Try comparing it with Versa (no bonus) or Stashaway Simple instead 🤦‍♀️

coz US market is keep going down these few week. So it is same fate

Versa keep promoting 4% interest rate. Time to move funds there guys.
KDI save never update their 3.5% even after new year 2023.

Got campaign if deposit also such as these:
https://versa.com.my/promotions/

Byebye KDI Save till you improve your rates and promotions.

This post has been edited by Davidtcf: Jan 5 2023, 12:15 PM

I think most people have maxed out 30k in Versa (4%) and 50k in KDI (3.44%)

Yes, for those who have less than 30k, should move everything from KDI to Versa.

Versa
1st 30k 4%
Anything above 2.75%

KDI
1st 50k 3.5%
50k ~ 200k 3%
Anything above 2.50%

im worry when you moved, then KDI announce increment on interest payout
and the 30k 4% will be ending on 31 Jan?

good. then we move back. no big deal

If you have 30k, the interest difference on daily is about RM 0.41, RM 15k is RM 0.21, and bear in mind the withdrawal processing of Versa is not as fast as KDI, you lose out few days in and few days out…

yeah thats the only thing stopping me from moving to versa. heard of the long in and out time..

how many days versa take? heard can take up to 7 days to withdraw?

Only 3 business day in and 1 business day out 🤦‍♀️

It is the same like KDI just that KDI promises NBD but delivered earlier 👏

Just sign up KDI today. How long must I wait for approval? 

considering to move my funds from kdi to hlb eFD 3 months @ 3.93% or maybe ambank 2 months @ 4.1% (not yet read TNC)

This post has been edited by Optizorb: Jan 6 2023, 02:37 PM

Go ahead

Monthly basis, every 10k:
HLB give you extra RM 3.58
Ambank give you extra RM 5.00

Earliest by Monday and if they got any question they will get back to you on Tuesday

Why not go for HLB CNY promo online for 6 months at 4.18% 🤦‍♀️ only until 15 Jan

Yes you're right. Approved sudah. Now dunno what to do LOL. To put RM10k in or not hurmmmm. Or put in EPF

Wait until budget passed 1st then decide

I want to see BNM Governor resigned and replaced by the deputy as she bloody useless in inaction 🤦‍♀️

Put short term 3 month FD in the meanwhile and wait towards year end then put into EPF if you got excess

sorry side ques: TnG GO+ is first 3k with 3.37%? or what the tnc?

But this is KDI thread?

Anyway, you can look for the FAQ for GO+ in the TnG eWallet app itself. No tiering for GO+ unless specified during campaign.

This post has been edited by talexeh: Jan 20 2023, 11:13 AM

Not sure if KDI is still the best considering FDs are offering more now.

Bank Negara Malaysia has maintained its overnight policy rate (OPR) at 2.75%.

https://www.thevibes.com/articles/business/...ins-opr-at-2.75

Er you do know you cannot do early withdrawal for FDD still get your interest right? Early withdrewal of FD = zero interest. Some thing to think about.