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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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1mr3tard3d
post Dec 14 2023, 10:42 AM

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QUOTE(CoffeeDude @ Dec 9 2023, 01:58 PM)
I did an online transaction (buy flight tickets) and then converted it to EIP 12 months installments.

Does this online transaction still count for the cash back?
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your online transaction will be eligible for cash back for that month
but your statement balance will be reduced
EIP
Matchy
post Dec 15 2023, 03:30 PM

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Just wondering, currently im holding the duo card. And i can apply for Duo+ also? And do I need to apply it like NTB?
cybpsych
post Dec 15 2023, 03:48 PM

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QUOTE(Matchy @ Dec 15 2023, 03:30 PM)
Just wondering, currently im holding the duo card. And i can apply for Duo+ also? And do I need to apply it like NTB?
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yes, apply as usual

perhaps try calling them to add Duo+ without doc submission first.
Human Nature
post Dec 16 2023, 05:30 PM

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Is TNB payment via mytnb app eligible for the Visa CB?
cybpsych
post Dec 16 2023, 05:48 PM

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QUOTE(Human Nature @ Oct 26 2022, 11:47 PM)
QUOTE(dragonteoh @ Oct 26 2022, 11:04 PM)
Hi guys, I just get my Affin Duo Card today. Would like to ask, for Touch N Go reload using Cashback visa, should I manually type the card number and don't save each time doing reload to get the cashback?

2nd, if pay TNB Bill via myTNB apps, is it consider online transaction ?

and last, i tried to setup online banking using the credit card but keep on prompt error "Failed to retrieve record (.B01) which mention in 1st page here. But before i left the branch, the customer service say after activate the card and setup pin, then can register the online banking with the credit card.

Anything i miss out ?
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Q2 - Yes
Q3 - Need to wait for the next day
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QUOTE(Human Nature @ Dec 16 2023, 05:30 PM)
Is TNB payment via mytnb app eligible for the Visa CB?
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This post has been edited by cybpsych: Dec 16 2023, 05:49 PM
Human Nature
post Dec 16 2023, 05:51 PM

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Lol, ironically it's me who answered laugh.gif
beLIEve
post Dec 16 2023, 06:43 PM

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QUOTE(Human Nature @ Dec 16 2023, 05:51 PM)
Lol, ironically it's me who answered  laugh.gif
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This is what I call memory leak
SUSKopistall
post Dec 17 2023, 06:26 AM

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Affin need to open more branches to compete, I need to travel 10km to reach nearest affin bank
ClarenceT
post Dec 17 2023, 07:24 AM

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QUOTE(Kopistall @ Dec 17 2023, 06:26 AM)
Affin need to open more branches to compete, I need to travel 10km to reach nearest affin bank
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Just need to upgrade their I.T., most of the bank branches should be closed down in the next few years.
Each city just need 1 Maybank branch, 1 CIMB branch, 1 Public Bank branch,... 1 Affin Bank branch.
A lot of people are switching to digital banking eg Maybank MAE, CIMB Octo, GXBank, RHB-Axiata-Boost Bank, Shopee-YTL Bank etc. Some of them are branch-less.

This post has been edited by ClarenceT: Dec 17 2023, 07:49 AM
SUSKopistall
post Dec 17 2023, 09:30 AM

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QUOTE(ClarenceT @ Dec 17 2023, 07:24 AM)
Just need to upgrade their I.T., most of the bank branches should be closed down in the next few years.
Each city just need 1 Maybank branch, 1 CIMB branch, 1 Public Bank branch,... 1 Affin Bank branch.
A lot of people are switching to digital banking eg Maybank MAE, CIMB Octo, GXBank, RHB-Axiata-Boost Bank, Shopee-YTL Bank etc. Some of them are branch-less.
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Also the MEPS rm1 fee needs to be abolished, very ridiculous rm1 per transaction for such a small population & country
ClarenceT
post Dec 17 2023, 09:36 AM

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QUOTE(Kopistall @ Dec 17 2023, 09:30 AM)
Also the MEPS rm1 fee needs to be abolished, very ridiculous rm1 per transaction for such a small population & country
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ATM and Cash Deposit Machine should be removed. Cash deposit and withdrawal should be chargeable to encourage cashless, just like eMadani (Duitnow QR).

Mydebit card can be used to get cash at supermarkets etc, RM0.50 only, why still need ATM?
https://ringgitplus.com/en/blog/bank-news/s...rom-1-july.html

Nowadays can use debit card and Duitnow QR to pay, no need to use cash.

This post has been edited by ClarenceT: Dec 17 2023, 09:39 AM
!@#$%^
post Dec 17 2023, 09:40 AM

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QUOTE(ClarenceT @ Dec 17 2023, 09:36 AM)
ATM and Cash Deposit Machine should be removed. Cash deposit and withdrawal should be chargeable to encourage cashless, just like eMadani (Duitnow QR).

Mydebit card can be used to get cash at supermarkets etc, RM0.50 only, why still need ATM?
https://ringgitplus.com/en/blog/bank-news/s...rom-1-july.html

Nowadays can use debit card and Duitnow QR to pay, no need to use cash.
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need to abolish debit card fees then to encourage cashless.
ClarenceT
post Dec 17 2023, 09:45 AM

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QUOTE(!@#$%^ @ Dec 17 2023, 09:40 AM)
need to abolish debit card fees then to encourage cashless.
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Yes, but need to impose charges to businesses if they deposit cash to bank account. In Malaysia it is still FOC.

Like UK, Australia etc, the cashier at supermarkets may ask you if you want to get some cash back (not cashback or rebate but to take cash from CASA via debit card), because it is cheaper than they deposit cash into their bank account!

This post has been edited by ClarenceT: Dec 17 2023, 09:46 AM
SUSKopistall
post Dec 17 2023, 10:32 AM

I'm discussing not spamming, so stop reporting my postings
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QUOTE(ClarenceT @ Dec 17 2023, 09:36 AM)
ATM and Cash Deposit Machine should be removed. Cash deposit and withdrawal should be chargeable to encourage cashless, just like eMadani (Duitnow QR).

Mydebit card can be used to get cash at supermarkets etc, RM0.50 only, why still need ATM?
https://ringgitplus.com/en/blog/bank-news/s...rom-1-july.html

Nowadays can use debit card and Duitnow QR to pay, no need to use cash.
*
BTW do you know where is the settings to create new deposit for FD in the new affin always app. I remember I can create FD using the old browser based affin always.
ClarenceT
post Dec 17 2023, 10:49 AM

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QUOTE(Kopistall @ Dec 17 2023, 10:32 AM)
BTW do you know where is the settings to create new deposit for FD in the new affin always app. I remember I can create FD using the old browser based affin always.
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My Affin Always App is terrible.
Use Affin Always Web.
SUSKopistall
post Dec 17 2023, 11:04 AM

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QUOTE(ClarenceT @ Dec 17 2023, 10:49 AM)
My Affin Always App is terrible.
Use Affin Always Web.
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Very odd, even UOB HSBC app cannot create new FD using the app. Is this a way so that customers have to walk in to their branch to create more business for their banks, I wonder.
rocketm
post Dec 17 2023, 01:41 PM

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Anyone apply Affin Duo Visa credit card by pleading FD with them?

The credit card agent said need to open a FD account only. The interest will credited to this account and I can withdraw only the interest.

Is the agent giving me the correct information that I do not need to open a saving account?
dark_axl21
post Dec 17 2023, 01:43 PM

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QUOTE(rocketm @ Dec 17 2023, 01:41 PM)
Anyone apply Affin Duo Visa credit card by pleading FD with them?

The credit card agent said need to open a FD account only. The interest will credited to this account and I can withdraw only the interest.

Is the agent giving me the correct information that I do not need to open a saving account?
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Pledging FD?
How much is your annual pay compared to your debt service ratio?

This post has been edited by dark_axl21: Dec 17 2023, 01:46 PM
rocketm
post Dec 17 2023, 01:47 PM

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QUOTE(dark_axl21 @ Dec 17 2023, 02:43 PM)
Pledging FD?
How much is your annual pay compared to your debt ratio?
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annual pay RM81600.00
Debt: RM0.00

CCRIS only showing my first credit card that I just got in November but still showing 0.
dark_axl21
post Dec 17 2023, 01:53 PM

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QUOTE(rocketm @ Dec 17 2023, 01:47 PM)
annual pay RM81600.00
Debt: RM0.00

CCRIS only showing my first credit card that I just got in November but still showing 0.
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I think the agent is just trying to peddle and push for sales of other products.

Should be able to get the CC easily.

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