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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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cybpsych
post Nov 15 2023, 11:15 AM

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QUOTE(xiaomoon @ Nov 15 2023, 11:08 AM)
cb is refer to previous balance?
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xiaomoon
post Nov 15 2023, 11:17 AM

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QUOTE(cybpsych @ Nov 15 2023, 11:15 AM)
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ok just recall it, thank you
sjz
post Nov 15 2023, 03:47 PM

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since Affin Duo CB 3% include e-wallet/online & auto-billing .

so its safe to assume TNG auto reload shall entitled for CB right?

unless someone reported otherwise

This post has been edited by sjz: Nov 15 2023, 03:47 PM
cilimerah
post Nov 15 2023, 04:45 PM

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Hi if pay car insurance online using affin duo can get CB? since it's not auto deduct.
LostAndFound
post Nov 16 2023, 03:13 PM

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QUOTE(cilimerah @ Nov 15 2023, 04:45 PM)
Hi if pay car insurance online using affin duo can get CB? since it's not auto deduct.
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Depending MCC as per usual. Auto deduct not a requirement, I use to manual pay my great eastern life insurance also can get.
lamode
post Nov 17 2023, 12:18 PM

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I was late by few days for both of my cards last month. first time ever since i have the cards for few yrs.

Called in to request waiver, like others already mentioned, feel like CS not so willing to do that, but nevertheless the request is now in and subject to approval. unsure.gif
sjz
post Nov 18 2023, 01:05 PM

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https://www.freemalaysiatoday.com/category/...88-to-rm101mil/

not a good news.

if they decided for some cost cutting measure, then doh.gif doh.gif

This post has been edited by sjz: Nov 18 2023, 01:05 PM
iamloco
post Nov 21 2023, 01:09 AM

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The app is so unstable, long way to go
coolguy99
post Nov 21 2023, 09:07 AM

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QUOTE(iamloco @ Nov 21 2023, 01:09 AM)
The app is so unstable, long way to go
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It is definitely a good start though. We have been waiting for this app for ages!
lamode
post Nov 21 2023, 09:54 AM

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QUOTE(lamode @ Nov 17 2023, 12:18 PM)
I was late by few days for both of my cards last month. first time ever since i have the cards for few yrs.

Called in to request waiver, like others already mentioned, feel like CS not so willing to do that, but nevertheless the request is now in and subject to approval.  unsure.gif
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one card kena late charge AND interest charge, they reversed late charge only.
another card kena one charge only, it is reversed.

better than nothing lo bye.gif
cybpsych
post Nov 21 2023, 10:00 AM

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QUOTE(lamode @ Nov 21 2023, 09:54 AM)
one card kena late charge AND interest charge, they reversed late charge only.
another card kena one charge only, it is reversed.

better than nothing lo  bye.gif
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my other principal cardholder

card1: finance charge 17.xx
card2: finance charge 5x.xx

when called CS, just conveniently using card1 info to kickstart request for both card1 and card2 waiver. reconfirmed with CS, she submitted approval for both cards.

guess what, mgmt only approved card1 17.xx waiver only. received reject email for 5x.xx waiver request bangwall.gif

probably should've used card2 info to request for waiver instead haha
xiaoxiaoshen
post Nov 21 2023, 10:31 AM

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FYI: my point going to expire this month, so plan to use for SST redemption. normally SST will have the best rewards. but not for Affin.

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chris2k
post Nov 21 2023, 01:07 PM

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I'm wondering if the statement date follows the date you activate the card?

Can I not activate the cards until it's a suitable date?
cybpsych
post Nov 21 2023, 01:19 PM

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QUOTE(chris2k @ Nov 21 2023, 01:07 PM)
I'm wondering if the statement date follows the date you activate the card?

Can I not activate the cards until it's a suitable date?
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no, statement date is already pre-determined when the card is approved/issued.

affin's statement dates are limited anyway, and not allowed to be changed (last i know)


better call CS to enquire few info:

1) possiiblity to change statement date
2) available statement dates to choose

then, share the info here biggrin.gif
lamode
post Nov 21 2023, 06:47 PM

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QUOTE(cybpsych @ Nov 21 2023, 10:00 AM)
my other principal cardholder

card1: finance charge 17.xx
card2: finance charge 5x.xx

when called CS, just conveniently using card1 info to kickstart request for both card1 and card2 waiver. reconfirmed with CS, she submitted approval for both cards.

guess what, mgmt only approved card1 17.xx waiver only. received reject email for 5x.xx waiver request  bangwall.gif

probably should've used card2 info to request for waiver instead haha
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dun think would make any diff, they will pick the lower one to waive like my case.
perhaps just request waiver for the higher amount, small amount just stomach it.
cybpsych
post Nov 22 2023, 11:17 AM

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QUOTE(lamode @ Nov 21 2023, 06:47 PM)
dun think would make any diff, they will pick the lower one to waive like my case.
perhaps just request waiver for the higher amount, small amount just stomach it.
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yep likely that could happen too

they just waived smaller amount as "lesson fee" biggrin.gif
helloguyssss123
post Nov 22 2023, 04:54 PM

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Anyone get latest statement?
My cut off date was 14th of Month.

Not sure why Affin always provide statement late, sometimes will overlook and cause some penalty
beLIEve
post Nov 22 2023, 05:06 PM

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QUOTE(helloguyssss123 @ Nov 22 2023, 04:54 PM)
Anyone get latest statement?
My cut off date was 14th of Month.

Not sure why Affin always provide statement late, sometimes will overlook and cause some penalty
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Received email on 15th
cybpsych
post Nov 22 2023, 05:20 PM

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QUOTE(helloguyssss123 @ Nov 22 2023, 04:54 PM)
Anyone get latest statement?
My cut off date was 14th of Month.

Not sure why Affin always provide statement late, sometimes will overlook and cause some penalty
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download from affin portal no issue

12th statement, download on 13th
jiaen0509
post Nov 22 2023, 08:42 PM

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Finally cancel my affin duo with lowest CL that I have, 5k.

Plan to purchase iPhone at Switch for the RM 250 voucher but CL not enough. Call and ask the possibility of temp CL increase. But not allow, then directly request for the cancellation.

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