From tnc, it's based on first come first serve and 1 Bil allocation.

Interest in pocket also 3%, no difference.

It's like the 1 sen thief. By them not giving out rh 1 sen, how much they earn from the 1b? I think easily 1m.

why use 4941.01 instead of 5000 sorry im losing if i use 5k?

Off topiic !!

Wa so much competition

I just realised the main balance can be used meanwhile, the one in pocket can't be used...

I use contactless. It does not automatically transfer from pocket to main balance

Does payment for car service can get cashback?
Waited for 3 days, still show processing.
Will it fails? Then i need to pay the car service again

Depends on people.
Some will like it.. is like extra service giving u a feeling that the bank is going extra mile to protect ur money

Basically

Every 3 years max need to change phone & uses the latest OS 😁

now i also getting PBB APPS forcing ppl to update android ...
question ::
1. one solition is get new phone
2. other that get new phone .....anyway to get update android12 ?  my phone doesnt seems to have this update (Oppo) .... thank you

Yes, auto add money to pocket. So far no auto withdrawal but you can withdraw manual, I mean the purpose for pocket is to save money right haha.

After tomorrow 01/03 can finally transfer the rm888 and rm188 out.

A lot of people make the mistake of choosing IRR vs NPV. The key reason to choose 888 vs 188 is this: reinvestment opportunity(ies).

Yea, true, 188 indeed offers higher % return vs 888, and we usually quote returns in annualized percentage, hence this issue arises.

Let's breakdown the maths. RM3 return over 188 for 1 month -> annualized simple interest (x12 months): 19.15% p.a.

RM 8 return over 888 for 1 month -> annualized simple interest (x 12 months): 10.81% p.a.

But one should bear in mind this promo is "seasonal", i.e., it's not year-long, it only happened during CNY promo (and maybe another round during Hari Raya? Christmas?)

We never know. But what we know now, is that in one month's time, you get RM 3 out of 188 and Rm 8 out of 888.

It's important to bear in mind that by quoting the returns in annualized term you are implicitly assuming you will get RM 3 for 188 every month till end of February/early March next year, which is clearly not the case.

Think carefully, 19.15 % p.a. and 10.81% p.a. are both ridiculously high interest rates, why would GX Bank give you such rates when they only charge 8.88% p.a. for their personal loan Flexicredit (annualized, effective rate, which is always higher than simple interest rate anyway).

Thus, from a user's point of view, RM 8 in one month vs RM 3 in one month with a promo not certain to continue in the coming months, or at least with some degree of uncertainty, you should maximize net present value (NPV) by choosing the 888 package instead of the 188 package, even though the later offers higher annualized return, which is right from the start, a misleading figure to use for such a short-term, infrequent promo.

Google "NPV vs IRR fallacy". A lot of people make that mistake. Standard business school lectures will cover that: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3090678

Consider we both kiamsiap and calculative. Just sharing with sifu. 

What tnc says can block account as they like?I'm curious to know.
Also, go ahead and put all your money in this bank, good luck

Good idea, so others can take note and be more careful 😌

Have anyone received their RM100 cash reward from activating flexcredit?

got mine RM100 credited to gx