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 FI/RE - Financial Independence / Retire Early

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dwRK
post May 24 2023, 11:59 AM

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QUOTE(Ramjade @ May 23 2023, 03:49 PM)
You can join the telegram via his blog. You can even review his holdings there.
https://paullowinvestmentjourney.blogspot.com/

He's not the best guy to follow as he hold on to losers like Singtel, singpost, sph.

For him as long as company pay dividemd he's a buyer regardless quality of the company.
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why he wants so many... rclxub.gif eye blur liao...

Ramjade
post May 24 2023, 01:17 PM

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QUOTE(dwRK @ May 24 2023, 11:59 AM)
why he wants so many...  rclxub.gif eye blur liao...
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Like I said he buy everything that pays a dividend whether they are good or bad as his thinking is every companies that pay a dividend is good. Lol.
Lembu Goreng
post May 24 2023, 01:40 PM

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QUOTE(dwRK @ May 23 2023, 11:08 AM)
i support...

young ppl to take more risk, explore more opportunities, build wealth, sucure future n retirement...

and old ppl to park everything in epf...  biggrin.gif
*
yup, I park in EPF (not everything though) and right now just shake balls at home living off dividend

gashout
post May 24 2023, 04:00 PM

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QUOTE(Lembu Goreng @ May 24 2023, 01:40 PM)
yup, I park in EPF (not everything though) and right now just shake balls at home living off dividend
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this maybe my tier 1 dividend dream

then ill imitate ramjade's investment in stock just for yield...
Chrono-Trigger
post May 24 2023, 06:28 PM

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QUOTE(batman1172 @ May 21 2023, 02:33 PM)
Can but don’t.
It is time to do things you enjoy while making money.
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I thought as much, probably cut down on work hours or negotiate with boss with voluntary cut in salary and working hours.


Wedchar2912
post May 24 2023, 07:39 PM

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QUOTE(Chrono-Trigger @ May 24 2023, 06:28 PM)
I thought as much, probably cut down on work hours or negotiate with boss with voluntary cut in salary and working hours.
*
Only if your direct manager/boss can be trusted... and if there are precedence that your firm allow such arrangement.

else, you may soon find yourself at the wrong end of the wrong type attention.
Ramjade
post May 24 2023, 07:44 PM

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QUOTE(gashout @ May 24 2023, 04:00 PM)
this maybe my tier 1 dividend dream

then ill imitate ramjade's investment in stock just for yield...
*
Not all my stock have dividends.
dwRK
post May 25 2023, 11:39 AM

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QUOTE(Ramjade @ May 24 2023, 01:17 PM)
Like I said he buy everything that pays a dividend whether they are good or bad as his thinking is every companies that pay a dividend is good. Lol.
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do you know what is his average div yield?

looks like he doing law of large numbers... just whack everything to get a large sample size... lol

dwRK
post May 25 2023, 11:45 AM

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QUOTE(Lembu Goreng @ May 24 2023, 01:40 PM)
yup, I park in EPF (not everything though) and right now just shake balls at home living off dividend
*
one should have at least matching account size outside of epf... smile.gif

wifu doing 60% salary deduction into epf now... she dun wan to shake leg yet... biggrin.gif

Ramjade
post May 25 2023, 11:51 AM

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QUOTE(dwRK @ May 25 2023, 11:39 AM)
do you know what is his average div yield?

looks like he doing law of large numbers... just whack everything to get a large sample size... lol
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Don't know. I know he make more than enough money from his dividends until spend cannot finish. So he don't really care about yield. For him as long as money comes in he's happy.

This post has been edited by Ramjade: May 25 2023, 11:51 AM
dwRK
post May 25 2023, 11:52 AM

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QUOTE(Chrono-Trigger @ May 24 2023, 06:28 PM)
I thought as much, probably cut down on work hours or negotiate with boss with voluntary cut in salary and working hours.
*
QUOTE(Wedchar2912 @ May 24 2023, 07:39 PM)
Only if your direct manager/boss can be trusted... and if there are precedence that your firm allow such arrangement.

else, you may soon find yourself at the wrong end of the wrong type attention.
*
bosses want ppl that can do 2 person's job... you come tell me wanna shake leg... i'd fire you immediately if i can... hahaha...

best find good paying zero effort type job that you can quietly retire... some big companies have corporate affairs dept... some guys job there is mostly read newspaper and magazines, cut n paste and compile summary to management... lol...

Lembu Goreng
post May 25 2023, 12:05 PM

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QUOTE(dwRK @ May 25 2023, 11:45 AM)
one should have at least matching account size outside of epf... smile.gif

wifu doing 60% salary deduction into epf now... she dun wan to shake leg yet... biggrin.gif
*
If she’s able to do 60% into epf than better not shake leg yet as epf has a limit

Wedchar2912
post May 25 2023, 12:13 PM

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QUOTE(dwRK @ May 25 2023, 11:45 AM)
one should have at least matching account size outside of epf... smile.gif

wifu doing 60% salary deduction into epf now... she dun wan to shake leg yet... biggrin.gif
*
if your wife is fine with working (better still if she is enjoying her work) or the work load is decent, let her continue... Also does this mean you don't need to give her any monthly allowances? hehe tongue.gif

if it has not happened yet, she would be very relief the day her epf can generate dividend higher than her yearly expenses biggrin.gif
dwRK
post May 25 2023, 12:25 PM

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QUOTE(Wedchar2912 @ May 25 2023, 12:13 PM)
if your wife is fine with working (better still if she is enjoying her work) or the work load is decent, let her continue...  Also does this mean you don't need to give her any monthly allowances? hehe  tongue.gif

if it has not happened yet, she would be very relief the day her epf can generate dividend higher than her yearly expenses  biggrin.gif
*
i eating her slipper rice now actually... sweat.gif

our epfs quite healthy liao... happy.gif
Wedchar2912
post May 25 2023, 12:42 PM

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QUOTE(dwRK @ May 25 2023, 12:25 PM)
i eating her slipper rice now actually...  sweat.gif

our epfs quite healthy liao... happy.gif
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nice.... u make me envious.... notworthy.gif
romuluz777
post May 25 2023, 01:30 PM

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QUOTE(Lembu Goreng @ May 24 2023, 02:40 PM)
yup, I park in EPF (not everything though) and right now just shake balls at home living off dividend
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Congrats on having several millions in EPF notworthy.gif
ronnie
post May 25 2023, 01:36 PM

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QUOTE(dwRK @ May 25 2023, 12:25 PM)
i eating her slipper rice now actually...  sweat.gif

our epfs quite healthy liao... happy.gif
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whatever rice... as long got rice to eat, you should be happy.
mapeyeo1
post May 25 2023, 01:36 PM

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How much in EPF considered alot? 1m?
kbandito
post May 25 2023, 01:39 PM

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QUOTE(mapeyeo1 @ May 25 2023, 01:36 PM)
How much in EPF considered alot? 1m?
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how many gram of rice is considered a lot for lunch or dinner?
consider the answer to this same as your question.
guy3288
post May 25 2023, 01:48 PM

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QUOTE(dwRK @ May 25 2023, 11:52 AM)
bosses want ppl that can do 2 person's job... you come tell me wanna shake leg... i'd fire you immediately if i can... hahaha...

best find good paying zero effort type job that you can quietly retire... some big companies have corporate affairs dept... some guys job there is mostly read newspaper and magazines, cut n paste and compile summary to management... lol...
*
i agree with the first part,
boss always want worker work for salary.

but next you said go find salary with zero effort, got such bosses?
read newspaper cut magazine and paste.......
good salary for no effort work?

contradictory statements.... hmm.gif hmm.gif



QUOTE(dwRK @ May 25 2023, 12:25 PM)
i eating her slipper rice now actually...  sweat.gif

our epfs quite healthy liao... happy.gif
*
wah that doesnt sound nice for a man to say.....
living off woman´s money...... hmm.gif

i would rather say my wife is financially independent
i dont use her money.

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