How much in EPF considered alot? 1m?

Haha, been lurking in investment Moat telegram group, learnt that perpetual SWR will be around 2.4%, my aim is 2%, so that my wealth will increase perpetually and ready for next gen stewardship, rules will be setup to instill ownership and skin in the game, hoping that next gen will do their best to manage wealth, no squandering allowed. Reward and punishment just like corporate style.