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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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ClarenceT
post Mar 14 2024, 11:14 AM

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QUOTE(ericlaiys @ Mar 14 2024, 10:05 AM)
another way of thinking. it is possible.

How it work?

you transfer to me the money in gxbank. I get 3% interest daily. Only receiver gain as interest count per day.

That why i love to use gxbank.
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Wah "3% interest daily".

Should be 3% p.a. interest, credited daily.
ClarenceT
post Mar 22 2024, 06:52 AM

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QUOTE(kmrdeva @ Mar 22 2024, 04:20 AM)
No problem there. I have other payment options.

Was just testing the feature. GX is not my primary β€˜eWallet’.
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GX is not an E-wallet but your Savings account.
ClarenceT
post Mar 26 2024, 06:57 PM

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QUOTE(ericlaiys @ Mar 26 2024, 06:26 PM)
which bank give qr code cash back?
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Maybank CASA but not for all merchants
ClarenceT
post Apr 3 2024, 12:56 PM

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QUOTE(Sitting Duck @ Apr 3 2024, 12:48 PM)
Hi Sifus,

1, Does the debit card deduct the money out from the savings account only or does it also deduct the money from saving pockets if the saving account does not have sufficient balance?

2. I have always been educated never to use debit card for any online or over the counter payment. The reason is that debit card deducts money directly from savings account. Once the debit card info is leaked and used for fraud transactions, the money deducted from saving accounts would be really hard to get back. Debit card should only be used for ATM withdrawal only, that's the advice given by my banker friend (my friend is a old school banker). Credit Card on the other hand, the money is charged but you can still dispute the transaction but no money is deducted from your account directly.  Has debit card security been so good now that this concern is no longer valid?

Thank you.
I had numerous time had fraud transaction on my credit card and my CC was blocked immediately by the bank. One time I noticed fraud transaction charged to my credit card (received SMS) that I called the bank and got the card block immediately. No payment was needed for that fraud transaction.
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You can disable overseas transactions.
You can disable online transactions.
You can set online transaction limit to RM1000.
You can freeze the debit card.

ClarenceT
post Apr 26 2024, 02:21 PM

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QUOTE(petertian @ Apr 26 2024, 01:47 PM)
just now went to Watsons shop in KK and Watsons's hong leong bank merchant terminal with paywave NOT accepted my GXBank card tried again 3 times still not accepted. i have RM200 in my GXBank Card. i forced used my wise card working. what issued this?
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Did you try using PIN?
To reset contactless limit. (eg you set accumulated contactless limit to RM500)

This post has been edited by ClarenceT: Apr 26 2024, 02:23 PM
ClarenceT
post Apr 26 2024, 03:34 PM

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QUOTE(petertian @ Apr 26 2024, 03:09 PM)
belum try input my GXBank with pin next time  smile.gif
i used my GXBank card since March
merchant terminal with paywave list
-Maybank - OK
-Ambank - OK
-Hong Leong - X (i try again use PIN next time)
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I used contactless at HLB terminal before, no issue as GX Card is a Mydebit card (no need to go through MasterCard).
ClarenceT
post May 8 2024, 12:00 PM

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QUOTE(Ramjade @ May 8 2024, 09:34 AM)
Yup. Then mass withdrawal. Will see how gxbank deal with mass withdrawal. 😁
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Kuok Group can ask PPB companies, Golden Screen Cinemas, Shangri-la hotels, Wilmar Plantation, KEK Express, Massimo bread to transfer their account balance to GX Bank.

Or pay salary early to their workers.

This post has been edited by ClarenceT: May 8 2024, 12:17 PM
ClarenceT
post May 8 2024, 01:14 PM

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QUOTE(leanman @ May 8 2024, 01:06 PM)
any linkage between Kuok Group and GX?
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GX Bank Malaysia is owned by Grab, SingTel and Kuok Group.
ClarenceT
post May 10 2024, 12:09 PM

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Done. Transfer RM50000 to Hong Leong Bank Savings Account (4.5% p.a. from today till 1/7/24, by invitation only)
ClarenceT
post May 11 2024, 04:13 PM

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QUOTE(brandonkl @ May 11 2024, 02:17 PM)
Went to my Astro website to pay my Astro bill with GX Debit Card and it says not supported.  So had to pay with my other credit card.
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Pay Astro @ Lazada (Pay bills) lo.

P/S: Astro @ Shopee is a Airpay transaction.
ClarenceT
post May 22 2024, 02:59 PM

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QUOTE(xXwasabiXx @ May 22 2024, 02:34 PM)
u sure got CB if pay grabride with GXBank card in the apps??

im certainly sure i only get cashback next day with paywave, physically swipe the card at the terminal.
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If go through Mydebit (PIN, Wave), instant settlement, so you get CB next day.
If go through Mastercard (Online, PIN, wave) need 1 day or more days to get "posted" then get CB.
ClarenceT
post Jun 5 2024, 02:27 PM

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QUOTE(tzxsean @ Jun 4 2024, 08:04 PM)
even last time I went tokyo oso many vendor only accept cash

I'm planning to go Kansai this round
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You need CASH to buy JR/metro ticket at Kansai, unless you buy rail/JR/Kansai Pass at Klook. Some JR/Metro machines are Alipay enabled so you may use TNG wallet to pay (more convenient than using cash), not all the stations have Alipay-enabled machine.

You can use Visa/MasterCard/Amex/Unionpay/TNG at Lawson, FamilyMart and 7-Eleven.

This post has been edited by ClarenceT: Jun 5 2024, 02:28 PM
ClarenceT
post Jun 6 2024, 01:48 PM

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QUOTE(virtualgay @ Jun 6 2024, 01:35 PM)
possible some old cashback that got billed only recently as i use it to wave here wave there wave everywhere smile.gif
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Mydebit - Instant settlement.
MasterCard (PIN/Wave/Online) - need at least 1 day to settle.

You will get cashback only after the transaction is settled.
ClarenceT
post Jun 10 2024, 01:08 PM

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QUOTE(filidon @ Jun 9 2024, 10:45 PM)
i asked if China ok and they said China also not ok to use GX Card.
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It is not a UnionPay card issued in China.
Not so easy to find a merchant accepting foreign MasterCard/Visa.
ClarenceT
post Jun 21 2024, 09:24 AM

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HotlinkMU
Top up RM30 + RM10 bonus credit with GX Debit card
ClarenceT
post Jul 19 2024, 05:27 PM

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QUOTE(poooky @ Jul 19 2024, 03:36 PM)
Anyone use GX Card overseas? Need to contact CS to unlock anything? Does contactless work? or better to use PIN when making payments?

And how are the rates vs Wise/Bigpay? if not bad, will just use GX Card instead of signing up for those services.
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FB
Soyacincau
Reels. 2 days ago
"Which card offers the best rates in Austria?"
ClarenceT
post Jul 21 2024, 12:33 PM

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QUOTE(kwokwah @ Jul 20 2024, 06:45 PM)
It seems that there is no 1% cashback for overseas spending. I just came back from Bangkok yesterday and I find that GX bank's rate is a hair breadth better than Aeon Bank. Practically almost same.
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Only after the transaction is settled.
If you swiped the card yesterday, the earliest to get settled at MasterCard will be today (can be tomorrow or a few more days later), then wait for a few hours to get CB.

I got 1% CB from Overseas spendings.

This post has been edited by ClarenceT: Jul 21 2024, 12:35 PM
ClarenceT
post Jul 27 2024, 10:44 AM

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QUOTE(Wolgie @ Jul 27 2024, 10:22 AM)
Got my daily interest. 3% not bad.
and i try same amount in main account and saving pockets.
So saving pocket only get %, main account NO
for 1%, must use the card right? Scan QR no get, right?
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Both main account and pockets got 3% p.a. daily interest.
1% cashback for card transactions only, except ewallet, government-related transactions, insurance, Airpay etc.
No CB for QR pay.
ClarenceT
post Aug 15 2024, 10:44 AM

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QUOTE(Wolgie @ Aug 15 2024, 10:25 AM)
okie. today i paid my saman for DBKK (SABAH)
i using website paid, using GXbank debit card.
No cash rebate for me.
seem goverment no cash rebate, is it?
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QUOTE(Medufsaid @ Aug 15 2024, 10:31 AM)
Wolgie i don't get 1% for cukai taksiran. so perhaps?
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No CB for Government-related transactions.
ClarenceT
post Sep 6 2024, 11:06 AM

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Enjoy it while it lasts. sad.gif

This post has been edited by ClarenceT: Sep 6 2024, 11:09 AM


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