01/03 can finally transfer the rm888 and rm188 out.
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You won't play it safe and wait for the cashback?
MGM
post Mar 1 2025, 07:45 PM

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Anyway to transfer funds from Grabpay to GX bank?
ericlaiys
post Mar 1 2025, 08:03 PM

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QUOTE(MGM @ Mar 1 2025, 07:45 PM)
Anyway to transfer funds from Grabpay to GX bank?
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can meh? since when
ericlaiys
post Mar 2 2025, 01:29 AM

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anyone get the rm5 or rm3 on cahback already?
plantcloner
post Mar 2 2025, 11:43 AM

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QUOTE(ericlaiys @ Mar 2 2025, 01:29 AM)
anyone get the rm5 or rm3 on cahback already?
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You will get the cashback within 14 days from 28 Feb 2025

user posted image
lerijiso
post Mar 3 2025, 01:59 PM

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i havent got my cashback.
soonwai
post Mar 3 2025, 02:52 PM

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QUOTE(lerijiso @ Mar 3 2025, 01:59 PM)
i havent got my cashback.
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Me neither, GXB says 14 days.
Justmua
post Mar 4 2025, 02:03 PM

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Hi,

Does anyone here tried GX debit card linked to Alipay and use in China? If so, please share your experience.

Thanks.

joshhd
post Mar 4 2025, 10:07 PM

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QUOTE(Justmua @ Mar 4 2025, 02:03 PM)
Hi,

Does anyone here tried GX debit card linked to Alipay and use in China? If so, please share your experience.

Thanks.
*

Can read from here onwards: https://forum.lowyat.net/index.php?showtopi...ost&p=110512323
Do note that those are last year's posts. Things might have changed now.

Do consider bringing other debit cards also as a backup, such as TNG Visa Card (need to pay annual fee RM8), or Wise card (no annual fee).
Otherwise, you can use your GX Bank debit card and withdraw cash on any China ATMs.
As long the cumulative amount you withdraw does not exceed the equivalent of RM1000 within the calendar month, then there'll be no additional fee from Wise for subsequent amount withdrawals for that month.
As far as I know, China ATMs don't charge additional ATM withdrawal fees (unlike some other countries).

This post has been edited by joshhd: Mar 4 2025, 10:10 PM
leanman
post Mar 7 2025, 09:23 PM

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Received the rm8 CNY reward CB from the RM888 deposit

This post has been edited by leanman: Mar 7 2025, 09:24 PM

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