u lost the benefit. just get card for free and freeze it when not use

yeah aware of that.. if you keep the money in the pocket savings, i think that helps too. As the DR card cannot access directly to the pocket savings acct and the money is not accessible until you transfer it out to the normal acct

There're many places where no additional verification is needed. For example, digitalocean.com. I can make a payment with GX or any card quite easily. All I need to enter are card number, expiry & CVV. They ask for address also but that doesn't matter. No GXSecure or OTP verification needed.

So all you need now are valid card numbers which can then be tested to see if they are active.

https://github.com/emenmousavi/LightCC
For this we can use one of many softwares which can generate card numbers, expiry and CVV and tests with a payment provider.

Most times those weird charges that you see are your CC/DC being tested. They tend to be small amounts. Once validated, the numbers are sold in the equivalent of Garage Sales. Of course, if you report the charges, the bank will immediately give you a new card number.

This post has been edited by soonwai: May 23 2024, 09:59 AM

just opened my gxbank acc today. ordered the card as well.
anything i need to be ready for?
how to freeze card when not in use?
also the savings pocket account, is it the same function as the go+ in TnG?

review the app, limits, card settings in the app. tweak where necessary.

freeze from the app. again, play around the app the see all the features. some are hidden. just explore thoroughly.

no, not like go+. savings pocket just a compartmentalized pocket to store fund, and not accessible by the gxcard. ike a savings jar that you put somewhere else.

So, to change from gx to aeon?

Promotion rates...

Till end of August 2024

not for me though. i;m not even Aeon patron. the points basically useless. so stick at gx for cb.

Just open account with RM20 and gets RM15 back, close it after 3 months.

I believe you get points for debit card usage anywhere, not just at AEON. Currently 3x points is 1.5%. Spend RM1000 get 3000pts = RM15. Definitely better than GX 1% for a limited time.

This post has been edited by soonwai: May 24 2024, 09:39 AM

I'll stick to GX....lol

Hope GX will increase interest from 3% to 3.5% would be nice.

wait till their customer base shrink....

Don't think so...

They might be waiting to see if Any negative impact...

So far probably minimal outflows of $$$

Transferred all from gx to aeon.. lets see if gx ups their promo.

sonotme GX main balance + 10 pockets @ 6% p.a. also don't want?

RM61 * 11 = RM671

This post has been edited by Medufsaid: May 24 2024, 12:51 PM

how to get 6%?

don't put all eggs in 1 baskets

RM61/pocket X10
Main account RM61

Everyday earn RM0.01 = RM0.11/day
RM0.11 x 365= RM40.15
40.15/671 x100% = 5.98%p.a

this is extra? how about if each pockets has more than RM61?

jack2 i think a better way to explain is this.

when you put in RM61, you get RM0.005 in daily interest. GX Bank will topup RM0.005, so 3% becomes 6%

you won't see this effect if you put RM100-200. as topup RM0.005 is meaningless against RM100-200 original amt