always use weekday rates during office hours for best rates..

I see, ok will try to compare again during office hours.

But I guess this is only for Wise if I want to transfer fund to the foreign currency account right? For GX it will still based on the transaction date.

BTW talking about this, does it also means if paying using CC or DC when at overseas, the rates during weekdays will be more favourable than during weekends? If given a choice, is it better to pay in foreign currency using CC during weekdays?

Thanks

so mastercard itself has roughly 0.5% per conversion

	MYR->GBP	GBP->MYR
GX Bank
Wise

Paying with credit card will incur extra 2-3% charge by the banks.

so happened i made a pound payment today and my charges matches the one in mastercard currency converter EXACTLY down to the sen.

https://www.mastercard.us/en-us/personal/ge...t-currency.html

its 0% charges from gxbank. how mastercard calcualte is diff matter.

How much deposit did Gxbank get from us?

https://fintechnews.sg/95869/malaysia/grabs...laysias-gxbank/

US$479 million

No. I think US$100m+
US$479m - US$374m = US$105m

that means GXbank collected USD105m = RM493 million
in 90 days from both Malaysia and Singapore?

Recent campaign RM1000 million 12days sudah penuh?

wah betukah ni GXB,

90days from Singapore+Malaysia baru dapat RM493million

12days from Malaysia alone sudah dapat RM1 billion??

i suspect belum penuh GXB cakap quota habis....

I think USD100m from Malaysia side.

will bn check again every month or quarter hihi

Very useful to use when traveling. Really good exchange rate (very very close to Sunway Pyramid money changer rate)

Just be careful to note that for higher amount, use PIN for authorization. Otherwise touch is ok.

Overseas transaction also got 1% money back

Do I get 1% cashback if I pay my grabride with GXBank card instead of grabpay wallet?

yes got CB

u sure got CB if pay grabride with GXBank card in the apps??

im certainly sure i only get cashback next day with paywave, physically swipe the card at the terminal.

If go through Mydebit (PIN, Wave), instant settlement, so you get CB next day.
If go through Mastercard (Online, PIN, wave) need 1 day or more days to get "posted" then get CB.

Fyi recently I see alot fraud case with gxbank , all unauthorized transactions .

u see from who?

FB , xhs . A unauthorised transaction some fail some go through. If go through good luck getting the cash back since gxbank all is cash . So much for so call approve transaction from app thing .

This post has been edited by MrBaba: May 22 2024, 03:46 PM

all payment cards are susceptible to unauthorized txn coming thru. it's a never ending battle.

if the gxcard is with you at all times, better to freeze it if not using and unfreeze if using it. yes tedious, but better safe than sorry/worry later to get $$ back from dispute, etc.


since your card already 'responded' by accepting unauthorized txn, that means your card number already 'flagged' to be 'valid'.

better to trigger a new card replacement.

This post has been edited by cybpsych: May 22 2024, 04:25 PM