Wait till your account get hacked 🤦‍♀️

Bad idea to put emergency fund whereby it can be easily accessible by bad actors

please advise me where to park the emergency fund that can in/out anytime anywhere, and gain daily 3.5%pa above without any min amount/goal/mission needed

OCBC 360

OCBC or Standard Chartered (not sure) what the current rates is

Remember TnG Go+ is not in and out as you think as some got banned because of it 🤦‍♀️

When you get hacked and with the so called WalletSafe to claim back your money good luck on it

This deal looks nice

Just deposit and spend monthly using this debit card n get better returns on savings acc while its highly liquid

Any cons? Or like promotion ends on 1 Jan 2023

Edit: RM8 one time fee for debit card and annual rm8 fees

This post has been edited by Aaron212: Dec 31 2022, 11:12 PM

cons... first rm100k only? you forget to fulfil criteria, and you'll miss out on the bonus interest?

missed out the last part
not when cash in with fpx instead of credit card

yea 2023 liao
so still 3.5% for 1st 50k? no increase?

More pros than cons remember it is PIDM protected and liquid

Try cashing in more with fpx as TNG will start banning as well as some users got hit by it 🤦‍♀️

Be patient as they will only react BNM policy meeting only 6 times a year with the 1st during mid Feb 🤦‍♀️

I ain't trusting TNG. Only reload RM100 each time when credit used up.

That is why so hard up getting used to get WalletSafe because they exacerbated this problem to extract more monies from users

If they have been proactive from start but it is all about extracting more from users 🤦‍♀️

I checked for today, at least for now it's still 3.5% EAR or 3.44% daily.

For RM9.5k just park there and watch the 90 sen ding dong into the tabung midnight every day... 😄

Anyone in KDI save, withdrawal must keep minimum RM100 inside?

Can do full withdrawal.

btw is it possible to see daily earnings like in go+ where they tell you how much got credited daily?

and also, is the returns compounding with net deposit? like e.g if net deposit was 50k initially, then after 1 month gained rm141 returns. so have 50,141 in kdi save. is the interest still calculated on 50k or 50,141 ?

This post has been edited by Optizorb: Jan 3 2023, 05:38 PM

No daily report, but you can login everyday and see the difference.

Daily interest is based on daily balance.

didn't try
but from FAQs, the balance is either RM 100 or above, otherwise RM 0
so they will probably deactivate/close your account once the balance is RM Nil
n will have to be verified like new user if deposit in the future

the interest is calculated based on 50,141 but 141 is at 2.96% instead of 3.44%

No such thing as closing account when full withdrawal 🤦‍♀️

After full withdrawal has been processed you can still deposit but a minimum of rm100 again then 2nd deposit onwards rm10 minimum

It is cycle save MMF

Wrong calculation because it compounded on daily balance plus accumulated interest earned

It should be around 143 plus minus rounding on the interests 🤦‍♀️

Seem like the return of kdi invest getting worst