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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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nexona88
post May 22 2024, 04:55 PM

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QUOTE(MrBaba @ May 22 2024, 03:45 PM)
FB , xhs . A unauthorised transaction some fail some go through. If go through good luck getting the cash back since gxbank all is cash . So much for so call approve transaction from app thing .
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Weird...

GX transaction kinda strict... On security...

How can have unauthorized transaction?? 🤔🧐
ericlaiys
post May 22 2024, 04:57 PM

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QUOTE(nexona88 @ May 22 2024, 04:55 PM)
Weird...

GX transaction kinda strict... On security...

How can have unauthorized transaction?? 🤔🧐
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Lesson learned.never put much money in main account and always freeze card
MrBaba
post May 22 2024, 04:59 PM

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QUOTE(cybpsych @ May 22 2024, 04:23 PM)
all payment cards are susceptible to unauthorized txn coming thru. it's a never ending battle.

if the gxcard is with you at all times, better to freeze it if not using and unfreeze if using it. yes tedious, but better safe than sorry/worry later to get $$ back from dispute, etc.
since your card already 'responded' by accepting unauthorized txn, that means your card number already 'flagged' to be 'valid'.

better to trigger a new card replacement.
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Suppose only u can approve the transaction, and yet they still can do it .
MrBaba
post May 22 2024, 05:05 PM

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QUOTE(nexona88 @ May 22 2024, 04:55 PM)
Weird...

GX transaction kinda strict... On security...

How can have unauthorized transaction?? 🤔🧐
*
I can understand ppl can charge yr card but as long u not approve the transaction no issue . But what I saw is ppl kena without them approve the transaction . To make things worse is since is cash mean chances of getting back the money is close to nill .
nexona88
post May 22 2024, 05:48 PM

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QUOTE(MrBaba @ May 22 2024, 05:05 PM)
I can understand ppl can charge yr card but as long u not approve the transaction no issue . But what I saw is ppl kena without them approve the transaction . To make things worse is since is cash mean chances of getting back the money is close to nill .
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The person who involved got install any unauthorized apks 😁

Simply cannot "highjack" the GX apps like that...

Unless there's some loopholes in the individual phone
cybpsych
post May 22 2024, 05:52 PM

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QUOTE(MrBaba @ May 22 2024, 04:59 PM)
Suppose only u can approve the transaction, and yet they still can do it .
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it's a 2 party process

issuer, gxbank, to enforce 3dsecure.

acquirer, merchants, legit or scam, can also choose not to enforce 3dsecure aka 2D. this supposedly to reduce friction and success rate, but with a risk of scam too.
Ramjade
post May 22 2024, 06:40 PM

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QUOTE(MrBaba @ May 22 2024, 05:05 PM)
I can understand ppl can charge yr card but as long u not approve the transaction no issue . But what I saw is ppl kena without them approve the transaction . To make things worse is since is cash mean chances of getting back the money is close to nill .
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It's the card side. It's easy to criminal gang to try random 16 digit number and 3 digit security number and try it randomly.

Nothing to do with gxbank. As long as you are using visa or MasterCard, all will kena one day.

Once they brute force the number and successful get a combo, they continue using that card and drain as much money as possible. Usually is use to buy ads on Facebook.

I kena before.

This post has been edited by Ramjade: May 22 2024, 06:41 PM
kiritoffx
post May 22 2024, 07:21 PM

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QUOTE(Ramjade @ May 22 2024, 06:40 PM)
It's the card side. It's easy to criminal gang to try random 16 digit number and 3 digit security number and try it randomly.

Nothing to do with gxbank. As long as you are using visa or MasterCard, all will kena one day.

Once they brute force the number and successful get a combo, they continue using that card and drain as much money as possible. Usually is use to buy ads on Facebook.

I kena before.
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for this, i put balance all to pocket money. when i to use, i transfer the amount to main. i know i can be hassle but at least it is extra layer security in can debit card and cvv are stolen
ikanbilis
post May 22 2024, 07:44 PM

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QUOTE(kiritoffx @ May 22 2024, 07:21 PM)
for this, i put balance all to pocket money. when i to use, i transfer the amount to main. i know i can be hassle but at least it is extra layer security in can debit card and cvv are stolen
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I put my money as follows

Main account - rm61

Pocket 1 to 9 - rm61 each

Pocket 10 - rm10k+
ycs
post May 22 2024, 07:47 PM

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didn't take their debit card
Barricade
post May 22 2024, 09:07 PM

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Just freeze the card in app when not using. What's so difficult?
MrBaba
post May 22 2024, 09:32 PM

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QUOTE(nexona88 @ May 22 2024, 05:48 PM)
The person who involved got install any unauthorized apks 😁

Simply cannot "highjack" the GX apps like that...

Unless there's some loopholes in the individual phone
*
No APK

QUOTE(cybpsych @ May 22 2024, 05:52 PM)
it's a 2 party process

issuer, gxbank, to enforce 3dsecure.

acquirer, merchants, legit or scam, can also choose not to enforce 3dsecure aka 2D. this supposedly to reduce friction and success rate, but with a risk of scam too.
*
The whole point of app not to approve the transaction meh .


QUOTE(Ramjade @ May 22 2024, 06:40 PM)
It's the card side. It's easy to criminal gang to try random 16 digit number and 3 digit security number and try it randomly.

Nothing to do with gxbank. As long as you are using visa or MasterCard, all will kena one day.

Once they brute force the number and successful get a combo, they continue using that card and drain as much money as possible. Usually is use to buy ads on Facebook.

I kena before.
*
QUOTE(ycs @ May 22 2024, 07:47 PM)
didn't take their debit card
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No online account they also can take money out yr account la , this one masuk news .

QUOTE(Barricade @ May 22 2024, 09:07 PM)
Just freeze the card in app when not using. What's so difficult?
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They can approve the transaction , what make u think they cannot unfreeze the card ?
Barricade
post May 22 2024, 09:42 PM

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QUOTE(MrBaba @ May 22 2024, 03:45 PM)
FB , xhs . A unauthorised transaction some fail some go through. If go through good luck getting the cash back since gxbank all is cash . So much for so call approve transaction from app thing .
*
Share source. Not going to believe until we see some screenshot. If really happen sure they make noise non stop at GXbank Facebook page. So far I see none.
MrBaba
post May 22 2024, 09:53 PM

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QUOTE(Barricade @ May 22 2024, 09:42 PM)
Share source. Not going to believe until we see some screenshot. If really happen sure they make noise non stop at GXbank Facebook page. So far I see none.
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U sendiri go xhs search gxbank heaps of ppl kena dy. Lowyat now cannot upload pic keep bring me back to home page
Ramjade
post May 22 2024, 09:53 PM

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QUOTE(Barricade @ May 22 2024, 09:42 PM)
Share source. Not going to believe until we see some screenshot. If really happen sure they make noise non stop at GXbank Facebook page. So far I see none.
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I kena on bigpay before.
kmrdeva
post May 23 2024, 12:21 AM

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QUOTE(Ramjade @ May 22 2024, 09:53 PM)
I kena on bigpay before.
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I kena with my wise card and bigpay card before too. Froze both cards now.

Looks like I better reduce my gxbank main account balance to RM25 just to be safe.
ericlaiys
post May 23 2024, 12:24 AM

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QUOTE(kmrdeva @ May 23 2024, 12:21 AM)
I kena with my wise card and bigpay card before too. Froze both cards now.

Looks like I better reduce my gxbank main account balance to RM25 just to be safe.
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it apply to any card including debit card. Best with freeze app
kmrdeva
post May 23 2024, 07:13 AM

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QUOTE(ericlaiys @ May 23 2024, 12:24 AM)
it apply to any card including debit card. Best with freeze app
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Yes, the cc or dc freezing option via app is really handy to have.
frankliew
post May 23 2024, 08:33 AM

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My WISE card also kena. End up they change for me new card for free.
leanman
post May 23 2024, 09:39 AM

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So does it means its much safer without a debit card, just the digital account for savings purposes?

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