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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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poooky
post Apr 9 2024, 03:12 PM

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QUOTE(soonwai @ Apr 9 2024, 03:03 PM)
*keyboard error*
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Still works if not a unifi customer? I don't use unifi, celcom nor maxis. The title says exclusive for unifi customers, but then screenshot and print suggests that anyone can get by using the code.

This post has been edited by poooky: Apr 9 2024, 03:20 PM
poooky
post Apr 11 2024, 06:49 AM

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QUOTE(ericlaiys @ Apr 10 2024, 06:25 PM)
GXBank card useful. Yesterday use at Thailand. No mark up fees and same as xe. Don’t forget 1% cashback.

Cc charge 2.5% extra
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Does the cashback also apply to online transactions? Like say buy from laz/shoppe, payments made in foreign currencies? So if i make payment of rm1k will get cashback RM10?
poooky
post Apr 22 2024, 10:50 AM

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QUOTE(Lancer07 @ Apr 22 2024, 10:46 AM)
user posted image

The campaign is oversubscribed now, better hurry up
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Expect them to reduce rates before may 10.

This post has been edited by poooky: Apr 22 2024, 11:52 AM
poooky
post May 10 2024, 09:26 AM

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QUOTE(Optizorb @ May 10 2024, 08:52 AM)
for people who have Rize/KDI/Versa, and no plans to use GX. Then best is to just leave RM61 x 11 in GX. and the rest into wherever else.

for people who only have GX, then yea can do 61 + 122 = 183 per pocket to get 2 cents. Or whatever amount that gets rounded up to the next nearest cent.
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61 x 11 refers to 10 pockets + main account? The main account also eligible for interest?
poooky
post Jul 19 2024, 03:36 PM

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Anyone use GX Card overseas? Need to contact CS to unlock anything? Does contactless work? or better to use PIN when making payments?

And how are the rates vs Wise/Bigpay? if not bad, will just use GX Card instead of signing up for those services.
poooky
post Jul 19 2024, 08:46 PM

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QUOTE(ClarenceT @ Jul 19 2024, 05:27 PM)
FB
Soyacincau
Reels. 2 days ago
"Which card offers the best rates in Austria?"
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I can't find this article when googling. Can you link it here?
poooky
post Aug 19 2024, 01:51 PM

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QUOTE(touristking @ Aug 18 2024, 05:06 PM)
In my case, just a fraction of 1 % above xe.com for Europe. Last month. Where did you use yours?
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Did you need to call CS or do anything to activate overseas spending?

I'm planning to keep ~RM10k inside for 2 week Europe trip. Will carry some small amount of cash just incase, but will mainly be using the card
poooky
post Nov 5 2024, 12:55 PM

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QUOTE(ericlaiys @ Nov 5 2024, 11:25 AM)
Great 1% on oversea still there. very useful when at oversea use. Local use , can use back cc
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What is 'eligible retail spend? And will still got Forex charge? Or waived until 31/12 like in original TNC?
poooky
post Nov 5 2024, 05:55 PM

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This is nice, planning for overseas trip soon. Ready to enjoice 1% cashback and 0 markup. Means no need to maintain so much in Wise.

Some more 0 fees on overseas cash withdrawal in case need cash.

~~~
1% cashback on all in-store overseas spending
Zero markups on exchange rates
Zero fees for overseas ATM cash withdrawals
Zero fees on overseas transactions
~~~


poooky
post Nov 5 2024, 05:59 PM

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QUOTE(TOS @ Nov 5 2024, 04:57 PM)
Not to mention getting 150k MYR within minutes is a sure way to bankrupt someone who doesn't know the meaning of indebtedness...

I hope they have highlighted the word "up to"...  laugh.gif
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0 fee for early settlement. Depending on rates, there may be room to borrow short term to park into Boost or KDI Save.
poooky
post Nov 30 2024, 04:29 PM

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Just got my gx kad. Do I need to withdrawn from ATM to activate? Or can straight away use contactless after activate from app?
poooky
post Jan 28 2025, 07:01 AM

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QUOTE(TOS2 @ Jan 28 2025, 01:16 AM)
I guess I am one of the top 10 among the 50k and 20k quota (whichever applicable). tongue.gif

user posted image
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I just did the same two transfers in. No badge earned yet.
poooky
post Jan 29 2025, 12:42 PM

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Can confirm I got the 888 badge today, but not 188 yet.
poooky
post Feb 27 2025, 10:05 PM

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After tomorrow 01/03 can finally transfer the rm888 and rm188 out.
poooky
post Mar 9 2025, 09:11 AM

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Got the RM8. Can transfer out to Boost for 3.3% now
poooky
post Apr 27 2025, 10:48 AM

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QUOTE(Medufsaid @ Apr 27 2025, 08:20 AM)
user posted image

user posted image

user posted image
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0 markup on Forex plus 1% CB travel is nice.

Anyone if can use for train and bus in Japan?
poooky
post Aug 5 2025, 09:24 AM

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QUOTE(ikanbilis @ Aug 4 2025, 04:00 PM)
Debit card very common. I also kena from my HLB debit card. But that time my HLB account very little money so the overseas transaction didn’t go through. Hahaha

GxBank debit card lagi worse. I read so many people kena fraudulent overseas transaction. Easy fix is to freeze your card when not in use.

But this is a totally different fraud. No debit card is involved. They just take money from your account and transfer out. This is what i wish to highlight.
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Scary. Especially if want to use overseas to get CB. If suddenly kena then gg. Need to spend time to talk to CS. Maybe safer to just use WISE card.
poooky
post Nov 23 2025, 05:57 AM

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QUOTE(BWassup @ Nov 22 2025, 06:34 PM)
OK fair enough. Everyone can have different parameters for determining their competitive grouping. As for me, it's just depositing money for higher interest rate for almost the same risk. I doubt that Webull (which is backed by Alibaba) will fold up in the next 90 days. I don't intend to trade on Webull, Moomoo, etc., except for selling the free Nvidia shares they offer, which I did 2 days ago. laugh.gif

Similarly, many forummers here compare the interest rates of online brokers and investment companies (e.g. Webull, Moomoo, KDI, Versa) as well as of ASM, with Bank FD rates which have PIDM protection.

Even ASM is not capital guaranteed.
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Thanks for sharing this. Basically is park RM5k for 60 days to farm 6% and also get RM500 in nvda shares?

Also can farm 6% up to RM200k until 31/12. Am I missing anything?

 

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