it like UT. u dump money in . they will invest. either profit or lost

You put in and trust them to allocate the right ETF for you and just hope that the market performs well with right ETF that their robo allocated to your account

Loss or profit all depends on their robo allocated ETF to you

does register needs to b done use apps? i tried mobile n desktop. maciam cannot detect my live face....

You need able to Face ID on device but the app is very buggy on it 🤦‍♀️

No REITs at the moment 🤦‍♀️

Hi. Is 3.5% rate applicable for 1st rm50k only ?

Yes, do always refer to T&C

https://digitalinvesting.com.my/kdi-save/

read the definition of "Investment Amount Tiers" from the link above

Hi Sifu,

I noticed that the interests is no longer compounded and the interests is given only on the "Net Deposit".

I remembered when KDi save started, the interests are compounded (interests is calculated based on the balance from yesterday after interests credited).

Is that the case now?

hmm?

im still getting compounded interest.

cause for every 10k, im getting 0.957 ringgit now..

checked exactly 1 month back, every 10k i was getting 0.953 then..

2 months back, every 10k i was getting 0.950..

for comparison at the beginning for every 10k, i got 0.943 only..

This post has been edited by Optizorb: May 18 2023, 10:38 PM

unlikely, because you won't get EAR 3.5% in that case
my difference would be RM 0.01, so won't be a good benchmark

KDI Invest withdrawal is so slow, requested on last Thurs but now also haven't deposit to my account. Duh.

Not even 6 to 7 working days yet 🤦‍♀️ wait until next week Monday should be in your bank account

For KDI save, if i deposit earlier morning Thursday 12am, can i get the returns on Thursday? Or start calculate Friday?

As long as deposit before 11am it will consider the same day hence yes in your example on Thursday

Thanks for the reply!

Received the funds after 6pm yesterday..it's too slow IMO..

Slow because they are not efficient 🤦‍♀️ anyway StashAway 3 to 5 business days

I assume because it takes 1 day to process, another day to sell and another day to convert back to RM while another 3 days to process the payment back to your bank account locally

Even if you buy or sell through Rakuten it will still take 3 business days to process 🤦‍♀️ hence KDI is double of that time length

Yeah man..pump in money fast, withdrawal damn slow. If emergency need cash tak boleh pakai KDI invest..

You never put emergency fund into KDI Invest 🤦‍♀️ which is why got KDI Save

Bruh dont give wrong info if you dont know..
unless you have account in StashAway and done it.

StashAway Invest i got my money rather fast!!

Sold 8.00am TUE 23.5.23
Got money in Bank on Thurs 25.5.23 10pm

3- 5 days bulshit la