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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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cybpsych
post Nov 22 2023, 08:47 PM

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Islamic Duo+ coming soon/probably available now (should be same as Islamic Duo, you cannot keep both card and card-i)

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additional FAQ updated/added

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taitianhin
post Nov 22 2023, 08:54 PM

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QUOTE(iamloco @ Nov 21 2023, 01:09 AM)
The app is so unstable, long way to go
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I havnt not start to use the new one....
scare it might lock my Online banking
!@#$%^
post Nov 22 2023, 11:43 PM

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QUOTE(jiaen0509 @ Nov 22 2023, 08:42 PM)
Finally cancel my affin duo with lowest CL that I have, 5k.

Plan to purchase iPhone at Switch for the RM 250 voucher but CL not enough. Call and ask the possibility of temp CL increase. But not allow, then directly request for the cancellation.
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can either overpay ur CC to increase limit, or submit documents to increase your limit. temporary CL increase usually limited to emergency such as hospitalization, not to buy iphone.
skty
post Nov 23 2023, 12:27 AM

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QUOTE(cybpsych @ Nov 22 2023, 08:47 PM)
Islamic Duo+ coming soon/probably available now (should be same as Islamic Duo, you cannot keep both card and card-i)
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one person cannot hold Affin Duo and Affin Duo-i at the same time?
cybpsych
post Nov 23 2023, 06:19 AM

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QUOTE(skty @ Nov 23 2023, 12:27 AM)
one person cannot hold Affin Duo and Affin Duo-i at the same time?
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yup
jiaen0509
post Nov 23 2023, 11:51 AM

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QUOTE(!@#$%^ @ Nov 22 2023, 11:43 PM)
can either overpay ur CC to increase limit, or submit documents to increase your limit. temporary CL increase usually limited to emergency such as hospitalization, not to buy iphone.
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Overpay will only reflect to the account next day according to the officer I spoke to. You will know how troublesome for affin to up limit or upgrade the card. I requested to upgrade higher tier card world master maybe. Took 2 weeks, and came back inform me HQ ask to request increase CL first then only request to upgrade the card.

1. CL increase no guarantee
2. After CL increase, add card is not guaranteed as well
3. If you failed to increase CL, mean card upgrade is not possible

So I decided don’t waste the time. Haha

Btw, just sharing only


MGM
post Nov 23 2023, 12:07 PM

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QUOTE(jiaen0509 @ Nov 22 2023, 08:42 PM)
Finally cancel my affin duo with lowest CL that I have, 5k.

Plan to purchase iPhone at Switch for the RM 250 voucher but CL not enough. Call and ask the possibility of temp CL increase. But not allow, then directly request for the cancellation.
*
SO u called CS to cancel the card? Was it immediate or need management approval?
jiaen0509
post Nov 23 2023, 12:16 PM

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QUOTE(MGM @ Nov 23 2023, 12:07 PM)
SO u called CS to cancel the card? Was it immediate or need management approval?
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From my last experience when cancel the BHP card. They will block the card and wait 14 days to cancel.

But after 14 Days, the card still there. Until second call, only they cancel it.
~~5ive~~
post Nov 23 2023, 12:23 PM

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Does Affin give out freegift for new cc sign up? Or that rarely happen?
skty
post Nov 23 2023, 06:25 PM

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QUOTE(cybpsych @ Nov 23 2023, 06:19 AM)
yup
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no wonder keep reject me. sweat.gif
cybpsych
post Nov 23 2023, 06:48 PM

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QUOTE(skty @ Nov 23 2023, 06:25 PM)
no wonder keep reject me.  sweat.gif
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yah I was rejected twice lol
!@#$%^
post Nov 23 2023, 07:35 PM

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QUOTE(jiaen0509 @ Nov 23 2023, 11:51 AM)
Overpay will only reflect to the account next day according to the officer I spoke to. You will know how troublesome for affin to up limit or upgrade the card. I requested to upgrade higher tier card world master maybe. Took 2 weeks, and came back inform me HQ ask to request increase CL first then only request to upgrade the card.

1. CL increase no guarantee
2. After CL increase, add card is not guaranteed as well
3. If you failed to increase CL, mean card upgrade is not possible

So I decided don’t waste the time. Haha

Btw, just sharing only
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unfortunate.
iamloco
post Nov 25 2023, 08:08 AM

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QUOTE(taitianhin @ Nov 22 2023, 08:54 PM)
I havnt not start to use the new one....
scare it might lock my Online banking
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That's what happened to me for wrongly answering my security questions 3 times. Had to call cs to reset.
leootan
post Nov 25 2023, 09:30 AM

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QUOTE(jiaen0509 @ Nov 23 2023, 11:51 AM)
Overpay will only reflect to the account next day according to the officer I spoke to. You will know how troublesome for affin to up limit or upgrade the card. I requested to upgrade higher tier card world master maybe. Took 2 weeks, and came back inform me HQ ask to request increase CL first then only request to upgrade the card.

1. CL increase no guarantee
2. After CL increase, add card is not guaranteed as well
3. If you failed to increase CL, mean card upgrade is not possible

So I decided don’t waste the time. Haha

Btw, just sharing only
*
I had a rather smooth experience with the CL upgrade permanently request.

But 1st i need to say that their webpage stated email domain which is @affinbank is a dead domain, email cant get through🤷‍♂️

Then i make a phone call to them and they guy yave me anither email which is cardservices@affingroup.com also cannot. That cardservices is for their internal use only.

Finally, i drop my contact at their page a request a call back. The 2nd day a CS lady told me and acknowledged my request by saying that will send me an email with form, i just fill it up and upload relevant documents will do.

3rd day after i replied that email, ok, CL increased done.
annoymous1234
post Nov 26 2023, 09:12 PM

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do we need to register to join this campaign? https://www.affinalways.com/en/swac
Human Nature
post Nov 28 2023, 10:09 AM

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The new app will show our username. Kinda not secure because it also show the secret image. Anyway to remove that without having to link again every time?
winmxbb
post Nov 28 2023, 12:39 PM

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QUOTE(Human Nature @ Nov 28 2023, 10:09 AM)
The new app will show our username. Kinda not secure because it also show the secret image. Anyway to remove that without having to link again every time?
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Show secret image is to tell u this is original page
If from scammer, they dun know ur image, so that u can differenship
!!!
Human Nature
post Nov 28 2023, 12:41 PM

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QUOTE(winmxbb @ Nov 28 2023, 12:39 PM)
Show secret image is to tell u this is original page
If from scammer, they dun know ur image, so that u can differenship
!!!
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Of coz i know that, but if your phone got stolen. They will know the username and secret image straight away.
LostAndFound
post Nov 28 2023, 01:39 PM

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QUOTE(Human Nature @ Nov 28 2023, 12:41 PM)
Of coz i know that, but if your phone got stolen. They will know the username and secret image straight away.
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If your phone got stolen, scammer have your sim card to receive OTP also? No limit to all the security hole you can imagine la, the "secret" image is meant for you to know the website only, nothing more than that.
Human Nature
post Nov 28 2023, 01:40 PM

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QUOTE(LostAndFound @ Nov 28 2023, 01:39 PM)
If your phone got stolen, scammer have your sim card to receive OTP also? No limit to all the security hole you can imagine la, the "secret" image is meant for you to know the website only, nothing more than that.
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Main point is the username. It is not hidden.

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