i eating her slipper rice now actually... 

our epfs quite healthy liao...

eat soft rice i rather go hungry.

got hands got legs no need scared no rice to eat
just dont be lazy
alot should be more than RM20 million,
dividend >RM66k a month

yup... but one thing i learned... the household dynamics really changed... it has a profound effect on me, the humble husband, as the receiving party... 

well said

its our money at the end of the day

please show in ringgit n cents not funny shitty units

if like that better i go buy stocks

I don't mean it's Scam, but all these convert to unit thingy is just drawing parallel with scams, but they do it in a legal way...like Unit trust.

lol... you confuse introvert with loner lah... hahaha

i been con a few times... 100% i know is con lah... ppl ask for help... is money i can afford to lose... give lor... but not to ponzi/mlm lah...

introver is maybe easier to scam imho...

need advise on this situation

Age 49
I kid = form 1 + 1 wife

Epf  2 Million
ASM 2 Million
Total 4 Million

Average interest dividen from both approx rm16K per month (5%pa)

Can survive with rm16k per month?
current mntly expenses approx rm7-10k per month max

I would not. My eldest now enjoys her work. It is her hobby. Earns in Yen and USD but I don't get a cut of it. hahahaha but nvm as long dun ask money from me can already.
I can also tell you local education are way behind other countries especially in science, medical, AI, robotics, industrials,  etc... The m'sian government just don't support these areas and don't fund it. For this reason, my son is funded by the Switzerland and German universities to research for them. The result of his research will never be Malaysian.

Only 1 downside : eldest in Japan, youngest in Europe. 2 old mum and dad in M'sia

The problem is with those with no kids. Some of my friends facing this problem don't know who to give when they gone since they have no kids. Don't be surprised so many properties and money in the bank no one claims because of this problem. And it is hard to ask them to spend the money by flying first class etc. They have comfortable life but will not go all out to spend like Jho Low, for example.

My wife never control my finances, and i will never let woman to control me in any aspect 

She once joked if i become damn rich one day she doesn't mind me bring back 3 more wives to play mahjong with her, that gave me a bit of hope 

My boss has a rich friend who divorced a few times, i wonder how the guy protect his assets / money. I guess people this rich should have some ways to save their money / assets, and won't let ex-wives to share half of their assets / money every time he divorced.

Yes, that saves a lot of headaches if a split should ever happen, but it may also cause a lot of heartache if the marriage was formed with an intention that it was doomed to fail ... never an easy solution.

According to wealth reports, less than 0.5% of adults in this country have over USD 1m net worth.

Safest: gold, hard assets.