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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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Ramjade
post Mar 21 2024, 12:55 PM

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NOTE
Gxbank payment cannot go though if you link with PayPal.

This post has been edited by Ramjade: Mar 21 2024, 12:57 PM
Ramjade
post Apr 1 2024, 01:00 AM

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QUOTE(LuckyBai @ Apr 1 2024, 12:29 AM)
Traditional banks that don't up the game risk losing customers..

Yes, UOB and Public Bank, you better watch out
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No they won't. They got priority services, visa infinite cards etc. Not so easy. They got HNWI customer for a reason. Customer took much money
Ramjade
post Apr 3 2024, 10:56 AM

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QUOTE(cgteoh85 @ Apr 3 2024, 10:25 AM)
Just curious benefits of using it abroad is? After considered the FCY, FX rate and 1% rebate, still better compare to others like Youtrip, Amaze (SG) or Revolut?
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Last I check youtrip, revolut not available for Malaysians yet. Also if you use instaram, the company behind amaze, you will know that they are expensive. Use to be cheap. Not anymore.
Ramjade
post Apr 3 2024, 11:35 AM

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QUOTE(cgteoh85 @ Apr 3 2024, 11:24 AM)
not cheap meaning even take in consideration of the Amaze points and the bank rewards like citi rewards card 4mpd?
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Don't know. I use instarem to send money to SG last time when it's cheap until it's not. Look at the final SGD you get if you use Instagram service Vs their competitors like wise, Sunway money and money match.
Ramjade
post Apr 3 2024, 10:44 PM

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QUOTE(Medufsaid @ Apr 3 2024, 10:36 PM)
TOS erm, search up BigPay Cross Border Transaction fee from last year. if you pay for something in MYR but your merchant is located overseas (e.g., Netflix, Spotify, TikTok), BigPay will charge you few % of fees.

other debit card/credit card won't do this. you get charged RM50, you only need to pay RM50. not RM50.20 due to "cross border ringgit fee". Hotstar is memang RM54.90, but the wording seem to suggest a future markup
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It's a promo until end of this year. Something jumpstart don't have. So let's see what happen next year.
Ramjade
post Apr 5 2024, 03:36 PM

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QUOTE(Davidtcf @ Apr 5 2024, 03:31 PM)
wondering how does GXbank make money to pay users all that interests?

https://soyacincau.com/2023/11/14/gxbank-gr...less-right-now/

They don't seem to borrow loan to users, debit card giving away 1%, so where the income for GXbank comes from? burning money from Grab to get users to sign up?
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Later. Grab you in first then start charging fees, give personal loan.

Ramjade
post Apr 7 2024, 04:58 PM

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When is 5% promo starting?
Also max efficiency for amount is 4941?

This post has been edited by Ramjade: Apr 7 2024, 04:58 PM
Ramjade
post Apr 7 2024, 05:15 PM

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QUOTE(guy3288 @ Apr 7 2024, 05:12 PM)
get  additional RM1.50 if deposit RM50k

if deposit RM5k, get additional 15 sen.
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Don't understand.
For 10 packet, max amount per packet is 4941?
Ramjade
post Apr 7 2024, 06:03 PM

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When is promo starting?
Ramjade
post Apr 7 2024, 08:27 PM

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QUOTE(cybpsych @ Apr 7 2024, 07:52 PM)
seriously, how many times need to ask?
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No one reply. Nothing in app. That why ask lo. Chill la.
Ramjade
post Apr 7 2024, 09:32 PM

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QUOTE(cybpsych @ Apr 7 2024, 08:50 PM)
if you ever read back guy3288's reply to you above ...
lazy to read and find own info first
heck, even google search give the answer from multiple articles
gxbanks promo tncs are collectively published in campaign tnc page https://gxbank.my/campaign-tnc
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I Google gxbank savings pocket. Nothing mentioned about promo. I even look through their tnc, nothing mentioned about promo.
Ramjade
post Apr 7 2024, 11:38 PM

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QUOTE(nexona88 @ Apr 7 2024, 11:20 PM)
This what I keep telling many people....
Including the fellow...

But keep saying MYR no prospect... Gone case....

So when he keep pushing & asking about the GX promo... Really taken me by surprised.....

Shocked to see he posting....

Anyway.... Already gotten 10 pots... Let's the GX Bank does the "work" for me  during the promo period 😏
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Don't turn away free money.

QUOTE(!@#$%^ @ Apr 7 2024, 11:28 PM)
minimum needed to survive. the rest send overseas.
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Pandai.
Ramjade
post Apr 10 2024, 02:47 PM

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QUOTE(ycs @ Apr 10 2024, 02:41 PM)
ok, dont like debit cards
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It's a good card which have 1% cashback. So if your credit card does not give cash back for tnb or dining, can use this to get 1% cashback.

Not to mention good overseas foreign exchange rates supposedly.
Ramjade
post Apr 11 2024, 12:17 AM

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I am getting only RM0.67 for my RM4941

This post has been edited by Ramjade: Apr 11 2024, 12:18 AM
Ramjade
post Apr 11 2024, 12:26 AM

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QUOTE(Dyson Jin @ Apr 11 2024, 12:25 AM)
Yes
if deposit 5k
got 0.68..
so magic number is....?
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Maybe 4964?
Ramjade
post Apr 11 2024, 02:01 AM

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QUOTE(guy3288 @ Apr 11 2024, 01:46 AM)
eh how come? not round up but round down?

I see  my total  increased RM6.81 per day

5% of total today RM49486.96  = RM6.76 a day.

extra  5sen daily has to come from round up.
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QUOTE(Optizorb @ Apr 11 2024, 01:57 AM)
it seems GX calculation messed up somewhere, cause it doesnt make sense. 4941 x 2% /366 = 0.27 exactly.

- those who have clean 4941.00 in pocket only get 0.67 cents (0.41 + 0.26)

- those have some leftovers 4941.xx in pocket get 0.68 cents (0.41 + 0.27)
mine was a clean pocket, i also got 0.67  shakehead.gif
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Maybe because one of pocket is not fully 4941. 9 out of 10 pockets was fully 4941. The one remaining one was 4740.28.

Could that be the cause?
Ramjade
post Apr 11 2024, 04:20 PM

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QUOTE(Barricade @ Apr 11 2024, 10:10 AM)
I rest my case, to each his own. Whatever gets you guys off biggrin.gif
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It's like the 1 sen thief. By them not giving out rh 1 sen, how much they earn from the 1b? I think easily 1m.
Ramjade
post Apr 11 2024, 06:15 PM

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QUOTE(batman1172 @ Apr 11 2024, 06:11 PM)
So should use 4942. And should get 27 Sen + 41 Sen? Conversation above is too many decimal to follow.
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It's either 4941.01 or 4941.41. I am trying 4941.01 today and see.

This post has been edited by Ramjade: Apr 11 2024, 06:16 PM
Ramjade
post Apr 12 2024, 12:08 AM

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Now I am getting RM0.68 instead of RM0.67 yesterday.
Mgic number is 4941.01
Ramjade
post Apr 12 2024, 01:53 PM

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QUOTE(LostAndFound @ Apr 12 2024, 10:08 AM)
In the midst of everyone doing detailed calculation suddenly can have 'pick from air' numbers like this. To earn 1 million at 10 cents per pax over 30 days need 333,333 customers to be affected. Each customer save 3k (at exactly the right decimal value per pocket)?
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You don't know how much they save already.

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